Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nyon

For one person, living is cheaper in Cebu: $918 a month against $4,059 in Nyon, rent and utilities included – about $37,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
198

Cost of Living Index in Nyon
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Nyon Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Nyon

🇨🇭 Switzerland

$4,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nyon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nyon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $4,059 in Nyon.

Cebu $918
Nyon $4,059

Estimated couple costs with rent: $1,409 in Cebu versus $6,101 in Nyon.

Cebu $1,409
Nyon $6,101

Monthly costs for a family of three with rent: $1,900 in Cebu versus $8,144 in Nyon.

Cebu $1,900
Nyon $8,144

Living in Cebu costs roughly 77% less than in Nyon, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Nyon is 201% above.

Meal at Budget Restaurant

$3.09 ₱194

$28.32 CHF 23.33

-89.09%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$121 CHF 99.9

-80.04%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$18.24 CHF 15.02

-78.51%

Cappuccino

$2.51 ₱158

$6.45 CHF 5.32

-61.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$4.65 CHF 3.83

-65.81%

Water (0.33 liter bottle)

$0.53 ₱33.43

$4.26 CHF 3.51

-87.56%

Local Beer (0.5 liter draught)

$1.78 ₱112

$9.56 CHF 7.87

-81.38%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$9.30 CHF 7.66

-76.67%

Milk (1 liter)

$1.92 ₱121

$2.25 CHF 1.86

-14.67%

White Bread (500g)

$1.36 ₱85.4

$3.34 CHF 2.75

-59.28%

Rice (white) (1kg)

$1.01 ₱63.5

$3.29 CHF 2.71

-69.30%

Eggs

$2.03 ₱128

$7.79 CHF 6.41

-73.94%

Local Cheese (1kg)

$9.86 ₱621

$24.61 CHF 20.27

-59.93%

Chicken Fillets (1kg)

$4.39 ₱277

$28.37 CHF 23.37

-84.53%

Beef Round Steak (1kg)

$7.60 ₱479

$38.16 CHF 31.43

-80.08%

Apples (1kg)

$3.30 ₱208

$3.50 CHF 2.88

-5.71%

Banana (1kg)

$1.39 ₱87.8

$1.97 CHF 1.62

-29.44%

Oranges (1kg)

$2.33 ₱147

$2.72 CHF 2.24

-14.34%

Tomato (1kg)

$1.50 ₱94.3

$4.79 CHF 3.95

-68.68%

Potato (1kg)

$2.36 ₱149

$1.55 CHF 1.28

52.26%

Onion (1kg)

$1.90 ₱119

$2.10 CHF 1.73

-9.52%

Lettuce (1 head)

$1.19 ₱74.9

$2.26 CHF 1.86

-47.35%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.52 CHF 1.25

-58.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$10.66 CHF 8.78

-71.86%

Wine (Bottle)

$6.03 ₱379

$11.85 CHF 9.76

-49.11%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$3.07 CHF 2.53

-59.93%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.33 CHF 2.74

-47.45%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$3.66 CHF 3.02

-93.17%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$118 CHF 97.3

-89.30%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$7.34 CHF 6.05

-89.51%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.78 CHF 3.12

-93.92%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$61.8 CHF 50.9

-92.78%

Gasoline (1 liter)

$1.31 ₱82.8

$2.36 CHF 1.94

-44.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$40.1K CHF 33.0K

-47.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$39.6K CHF 32.6K

-51.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$277 CHF 228

-56.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$33.09 CHF 27.25

-57.69%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$59.1 CHF 48.69

-53.42%

Gym Membership (Monthly)

$32.33 ₱2,035

$102 CHF 83.7

-68.19%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$44.91 CHF 36.99

-85.19%

Cinema Ticket

$5.65 ₱356

$24.29 CHF 20.01

-76.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$3,173 CHF 2,613

-91.32%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$35.6K CHF 29.3K

-77.77%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$140 CHF 115

-64.69%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$61.3 CHF 50.5

-58.83%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$158 CHF 130

-51.35%

Men's Leather Business Shoes

$57.2 ₱3,601

$188 CHF 155

-69.59%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$2,579 CHF 2,124

-80.63%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$2,098 CHF 1,728

-85.28%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$4,938 CHF 4,067

-78.17%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$3,626 CHF 2,986

-83.03%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$16.0K CHF 13.2K

-82.02%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$14.8K CHF 12.2K

-87.09%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$7,403 CHF 6,097

-95.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.03

254.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Nyon: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Nyon

$2.1K 51.7% 579% $1.8K

Groceries & Markets

Cebu

$206 22.4%

Nyon

$576 14.2% 180% $371

Monthly Utilities & Internet

Cebu

$162 17.6%

Nyon

$369 9.1% 128% $207

Clothing & Footwear

Cebu

$94 10.2%

Nyon

$246 6.1% 162% $152

Eating Out

Cebu

$88 9.6%

Nyon

$461 11.4% 422% $373

Sport & Entertainment

Cebu

$44 4.8%

Nyon

$150 3.7% 244% $107

Getting Around

Cebu

$16 1.7%

Nyon

$159 3.9% 922% $144

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $2,579 in Nyon. Housing cost is often the main lever when comparing two cities.

Nyon pays 2040% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $121 in Nyon for a mid-range dinner for two. Groceries echo the gap at $206 vs $576 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇭 Nyon

🕒 Local time

15:06 3:06 PM

09:06 9:06 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

19,738

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Nyon 11,200 km ≈ 14 h nonstop flight

From you

Cebu
Nyon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nyon: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 342% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2040% lower in Nyon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $2,579 in Nyon. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $4,059 in Nyon – a 342% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 835% less than in Nyon. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $4,059 in Nyon, a $1,500 budget is realistic in Cebu but tight or insufficient in Nyon. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nyon, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nyon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 342% less than in Nyon. Beyond cost, consider language, visa policies, and how big the international community is in each city.