Last update: Oct 2026

Cost of Living Comparison Between Cebu and Poznan

For one person, living is cheaper in Cebu: $934 a month against $1,556 in Poznan, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
76

Cost of Living Index in Poznan
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Poznan Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Poznan

🇵🇱 Poland

$1,556

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Poznan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Poznan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,556 in Poznan.

Cebu $934
Poznan $1,556

Estimated couple costs with rent: $1,415 in Cebu versus $2,218 in Poznan.

Cebu $1,415
Poznan $2,218

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,880 in Poznan.

Cebu $1,896
Poznan $2,880

Living in Cebu costs roughly 40% less than in Poznan, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 30% below, Poznan is 16% above.

Meal at Budget Restaurant

$3.03 ₱190

$11.74 zł 45.90

-74.19%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$51.1 zł 200

-54.01%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$8.81 zł 34.43

-53.58%

Cappuccino

$2.52 ₱158

$3.53 zł 13.78

-28.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.68 zł 6.55

-8.33%

Water (0.33 liter bottle)

$0.49 ₱30.98

$1.56 zł 6.11

-68.59%

Local Beer (0.5 liter draught)

$1.79 ₱112

$3.09 zł 12.06

-42.07%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$4.17 zł 16.31

-45.80%

Milk (1 liter)

$1.95 ₱122

$0.95 zł 3.73

105.26%

White Bread (500g)

$1.43 ₱89.7

$1.21 zł 4.73

18.18%

Rice (white) (1kg)

$1.02 ₱63.8

$1.37 zł 5.34

-25.55%

Eggs

$2.06 ₱129

$3.62 zł 14.17

-43.09%

Local Cheese (1kg)

$9.81 ₱615

$8.98 zł 35.12

9.24%

Chicken Fillets (1kg)

$4.61 ₱289

$6.16 zł 24.10

-25.16%

Beef Round Steak (1kg)

$7.70 ₱483

$13.43 zł 52.5

-42.67%

Apples (1kg)

$3.31 ₱207

$1.35 zł 5.29

145.19%

Banana (1kg)

$1.45 ₱90.9

$1.61 zł 6.30

-9.94%

Oranges (1kg)

$2.36 ₱148

$1.72 zł 6.70

37.21%

Tomato (1kg)

$1.54 ₱96.4

$2.52 zł 9.85

-38.89%

Potato (1kg)

$2.36 ₱148

$0.78 zł 3.04

202.56%

Onion (1kg)

$1.99 ₱125

$1.05 zł 4.10

89.52%

Lettuce (1 head)

$1.15 ₱72.1

$1.24 zł 4.85

-7.26%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.65 zł 2.55

3.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$5.62 zł 21.95

-46.62%

Wine (Bottle)

$6.35 ₱398

$7.55 zł 29.52

-15.89%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.17 zł 4.56

11.97%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.42 zł 5.56

21.83%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$1.25 zł 4.87

-80.00%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$31.30 zł 122

-59.58%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$2.35 zł 9.17

-68.51%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$1.00 zł 3.92

-79.00%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$12.63 zł 49.36

-65.72%

Gasoline (1 liter)

$1.33 ₱83.5

$1.68 zł 6.57

-20.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$30.2K zł 118.1K

-27.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$27.6K zł 107.7K

-29.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$295 zł 1,154

-59.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$7.84 zł 30.63

84.31%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$18.74 zł 73.2

50.96%

Gym Membership (Monthly)

$32.68 ₱2,050

$38.99 zł 152

-16.18%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$31.64 zł 124

-79.80%

Cinema Ticket

$5.46 ₱342

$7.87 zł 30.78

-30.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$480 zł 1,876

-43.03%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$7,618 zł 29.8K

7.06%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$79.0 zł 309

-37.25%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$37.29 zł 146

-33.31%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$87.9 zł 343

-12.84%

Men's Leather Business Shoes

$59.3 ₱3,717

$109 zł 427

-45.80%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$780 zł 3,049

-35.17%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$608 zł 2,375

-49.08%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$1,211 zł 4,735

-13.18%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$833 zł 3,258

-25.73%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$3,467 zł 13.6K

-15.90%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$2,474 zł 9,670

-24.53%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$1,683 zł 6,578

-79.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.63

8.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Poznan: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Poznan

$608 38.4% 96.4% $298

Groceries & Markets

Cebu

$210 22.7%

Poznan

$217 13.7% 2.9% $6.2

Monthly Utilities & Internet

Cebu

$163 17.7%

Poznan

$322 20.3% 97% $158

Clothing & Footwear

Cebu

$95 10.2%

Poznan

$141 8.9% 49.1% $46

Eating Out

Cebu

$88 9.6%

Poznan

$199 12.6% 126% $111

Sport & Entertainment

Cebu

$44 4.7%

Poznan

$55 3.5% 25.6% $11

Getting Around

Cebu

$15 1.7%

Poznan

$44 2.8% 183% $28

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $780 in Poznan. Housing cost is often the main lever when comparing two cities.

Poznan pays 393% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $51.0 in Poznan for a mid-range dinner for two. Groceries echo the gap at $210 vs $217 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇱 Poznan

🕒 Local time

15:20 3:20 PM

09:20 9:20 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

530,464

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Polish Złoty exchange rates as of October 10, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.38 PLN (1 PLN = 0.228 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Poznan 10,220 km ≈ 13 h nonstop flight

From you

Cebu
Poznan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Poznan: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 67% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 393% lower in Poznan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $780 in Poznan. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $1,556 in Poznan – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 147% less than in Poznan. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,556 in Poznan, a $1,500 budget is realistic in Cebu but tight or insufficient in Poznan. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Poznan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Poznan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 67% less than in Poznan. Beyond cost, consider language, visa policies, and how big the international community is in each city.