Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nadur

For one person, living is cheaper in Cebu: $918 a month against $2,045 in Nadur, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
101

Cost of Living Index in Nadur
Learn more

Nadur Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Nadur

🇲🇹 Malta

$2,045

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nadur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nadur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,045 in Nadur.

Cebu $918
Nadur $2,045

Estimated couple costs with rent: $1,409 in Cebu versus $3,106 in Nadur.

Cebu $1,409
Nadur $3,106

Monthly costs for a family of three with rent: $1,900 in Cebu versus $4,168 in Nadur.

Cebu $1,900
Nadur $4,168

Living in Cebu costs roughly 55% less than in Nadur, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Nadur is 51% above.

Meal at Budget Restaurant

$3.09 ₱194

$22.08 €19.64

-86.01%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$89.2 €79.4

-72.85%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$13.61 €12.11

-71.20%

Cappuccino

$2.51 ₱158

$3.08 €2.74

-18.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.35 €2.09

-32.34%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.99 €1.77

-73.37%

Local Beer (0.5 liter draught)

$1.78 ₱112

$5.63 €5.01

-68.38%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$6.79 €6.04

-68.04%

Milk (1 liter)

$1.92 ₱121

$1.31 €1.16

46.56%

White Bread (500g)

$1.36 ₱85.4

$1.39 €1.24

-2.16%

Rice (white) (1kg)

$1.01 ₱63.5

$3.39 €3.02

-70.21%

Eggs

$2.03 ₱128

$4.44 €3.95

-54.28%

Local Cheese (1kg)

$9.86 ₱621

$10.48 €9.32

-5.92%

Chicken Fillets (1kg)

$4.39 ₱277

$11.90 €10.58

-63.11%

Beef Round Steak (1kg)

$7.60 ₱479

$17.81 €15.84

-57.33%

Apples (1kg)

$3.30 ₱208

$3.74 €3.33

-11.76%

Banana (1kg)

$1.39 ₱87.8

$2.66 €2.37

-47.74%

Oranges (1kg)

$2.33 ₱147

$3.81 €3.39

-38.85%

Tomato (1kg)

$1.50 ₱94.3

$3.67 €3.26

-59.13%

Potato (1kg)

$2.36 ₱149

$1.93 €1.72

22.28%

Onion (1kg)

$1.90 ₱119

$3.36 €2.99

-43.45%

Lettuce (1 head)

$1.19 ₱74.9

$2.24 €2.00

-46.88%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.50 €1.34

-58.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.23 €5.54

-51.85%

Wine (Bottle)

$6.03 ₱379

$6.06 €5.39

-0.50%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.37 €2.11

-48.10%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.37 €2.10

-26.16%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$2.39 €2.13

-89.54%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$5.16 €4.59

-85.08%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.80 €1.61

-87.22%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$27.78 €24.71

-83.95%

Gasoline (1 liter)

$1.31 ₱82.8

$1.48 €1.31

-11.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$25.2K €22.4K

-15.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$21.9K €19.5K

-12.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$152 €135

-20.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$30.58 €27.20

-54.22%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$29.00 €25.79

-5.03%

Gym Membership (Monthly)

$32.33 ₱2,035

$63.7 €56.7

-49.24%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$11.31 €10.06

-50.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$271 €241

1.51%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$12.2K €10.8K

-35.07%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$58.3 €51.9

-15.44%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$68.2 €60.6

-62.98%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$110 €97.9

-30.07%

Men's Leather Business Shoes

$57.2 ₱3,601

$131 €117

-56.34%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,075 €956

-53.53%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$905 €805

-65.88%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,853 €1,648

-41.83%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,450 €1,290

-57.57%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$4,059 €3,611

-28.90%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,962 €2,635

-35.29%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,578 €1,404

-78.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.05

77.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Nadur: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Nadur

$905 44.3% 193% $596

Groceries & Markets

Cebu

$206 22.4%

Nadur

$339 16.6% 64.8% $133

Monthly Utilities & Internet

Cebu

$162 17.6%

Nadur

$211 10.3% 30.7% $50

Clothing & Footwear

Cebu

$94 10.2%

Nadur

$165 8.1% 76.1% $71

Eating Out

Cebu

$88 9.6%

Nadur

$314 15.3% 255% $225

Sport & Entertainment

Cebu

$44 4.8%

Nadur

$86 4.2% 97.9% $43

Getting Around

Cebu

$16 1.7%

Nadur

$24 * 1.2% 52.6% $8.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,075 in Nadur. Housing cost is often the main lever when comparing two cities.

Nadur pays 356% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $89.0 in Nadur for a mid-range dinner for two. Groceries echo the gap at $206 vs $339 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇲🇹 Nadur

🕒 Local time

23:58 11:58 PM

17:58 5:58 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

4,500

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Nadur 11,040 km ≈ 14 h nonstop flight

From you

Cebu
Nadur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nadur: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 123% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 356% lower in Nadur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $1,075 in Nadur. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 65% higher in Nadur. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $2,045 in Nadur – a 123% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,045 in Nadur, a $1,500 budget is realistic in Cebu but tight or insufficient in Nadur. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nadur, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nadur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 123% less than in Nadur. Beyond cost, consider language, visa policies, and how big the international community is in each city.