Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nagpur

For one person, living is cheaper in Nagpur: $564 a month against $934 in Cebu, rent and utilities included – about $4,400 less a year. Rent and utilities account for about half of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
27

Cost of Living Index in Nagpur
Learn more

Nagpur Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

Nagpur

🇮🇳 India

$564

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nagpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nagpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $564 in Nagpur.

Cebu $934
Nagpur $564

Estimated couple costs with rent: $1,415 in Cebu versus $838 in Nagpur.

Cebu $1,415
Nagpur $838

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,112 in Nagpur.

Cebu $1,896
Nagpur $1,112

Living in Cebu is roughly 65% more expensive than in Nagpur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Nagpur 58% lower.

Meal at Budget Restaurant

$3.03 ₱190

$3.02 ₹292

0.33%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$10.18 ₹985

130.65%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$5.29 ₹512

-22.68%

Cappuccino

$2.52 ₱158

$2.04 ₹197

23.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.43 ₹41.80

258.14%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.22 ₹21.32

122.73%

Local Beer (0.5 liter draught)

$1.79 ₱112

$2.57 ₹248

-30.35%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.94 ₹285

-23.13%

Milk (1 liter)

$1.95 ₱122

$0.61 ₹59.3

219.67%

White Bread (500g)

$1.43 ₱89.7

$0.37 ₹35.91

286.49%

Rice (white) (1kg)

$1.02 ₱63.8

$0.61 ₹59.5

67.21%

Eggs

$2.06 ₱129

$0.95 ₹91.7

116.84%

Local Cheese (1kg)

$9.81 ₱615

$4.52 ₹438

117.04%

Chicken Fillets (1kg)

$4.61 ₱289

$2.72 ₹264

69.49%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

$2.29 ₹222

44.54%

Banana (1kg)

$1.45 ₱90.9

$0.60 ₹58.0

141.67%

Oranges (1kg)

$2.36 ₱148

$0.87 ₹84.5

171.26%

Tomato (1kg)

$1.54 ₱96.4

$0.46 ₹44.50

234.78%

Potato (1kg)

$2.36 ₱148

$0.35 ₹33.64

574.29%

Onion (1kg)

$1.99 ₱125

$0.47 ₹45.92

323.40%

Lettuce (1 head)

$1.15 ₱72.1

$0.40 ₹38.68

187.50%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.31 ₹30.46

116.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$4.88 ₹472

-38.52%

Wine (Bottle)

$6.35 ₱398

$4.72 ₹457

34.53%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$2.11 ₹205

-37.91%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.74 ₹265

-36.86%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.74 ₹361

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.54 ₹51.8

-53.70%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$6.39 ₹618

97.97%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.06 ₹102

-30.19%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.22 ₹21.32

-4.55%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$2.12 ₹205

104.25%

Gasoline (1 liter)

$1.33 ₱83.5

$1.09 ₹106

22.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$12.5K ₹1.2M

73.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$18.3K ₹1.8M

5.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$71.9 ₹6,955

67.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$4.02 ₹389

259.45%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$6.60 ₹639

328.64%

Gym Membership (Monthly)

$32.68 ₱2,050

$30.63 ₹2,965

6.69%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$13.53 ₹1,309

-52.77%

Cinema Ticket

$5.46 ₱342

$3.36 ₹325

62.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$81.9 ₹7,928

233.75%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$2,738 ₹265.0K

197.85%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$24.55 ₹2,376

101.91%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$31.91 ₹3,089

-22.06%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$42.31 ₹4,095

81.02%

Men's Leather Business Shoes

$59.3 ₱3,717

$26.76 ₹2,590

121.45%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$267 ₹25.9K

89.21%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$185 ₹17.9K

67.12%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$473 ₹45.8K

122.19%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$349 ₹33.8K

77.42%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$1,148 ₹111.1K

153.93%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$528 ₹51.1K

253.48%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$379 ₹36.7K

-10.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.82

-18.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Nagpur: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Nagpur

$185 33.4% 40.2% $124

Groceries & Markets

Cebu

$210 22.7%

Nagpur

$97 17.5% 53.9% $113

Monthly Utilities & Internet

Cebu

$163 17.7%

Nagpur

$82 14.9% 49.5% $81

Clothing & Footwear

Cebu

$95 10.2%

Nagpur

$56 10.2% 40.3% $38

Eating Out

Cebu

$88 9.6%

Nagpur

$86 15.5% 2.9% $2.6

Sport & Entertainment

Cebu

$44 4.7%

Nagpur

$37 6.7% 14.3% $6.3

Getting Around

Cebu

$15 1.7%

Nagpur

$11 1.9% 30.8% $4.8

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $267 in Nagpur. Housing cost is often the main lever when comparing two cities.

Nagpur pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cebu vs $10.00 in Nagpur for a mid-range dinner for two. Groceries echo the gap at $210 vs $97.0 per month, with Nagpur cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Nagpur

🕒 Local time

18:05 6:05 PM

15:35 3:35 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

2,405,700

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.22 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 108 INR (1,000 INR = 9.22 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Nagpur 4,930 km ≈ 7 h nonstop flight

From you

Cebu
Nagpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nagpur: Cost of Living - Frequently Asked Questions

Nagpur is cheaper overall, especially in groceries, clothing, and eating out. The 65% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 11% lower in Nagpur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $267 in Nagpur. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $564 in Nagpur – a 65% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Nagpur runs roughly 98% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Nagpur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nagpur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nagpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagpur gentler on the wallet – expenses run 65% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.