Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nizamabad

For one person, living is cheaper in Nizamabad: $373 a month against $918 in Cebu, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
18

Cost of Living Index in Nizamabad
Learn more

Nizamabad Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Nizamabad

🇮🇳 India

$373

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nizamabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nizamabad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $373 in Nizamabad.

Cebu $918
Nizamabad $373

Estimated couple costs with rent: $1,409 in Cebu versus $582 in Nizamabad.

Cebu $1,409
Nizamabad $582

Monthly costs for a family of three with rent: $1,900 in Cebu versus $791 in Nizamabad.

Cebu $1,900
Nizamabad $791

Living in Cebu is roughly 146% more expensive than in Nizamabad, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Nizamabad 72% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.67 ₹254

15.73%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$10.36 ₹983

133.78%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.22 ₹495

-24.90%

Cappuccino

$2.51 ₱158

$2.34 ₹223

7.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.49 ₹46.80

224.49%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.15 ₹14.38

253.33%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.05 ₹195

-13.17%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.49 ₹426

-51.67%

Milk (1 liter)

$1.92 ₱121

$0.80 ₹76.3

140.00%

White Bread (500g)

$1.36 ₱85.4

$0.37 ₹34.78

267.57%

Rice (white) (1kg)

$1.01 ₱63.5

$0.72 ₹68.1

40.28%

Eggs

$2.03 ₱128

$0.77 ₹73.5

163.64%

Local Cheese (1kg)

$9.86 ₱621

$5.35 ₹508

84.30%

Chicken Fillets (1kg)

$4.39 ₱277

$2.65 ₹252

65.66%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$2.11 ₹200

56.40%

Banana (1kg)

$1.39 ₱87.8

$0.54 ₹51.6

157.41%

Oranges (1kg)

$2.33 ₱147

$0.87 ₹82.5

167.82%

Tomato (1kg)

$1.50 ₱94.3

$0.20 ₹18.98

650.00%

Potato (1kg)

$2.36 ₱149

$0.29 ₹27.99

713.79%

Onion (1kg)

$1.90 ₱119

$0.19 ₹17.70

900.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.09 ₹8.94

1222.22%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.19 ₹18.10

231.58%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.60 ₹152

87.50%

Wine (Bottle)

$6.03 ₱379

$4.14 ₹393

45.65%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.81 ₹172

-32.04%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.68 ₹255

-34.70%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.85 ₹271

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.26 ₹24.88

-3.85%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$8.00 ₹760

58.00%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.95 ₹90.2

-18.95%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.54 ₹51.6

-57.41%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.13 ₹107

294.69%

Gasoline (1 liter)

$1.31 ₱82.8

$1.17 ₹111

11.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$14.9K ₹1.4M

42.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$22.2K ₹2.1M

-13.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$34.57 ₹3,282

247.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$4.00 ₹380

250.00%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$7.71 ₹733

257.20%

Gym Membership (Monthly)

$32.33 ₱2,035

$14.21 ₹1,350

127.52%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$6.53 ₹620

1.84%

Cinema Ticket

$5.65 ₱356

$3.17 ₹301

78.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$104 ₹9,857

165.23%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$426 ₹40.4K

1759.70%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$22.15 ₹2,103

122.71%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$20.91 ₹1,985

20.71%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$42.08 ₹3,996

82.89%

Men's Leather Business Shoes

$57.2 ₱3,601

$34.90 ₹3,314

63.90%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$77.3 ₹7,344

545.88%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$60.5 ₹5,741

410.78%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$213 ₹20.2K

406.24%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$125 ₹11.9K

391.63%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$953 ₹90.5K

202.93%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$510 ₹48.4K

275.74%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$310 ₹29.5K

11.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.46

-14.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Nizamabad: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Nizamabad

$60 16.2% 80.4% $248

Groceries & Markets

Cebu

$206 22.4%

Nizamabad

$92 24.6% 55.4% $114

Monthly Utilities & Internet

Cebu

$162 17.6%

Nizamabad

$46 12.4% 71.4% $115

Clothing & Footwear

Cebu

$94 10.2%

Nizamabad

$54 14.5% 42.5% $40

Eating Out

Cebu

$88 9.6%

Nizamabad

$87 23.3% 1.5% $1.3

Sport & Entertainment

Cebu

$44 4.8%

Nizamabad

$21 5.5% 52.9% $23

Getting Around

Cebu

$16 1.7%

Nizamabad

$13 3.4% 18.4% $2.9

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $77.3 in Nizamabad. Housing cost is often the main lever when comparing two cities.

Cebu pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $10.00 in Nizamabad for a mid-range dinner for two. Groceries echo the gap at $206 vs $92.0 per month, with Nizamabad cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Nizamabad

🕒 Local time

15:14 3:14 PM

12:44 12:44 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

100,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Nizamabad 5,000 km ≈ 7 h nonstop flight

From you

Cebu
Nizamabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nizamabad: Cost of Living - Frequently Asked Questions

Nizamabad is cheaper overall, especially in groceries, clothing, and eating out. The 146% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 12% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $77.3 in Nizamabad. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $373 in Nizamabad – a 146% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Nizamabad runs roughly 58% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Nizamabad gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nizamabad is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nizamabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nizamabad gentler on the wallet – expenses run 146% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.