Last update: Oct 2026

Cost of Living Comparison Between Nyon and Cebu

For one person, living is cheaper in Cebu: $918 a month against $4,059 in Nyon, rent and utilities included – about $37,700 less a year. Rent and utilities account for most of the difference.

Nyon
🇨🇭 Switzerland
$4,059
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Nyon and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nyon and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,059 in Nyon versus $918 in Cebu.

  • Nyon $4,059
  • Cebu $918

Estimated couple costs with rent: $6,101 in Nyon versus $1,409 in Cebu.

  • Nyon $6,101
  • Cebu $1,409

Monthly costs for a family of three with rent: $8,144 in Nyon versus $1,900 in Cebu.

  • Nyon $8,144
  • Cebu $1,900

Living in Nyon is roughly 342% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Nyon is 201% above, Cebu is 32% below.

Currency
🍽 Eating Out
Nyon
Cebu
Difference
Meal at Budget Restaurant
$28.32 CHF 23.33
$3.09 ₱194
816.50%
Three-Course Dinner for Two, Mid-Range
$121 CHF 99.9
$24.22 ₱1,525
401.03%
Fast Food Meal (McDonalds, etc)
$18.24 CHF 15.02
$3.92 ₱247
365.31%
Cappuccino
$6.45 CHF 5.32
$2.51 ₱158
156.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.65 CHF 3.83
$1.59 ₱100
192.45%
Water (0.33 liter bottle)
$4.26 CHF 3.51
$0.53 ₱33.43
703.77%
Local Beer (0.5 liter draught)
$9.56 CHF 7.87
$1.78 ₱112
437.08%
Imported Beer (0.33 liter bottle)
$9.30 CHF 7.66
$2.17 ₱137
328.57%
🛒 Groceries & Markets
Nyon
Cebu
Difference
Milk (1 liter)
$2.25 CHF 1.86
$1.92 ₱121
17.19%
White Bread (500g)
$3.34 CHF 2.75
$1.36 ₱85.4
145.59%
Rice (white) (1kg)
$3.29 CHF 2.71
$1.01 ₱63.5
225.74%
Eggs
$7.79 CHF 6.41
$2.03 ₱128
283.74%
Local Cheese (1kg)
$24.61 CHF 20.27
$9.86 ₱621
149.59%
Chicken Fillets (1kg)
$28.37 CHF 23.37
$4.39 ₱277
546.24%
Beef Round Steak (1kg)
$38.16 CHF 31.43
$7.60 ₱479
402.11%
Apples (1kg)
$3.50 CHF 2.88
$3.30 ₱208
6.06%
Banana (1kg)
$1.97 CHF 1.62
$1.39 ₱87.8
41.73%
Oranges (1kg)
$2.72 CHF 2.24
$2.33 ₱147
16.74%
Tomato (1kg)
$4.79 CHF 3.95
$1.50 ₱94.3
219.33%
Potato (1kg)
$1.55 CHF 1.28
$2.36 ₱149
-34.32%
Onion (1kg)
$2.10 CHF 1.73
$1.90 ₱119
10.53%
Lettuce (1 head)
$2.26 CHF 1.86
$1.19 ₱74.9
89.92%
Water (1.5 liter bottle)
$1.52 CHF 1.25
$0.63 ₱39.71
141.27%
Cigarettes 20 Pack (Marlboro, Camel)
$10.66 CHF 8.78
$3.00 ₱189
255.33%
Wine (Bottle)
$11.85 CHF 9.76
$6.03 ₱379
96.52%
Local Beer (0.5 liter bottle)
$3.07 CHF 2.53
$1.23 ₱77.7
149.59%
Imported Beer (0.33 liter bottle)
$3.33 CHF 2.74
$1.75 ₱110
90.29%
🚌 Getting Around
Nyon
Cebu
Difference
One-way Ticket (Public Transport)
$3.66 CHF 3.02
$0.25 ₱15.86
1364.00%
Public Transport Monthly Pass (Regular Price)
$118 CHF 97.3
$12.64 ₱796
834.73%
Taxi Start (Normal Tariff)
$7.34 CHF 6.05
$0.77 ₱48.62
853.25%
Taxi (Normal Tariff) (1km)
$3.78 CHF 3.12
$0.23 ₱14.53
1543.48%
Taxi 1hour Waiting (Normal Tariff)
$61.8 CHF 50.9
$4.46 ₱281
1285.20%
Gasoline (1 liter)
$2.36 CHF 1.94
$1.31 ₱82.8
80.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.1K CHF 33.0K
$21.2K ₱1.3M
88.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.6K CHF 32.6K
$19.1K ₱1.2M
106.80%
🧾 Monthly Utilities & Internet
Nyon
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$277 CHF 228
$120 ₱7,569
130.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.09 CHF 27.25
$14.00 ₱882
136.36%
Internet (50+ Mbps, Unlimited Data)
$59.1 CHF 48.69
$27.54 ₱1,734
114.67%
🎉 Sport & Entertainment
Nyon
Cebu
Difference
Gym Membership (Monthly)
$102 CHF 83.7
$32.33 ₱2,035
214.32%
Tennis Court (1 Hour on Weekend)
$44.91 CHF 36.99
$6.65 ₱419
575.34%
Cinema Ticket
$24.29 CHF 20.01
$5.65 ₱356
329.91%
🧸 Childcare & Education
Nyon
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,173 CHF 2,613
$275 ₱17.3K
1052.41%
International Primary School, 1 Child (Yearly)
$35.6K CHF 29.3K
$7,918 ₱498.5K
349.78%
👕👟 Clothing & Footwear
Nyon
Cebu
Difference
Jeans (Levis 501 Or Similar)
$140 CHF 115
$49.33 ₱3,106
183.24%
Summer Dress (H&M, Zara, etc)
$61.3 CHF 50.5
$25.24 ₱1,589
142.91%
Sport Shoes (Adidas, Nike)
$158 CHF 130
$77.0 ₱4,846
105.55%
Men's Leather Business Shoes
$188 CHF 155
$57.2 ₱3,601
228.81%
🏠 Accommodation & Living
Nyon
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$2,579 CHF 2,124
$500 ₱31.5K
416.23%
1-bedroom Apartment, Outside City Center (Monthly)
$2,098 CHF 1,728
$309 ₱19.4K
579.23%
3-bedroom Apartment, City Center (Monthly)
$4,938 CHF 4,067
$1,078 ₱67.9K
358.11%
3-bedroom Apartment, Outside City Center (Monthly)
$3,626 CHF 2,986
$615 ₱38.7K
489.32%
Buy Apartment in City Center (m2)
$16.0K CHF 13.2K
$2,886 ₱181.7K
456.08%
Buy Apartment Outside City Center (m2)
$14.8K CHF 12.2K
$1,917 ₱120.7K
674.37%
💵 Salaries & Financials
Nyon
Cebu
Difference
Average Monthly Net Salary (After Tax)
$7,403 CHF 6,097
$346 ₱21.8K
2039.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.03
7.2
-71.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nyon: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Nyon
$2.1K
Cebu
$309 85.3% $1.8K
Groceries & Markets
Nyon
$576
Cebu
$206 64.3% $371
Eating Out
Nyon
$461
Cebu
$88 80.8% $373
Monthly Utilities & Internet
Nyon
$369
Cebu
$162 56.1% $207
Clothing & Footwear
Nyon
$246
Cebu
$94 61.9% $152
Getting Around
Nyon
$159
Cebu
$16 90.2% $144
Sport & Entertainment
Nyon
$150
Cebu
$44 71% $107

Cost Breakdown

A one-bedroom apartment in the center runs $2,579 in Nyon and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Nyon pays 2040% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $121 in Nyon vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $576 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇨🇭 Nyon
🇵🇭 Cebu
🕒 Local time
08:25 8:25 AM
14:25 2:25 PM
6 h ahead of Nyon
🌤 Weather
👥 Population
19,738
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Nyon Cebu 11,200 km ≈ 14 h nonstop flight
From you
  • Nyon
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nyon vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Nyon?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 342% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Nyon or Cebu?
Average pay runs 2040% higher in Nyon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Nyon and Cebu?
Rent for a central apartment: $2,579 in Nyon versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Nyon and in Cebu?
All in, you'll spend $4,059 per month in Nyon versus $918 in Cebu – a 342% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 835% less than in Nyon. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Nyon or in Cebu?
At $918 in Cebu versus $4,059 in Nyon, a $1,500 budget is realistic in Cebu but tight or insufficient in Nyon. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Nyon or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nyon, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nyon or Cebu?
Safety-wise, Nyon and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 342% less than in Nyon. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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