Last update: Oct 2026

Cost of Living Comparison Between Cebu and Narok

For one person, living is cheaper in Narok: $615 a month against $915 in Cebu, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
30

Cost of Living Index in Narok
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Narok Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Narok

🇰🇪 Kenya

$615

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Narok

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Narok actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $615 in Narok.

Cebu $915
Narok $615

Estimated couple costs with rent: $1,418 in Cebu versus $928 in Narok.

Cebu $1,418
Narok $928

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,242 in Narok.

Cebu $1,921
Narok $1,242

Living in Cebu is roughly 49% more expensive than in Narok, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 33% lower, Narok 55% lower.

Meal at Budget Restaurant

$3.05 ₱192

$2.37 KES 307

28.69%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$23.19 KES 3,007

3.49%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$4.66 KES 604

-14.38%

Cappuccino

$2.50 ₱157

$1.96 KES 254

27.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.41 KES 53.1

275.61%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.22 KES 28.44

127.27%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.91 KES 248

-6.81%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.26 KES 293

-3.98%

Milk (1 liter)

$2.00 ₱126

$0.80 KES 104

150.00%

White Bread (500g)

$1.37 ₱86.2

$0.48 KES 62.6

185.42%

Rice (white) (1kg)

$1.03 ₱64.9

$1.43 KES 185

-27.97%

Eggs

$2.03 ₱128

$1.21 KES 156

67.77%

Local Cheese (1kg)

$10.20 ₱642

$6.20 KES 804

64.52%

Chicken Fillets (1kg)

$4.45 ₱280

$6.15 KES 797

-27.64%

Beef Round Steak (1kg)

$7.67 ₱483

$6.03 KES 782

27.20%

Apples (1kg)

$3.31 ₱208

$3.06 KES 397

8.17%

Banana (1kg)

$1.46 ₱91.8

$1.09 KES 141

33.94%

Oranges (1kg)

$2.32 ₱146

$1.97 KES 255

17.77%

Tomato (1kg)

$1.49 ₱94.0

$0.79 KES 102

88.61%

Potato (1kg)

$2.34 ₱147

$0.79 KES 102

196.20%

Onion (1kg)

$1.94 ₱122

$0.78 KES 102

148.72%

Lettuce (1 head)

$1.16 ₱73.0

$0.73 KES 95.2

58.90%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.52 KES 67.9

30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$1.58 KES 205

89.24%

Wine (Bottle)

$6.24 ₱393

$7.09 KES 919

-11.99%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.96 KES 255

-37.24%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.37 KES 307

-27.00%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$1.13 KES 147

-79.65%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$38.85 KES 5,036

-68.24%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.50 KES 194

-47.33%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$1.33 KES 173

-83.46%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$1.14 KES 148

298.25%

Gasoline (1 liter)

$1.32 ₱82.9

$1.38 KES 179

-4.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$19.3K KES 2.5M

8.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$20.5K KES 2.7M

-5.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$56.3 KES 7,303

110.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$7.88 KES 1,022

80.46%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$22.68 KES 2,940

21.12%

Gym Membership (Monthly)

$32.31 ₱2,034

$23.27 KES 3,017

38.85%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$2.32 KES 301

180.17%

Cinema Ticket

$5.40 ₱340

$7.79 KES 1,011

-30.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$58.2 KES 7,543

374.42%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$7,810 KES 1.0M

0.72%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$15.41 KES 1,998

220.38%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$15.62 KES 2,025

57.36%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$23.48 KES 3,045

226.41%

Men's Leather Business Shoes

$58.9 ₱3,706

$38.41 KES 4,979

53.24%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$227 KES 29.4K

121.67%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$156 KES 20.2K

95.05%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$312 KES 40.4K

245.04%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$235 KES 30.5K

169.02%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$1,548 KES 200.7K

85.41%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$1,143 KES 148.2K

64.17%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$309 KES 40.1K

8.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-44.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Narok: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Narok

$156 25.4% 48.7% $148

Groceries & Markets

Cebu

$210 22.9%

Narok

$166 27.1% 20.6% $43

Monthly Utilities & Internet

Cebu

$160 17.5%

Narok

$87 14.1% 45.8% $73

Clothing & Footwear

Cebu

$94 10.3%

Narok

$42 6.8% 55.6% $52

Eating Out

Cebu

$88 9.6%

Narok

$73 11.9% 16.8% $15

Sport & Entertainment

Cebu

$43 4.7%

Narok

$39 6.3% 9.8% $4.2

Getting Around

Cebu

$15 1.7%

Narok

$52 8.4% 240% $36

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $227 in Narok. Housing cost is often the main lever when comparing two cities.

Cebu pays 9% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $23.00 in Narok for a mid-range dinner for two. Groceries echo the gap at $210 vs $166 per month, with Narok cheaper across the board.

Good to know

🇵🇭 Cebu

🇰🇪 Narok

🕒 Local time

19:38 7:38 PM

14:38 2:38 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

40,000

💱 Currency

Philippine Peso PHP ₱

Kenyan Shilling KES Sh

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

Exchange rates and currency converter

KES, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 22, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Kenyan Shilling exchange rates as of October 22, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Narok 9,810 km ≈ 13 h nonstop flight

From you

Cebu
Narok

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Narok: Cost of Living - Frequently Asked Questions

Narok is cheaper overall, especially in groceries, clothing, and eating out. The 49% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 9% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $503 in Cebu versus $227 in Narok. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $615 in Narok – a 49% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Narok runs roughly 215% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Narok gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Narok is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Narok are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Narok gentler on the wallet – expenses run 49% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.