Last update: Oct 2026

Cost of Living Comparison Between Poznan and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,556 in Poznan, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Poznan
Learn more

Poznan Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Poznan

🇵🇱 Poland

$1,556

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Poznan and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Poznan and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,556 in Poznan versus $934 in Cebu.

Poznan $1,556
Cebu $934

Estimated couple costs with rent: $2,218 in Poznan versus $1,415 in Cebu.

Poznan $2,218
Cebu $1,415

Monthly costs for a family of three with rent: $2,880 in Poznan versus $1,896 in Cebu.

Poznan $2,880
Cebu $1,896

Living in Poznan is roughly 67% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Poznan is 16% above, Cebu is 30% below.

Meal at Budget Restaurant

$11.74 zł 45.90

$3.03 ₱190

287.46%

Three-Course Dinner for Two, Mid-Range

$51.1 zł 200

$23.48 ₱1,473

117.46%

Fast Food Meal (McDonalds, etc)

$8.81 zł 34.43

$4.09 ₱256

115.40%

Cappuccino

$3.53 zł 13.78

$2.52 ₱158

40.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 zł 6.55

$1.54 ₱96.9

9.09%

Water (0.33 liter bottle)

$1.56 zł 6.11

$0.49 ₱30.98

218.37%

Local Beer (0.5 liter draught)

$3.09 zł 12.06

$1.79 ₱112

72.63%

Imported Beer (0.33 liter bottle)

$4.17 zł 16.31

$2.26 ₱142

84.51%

Milk (1 liter)

$0.95 zł 3.73

$1.95 ₱122

-51.28%

White Bread (500g)

$1.21 zł 4.73

$1.43 ₱89.7

-15.38%

Rice (white) (1kg)

$1.37 zł 5.34

$1.02 ₱63.8

34.31%

Eggs

$3.62 zł 14.17

$2.06 ₱129

75.73%

Local Cheese (1kg)

$8.98 zł 35.12

$9.81 ₱615

-8.46%

Chicken Fillets (1kg)

$6.16 zł 24.10

$4.61 ₱289

33.62%

Beef Round Steak (1kg)

$13.43 zł 52.5

$7.70 ₱483

74.42%

Apples (1kg)

$1.35 zł 5.29

$3.31 ₱207

-59.21%

Banana (1kg)

$1.61 zł 6.30

$1.45 ₱90.9

11.03%

Oranges (1kg)

$1.72 zł 6.70

$2.36 ₱148

-27.12%

Tomato (1kg)

$2.52 zł 9.85

$1.54 ₱96.4

63.64%

Potato (1kg)

$0.78 zł 3.04

$2.36 ₱148

-66.95%

Onion (1kg)

$1.05 zł 4.10

$1.99 ₱125

-47.24%

Lettuce (1 head)

$1.24 zł 4.85

$1.15 ₱72.1

7.83%

Water (1.5 liter bottle)

$0.65 zł 2.55

$0.67 ₱42.15

-2.99%

Cigarettes 20 Pack (Marlboro, Camel)

$5.62 zł 21.95

$3.00 ₱188

87.33%

Wine (Bottle)

$7.55 zł 29.52

$6.35 ₱398

18.90%

Local Beer (0.5 liter bottle)

$1.17 zł 4.56

$1.31 ₱81.9

-10.69%

Imported Beer (0.33 liter bottle)

$1.42 zł 5.56

$1.73 ₱108

-17.92%

One-way Ticket (Public Transport)

$1.25 zł 4.87

$0.25 ₱15.78

400.00%

Public Transport Monthly Pass (Regular Price)

$31.30 zł 122

$12.65 ₱793

147.43%

Taxi Start (Normal Tariff)

$2.35 zł 9.17

$0.74 ₱46.32

217.57%

Taxi (Normal Tariff) (1km)

$1.00 zł 3.92

$0.21 ₱13.11

376.19%

Taxi 1hour Waiting (Normal Tariff)

$12.63 zł 49.36

$4.33 ₱271

191.69%

Gasoline (1 liter)

$1.68 zł 6.57

$1.33 ₱83.5

26.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K zł 118.1K

$21.8K ₱1.4M

38.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K zł 107.7K

$19.4K ₱1.2M

42.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 zł 1,154

$121 ₱7,563

144.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.84 zł 30.63

$14.45 ₱907

-45.74%

Internet (50+ Mbps, Unlimited Data)

$18.74 zł 73.2

$28.29 ₱1,774

-33.76%

Gym Membership (Monthly)

$38.99 zł 152

$32.68 ₱2,050

19.31%

Tennis Court (1 Hour on Weekend)

$31.64 zł 124

$6.39 ₱401

395.15%

Cinema Ticket

$7.87 zł 30.78

$5.46 ₱342

44.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$480 zł 1,876

$273 ₱17.1K

75.52%

International Primary School, 1 Child (Yearly)

$7,618 zł 29.8K

$8,156 ₱511.5K

-6.60%

Jeans (Levis 501 Or Similar)

$79.0 zł 309

$49.57 ₱3,109

59.37%

Summer Dress (H&M, Zara, etc)

$37.29 zł 146

$24.87 ₱1,560

49.94%

Sport Shoes (Adidas, Nike)

$87.9 zł 343

$76.6 ₱4,804

14.73%

Men's Leather Business Shoes

$109 zł 427

$59.3 ₱3,717

84.51%

1-bedroom Apartment, City Center (Monthly)

$780 zł 3,049

$506 ₱31.7K

54.24%

1-bedroom Apartment, Outside City Center (Monthly)

$608 zł 2,375

$309 ₱19.4K

96.39%

3-bedroom Apartment, City Center (Monthly)

$1,211 zł 4,735

$1,052 ₱66.0K

15.18%

3-bedroom Apartment, Outside City Center (Monthly)

$833 zł 3,258

$619 ₱38.8K

34.64%

Buy Apartment in City Center (m2)

$3,467 zł 13.6K

$2,915 ₱182.9K

18.91%

Buy Apartment Outside City Center (m2)

$2,474 zł 9,670

$1,867 ₱117.1K

32.50%

Average Monthly Net Salary (After Tax)

$1,683 zł 6,578

$341 ₱21.4K

393.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

7.2

-7.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Poznan: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Poznan

$608 38.4%

Cebu

$309 33.5% 49.1% $298

Monthly Utilities & Internet

Poznan

$322 20.3%

Cebu

$163 17.7% 49.2% $158

Groceries & Markets

Poznan

$217 13.7%

Cebu

$210 22.7% 2.9% $6.2

Eating Out

Poznan

$199 12.6%

Cebu

$88 9.6% 55.7% $111

Clothing & Footwear

Poznan

$141 8.9%

Cebu

$95 10.2% 32.9% $46

Sport & Entertainment

Poznan

$55 3.5%

Cebu

$44 4.7% 20.4% $11

Getting Around

Poznan

$44 2.8%

Cebu

$15 1.7% 64.6% $28

Cost Breakdown

A one-bedroom apartment in the center runs $780 in Poznan and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Poznan pays 393% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Poznan vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $217 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇵🇱 Poznan

🇵🇭 Cebu

🕒 Local time

05:24 5:24 AM

11:24 11:24 AM

6 h ahead of Poznan

🌤 Weather

👥 Population

530,464

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 10, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.38 PLN (1 PLN = 0.228 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Poznan Cebu 10,220 km ≈ 13 h nonstop flight

From you

Poznan
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Poznan vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 67% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 393% higher in Poznan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $780 in Poznan versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,556 per month in Poznan versus $934 in Cebu – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 147% less than in Poznan. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,556 in Poznan, a $1,500 budget is realistic in Cebu but tight or insufficient in Poznan. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Poznan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Poznan and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 67% less than in Poznan. Beyond cost, consider language, visa policies, and how big the international community is in each city.