For one person, living is cheaper in Cebu: $918 a month against $4,059 in Nyon, rent and utilities included – about $37,700 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nyon and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $4,059 in Nyon versus $918 in Cebu.
Nyon $4,059
Cebu $918
Estimated couple costs with rent: $6,101 in Nyon versus $1,409 in Cebu.
Nyon $6,101
Cebu $1,409
Monthly costs for a family of three with rent: $8,144 in Nyon versus $1,900 in Cebu.
Nyon $8,144
Cebu $1,900
🌍
Living in Nyon is roughly 342% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Nyon is 201% above, Cebu is 32% below.
Currency
No currencies found
🍽 Eating Out
Nyon
Cebu
Difference
Meal at Budget Restaurant
$28.32CHF 23.33
$3.09₱194
816.50%
Three-Course Dinner for Two, Mid-Range
$121CHF 99.9
$24.22₱1,525
401.03%
Fast Food Meal(McDonalds, etc)
$18.24CHF 15.02
$3.92₱247
365.31%
Cappuccino
$6.45CHF 5.32
$2.51₱158
156.97%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$4.65CHF 3.83
$1.59₱100
192.45%
Water(0.33 liter bottle)
$4.26CHF 3.51
$0.53₱33.43
703.77%
Local Beer(0.5 liter draught)
$9.56CHF 7.87
$1.78₱112
437.08%
Imported Beer(0.33 liter bottle)
$9.30CHF 7.66
$2.17₱137
328.57%
🛒 Groceries & Markets
Nyon
Cebu
Difference
Milk(1 liter)
$2.25CHF 1.86
$1.92₱121
17.19%
White Bread(500g)
$3.34CHF 2.75
$1.36₱85.4
145.59%
Rice(white)(1kg)
$3.29CHF 2.71
$1.01₱63.5
225.74%
Eggs
$7.79CHF 6.41
$2.03₱128
283.74%
Local Cheese(1kg)
$24.61CHF 20.27
$9.86₱621
149.59%
Chicken Fillets(1kg)
$28.37CHF 23.37
$4.39₱277
546.24%
Beef Round Steak(1kg)
$38.16CHF 31.43
$7.60₱479
402.11%
Apples(1kg)
$3.50CHF 2.88
$3.30₱208
6.06%
Banana(1kg)
$1.97CHF 1.62
$1.39₱87.8
41.73%
Oranges(1kg)
$2.72CHF 2.24
$2.33₱147
16.74%
Tomato(1kg)
$4.79CHF 3.95
$1.50₱94.3
219.33%
Potato(1kg)
$1.55CHF 1.28
$2.36₱149
-34.32%
Onion(1kg)
$2.10CHF 1.73
$1.90₱119
10.53%
Lettuce(1 head)
$2.26CHF 1.86
$1.19₱74.9
89.92%
Water(1.5 liter bottle)
$1.52CHF 1.25
$0.63₱39.71
141.27%
Cigarettes 20 Pack(Marlboro, Camel)
$10.66CHF 8.78
$3.00₱189
255.33%
Wine(Bottle)
$11.85CHF 9.76
$6.03₱379
96.52%
Local Beer(0.5 liter bottle)
$3.07CHF 2.53
$1.23₱77.7
149.59%
Imported Beer(0.33 liter bottle)
$3.33CHF 2.74
$1.75₱110
90.29%
🚌 Getting Around
Nyon
Cebu
Difference
One-way Ticket(Public Transport)
$3.66CHF 3.02
$0.25₱15.86
1364.00%
Public Transport Monthly Pass(Regular Price)
$118CHF 97.3
$12.64₱796
834.73%
Taxi Start(Normal Tariff)
$7.34CHF 6.05
$0.77₱48.62
853.25%
Taxi(Normal Tariff)(1km)
$3.78CHF 3.12
$0.23₱14.53
1543.48%
Taxi 1hour Waiting(Normal Tariff)
$61.8CHF 50.9
$4.46₱281
1285.20%
Gasoline(1 liter)
$2.36CHF 1.94
$1.31₱82.8
80.15%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.1KCHF 33.0K
$21.2K₱1.3M
88.67%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.6KCHF 32.6K
$19.1K₱1.2M
106.80%
🧾 Monthly Utilities & Internet
Nyon
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$277CHF 228
$120₱7,569
130.07%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$33.09CHF 27.25
$14.00₱882
136.36%
Internet(50+ Mbps, Unlimited Data)
$59.1CHF 48.69
$27.54₱1,734
114.67%
🎉 Sport & Entertainment
Nyon
Cebu
Difference
Gym Membership(Monthly)
$102CHF 83.7
$32.33₱2,035
214.32%
Tennis Court(1 Hour on Weekend)
$44.91CHF 36.99
$6.65₱419
575.34%
Cinema Ticket
$24.29CHF 20.01
$5.65₱356
329.91%
🧸 Childcare & Education
Nyon
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$3,173CHF 2,613
$275₱17.3K
1052.41%
International Primary School, 1 Child(Yearly)
$35.6KCHF 29.3K
$7,918₱498.5K
349.78%
👕👟 Clothing & Footwear
Nyon
Cebu
Difference
Jeans(Levis 501 Or Similar)
$140CHF 115
$49.33₱3,106
183.24%
Summer Dress(H&M, Zara, etc)
$61.3CHF 50.5
$25.24₱1,589
142.91%
Sport Shoes(Adidas, Nike)
$158CHF 130
$77.0₱4,846
105.55%
Men's Leather Business Shoes
$188CHF 155
$57.2₱3,601
228.81%
🏠 Accommodation & Living
Nyon
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$2,579CHF 2,124
$500₱31.5K
416.23%
1-bedroom Apartment, Outside City Center(Monthly)
$2,098CHF 1,728
$309₱19.4K
579.23%
3-bedroom Apartment, City Center(Monthly)
$4,938CHF 4,067
$1,078₱67.9K
358.11%
3-bedroom Apartment, Outside City Center(Monthly)
$3,626CHF 2,986
$615₱38.7K
489.32%
Buy Apartment in City Center(m2)
$16.0KCHF 13.2K
$2,886₱181.7K
456.08%
Buy Apartment Outside City Center(m2)
$14.8KCHF 12.2K
$1,917₱120.7K
674.37%
💵 Salaries & Financials
Nyon
Cebu
Difference
Average Monthly Net Salary(After Tax)
$7,403CHF 6,097
$346₱21.8K
2039.83%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.03
7.2
-71.81%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nyon: October 10, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Nyon
$2.1K 51.7%
Cebu
$309 33.6% ↓ 85.3%$1.8K
🛒Groceries & Markets
Nyon
$576 14.2%
Cebu
$206 22.4% ↓ 64.3%$371
🍽Eating Out
Nyon
$461 11.4%
Cebu
$88 9.6% ↓ 80.8%$373
🧾Monthly Utilities & Internet
Nyon
$369 9.1%
Cebu
$162 17.6% ↓ 56.1%$207
👕👟Clothing & Footwear
Nyon
$246 6.1%
Cebu
$94 10.2% ↓ 61.9%$152
🚌Getting Around
Nyon
$159 3.9%
Cebu
$16 1.7% ↓ 90.2%$144
🎉Sport & Entertainment
Nyon
$150 3.7%
Cebu
$44 4.8% ↓ 71%$107
🏠Accommodation & Living
Nyon
$3.6K 44.5%
Cebu
$615 32.4% ↓ 83%$3K
🛒Groceries & Markets
Nyon
$1.4K 16.8%
Cebu
$483 25.4% ↓ 64.7%$885
🍽Eating Out
Nyon
$1.5K 18.8%
Cebu
$292 15.4% ↓ 80.9%$1.2K
🧾Monthly Utilities & Internet
Nyon
$402 4.9%
Cebu
$176 9.3% ↓ 56.3%$226
👕👟Clothing & Footwear
Nyon
$547 6.7%
Cebu
$209 11% ↓ 61.9%$339
🚌Getting Around
Nyon
$325 4%
Cebu
$32 1.7% ↓ 90.3%$294
🎉Sport & Entertainment
Nyon
$345 4.2%
Cebu
$94 4.9% ↓ 72.8%$251
Cost Breakdown
🏠A one-bedroom apartment in the center runs $2,579 in Nyon and $500 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Nyon pays 2040% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $121 in Nyon vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $576 vs $206 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nyon vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Nyon?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 342% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Nyon or Cebu?
Average pay runs 2040% higher in Nyon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Nyon and Cebu?
Rent for a central apartment: $2,579 in Nyon versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Nyon and in Cebu?
All in, you'll spend $4,059 per month in Nyon versus $918 in Cebu – a 342% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 835% less than in Nyon. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Nyon or in Cebu?
At $918 in Cebu versus $4,059 in Nyon, a $1,500 budget is realistic in Cebu but tight or insufficient in Nyon. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Nyon or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nyon, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nyon or Cebu?
Safety-wise, Nyon and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 342% less than in Nyon. Beyond cost, consider language, visa policies, and how big the international community is in each city.