Last update: Oct 2026

Cost of Living Comparison Between Nadur and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,045 in Nadur, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

101

Cost of Living Index in Nadur
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Nadur Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Nadur

🇲🇹 Malta

$2,045

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Nadur and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nadur and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,045 in Nadur versus $918 in Cebu.

Nadur $2,045
Cebu $918

Estimated couple costs with rent: $3,106 in Nadur versus $1,409 in Cebu.

Nadur $3,106
Cebu $1,409

Monthly costs for a family of three with rent: $4,168 in Nadur versus $1,900 in Cebu.

Nadur $4,168
Cebu $1,900

Living in Nadur is roughly 123% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Nadur is 51% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.08 €19.64

$3.09 ₱194

614.56%

Three-Course Dinner for Two, Mid-Range

$89.2 €79.4

$24.22 ₱1,525

268.37%

Fast Food Meal (McDonalds, etc)

$13.61 €12.11

$3.92 ₱247

247.19%

Cappuccino

$3.08 €2.74

$2.51 ₱158

22.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 €2.09

$1.59 ₱100

47.80%

Water (0.33 liter bottle)

$1.99 €1.77

$0.53 ₱33.43

275.47%

Local Beer (0.5 liter draught)

$5.63 €5.01

$1.78 ₱112

216.29%

Imported Beer (0.33 liter bottle)

$6.79 €6.04

$2.17 ₱137

212.90%

Milk (1 liter)

$1.31 €1.16

$1.92 ₱121

-31.77%

White Bread (500g)

$1.39 €1.24

$1.36 ₱85.4

2.21%

Rice (white) (1kg)

$3.39 €3.02

$1.01 ₱63.5

235.64%

Eggs

$4.44 €3.95

$2.03 ₱128

118.72%

Local Cheese (1kg)

$10.48 €9.32

$9.86 ₱621

6.29%

Chicken Fillets (1kg)

$11.90 €10.58

$4.39 ₱277

171.07%

Beef Round Steak (1kg)

$17.81 €15.84

$7.60 ₱479

134.34%

Apples (1kg)

$3.74 €3.33

$3.30 ₱208

13.33%

Banana (1kg)

$2.66 €2.37

$1.39 ₱87.8

91.37%

Oranges (1kg)

$3.81 €3.39

$2.33 ₱147

63.52%

Tomato (1kg)

$3.67 €3.26

$1.50 ₱94.3

144.67%

Potato (1kg)

$1.93 €1.72

$2.36 ₱149

-18.22%

Onion (1kg)

$3.36 €2.99

$1.90 ₱119

76.84%

Lettuce (1 head)

$2.24 €2.00

$1.19 ₱74.9

88.24%

Water (1.5 liter bottle)

$1.50 €1.34

$0.63 ₱39.71

138.10%

Cigarettes 20 Pack (Marlboro, Camel)

$6.23 €5.54

$3.00 ₱189

107.67%

Wine (Bottle)

$6.06 €5.39

$6.03 ₱379

0.50%

Local Beer (0.5 liter bottle)

$2.37 €2.11

$1.23 ₱77.7

92.68%

Imported Beer (0.33 liter bottle)

$2.37 €2.10

$1.75 ₱110

35.43%

One-way Ticket (Public Transport)

$2.39 €2.13

$0.25 ₱15.86

856.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$5.16 €4.59

$0.77 ₱48.62

570.13%

Taxi (Normal Tariff) (1km)

$1.80 €1.61

$0.23 ₱14.53

682.61%

Taxi 1hour Waiting (Normal Tariff)

$27.78 €24.71

$4.46 ₱281

522.87%

Gasoline (1 liter)

$1.48 €1.31

$1.31 ₱82.8

12.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K €22.4K

$21.2K ₱1.3M

18.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K €19.5K

$19.1K ₱1.2M

14.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 €135

$120 ₱7,569

26.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.58 €27.20

$14.00 ₱882

118.43%

Internet (50+ Mbps, Unlimited Data)

$29.00 €25.79

$27.54 ₱1,734

5.30%

Gym Membership (Monthly)

$63.7 €56.7

$32.33 ₱2,035

97.00%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.31 €10.06

$5.65 ₱356

100.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 €241

$275 ₱17.3K

-1.49%

International Primary School, 1 Child (Yearly)

$12.2K €10.8K

$7,918 ₱498.5K

54.01%

Jeans (Levis 501 Or Similar)

$58.3 €51.9

$49.33 ₱3,106

18.26%

Summer Dress (H&M, Zara, etc)

$68.2 €60.6

$25.24 ₱1,589

170.13%

Sport Shoes (Adidas, Nike)

$110 €97.9

$77.0 ₱4,846

43.01%

Men's Leather Business Shoes

$131 €117

$57.2 ₱3,601

129.04%

1-bedroom Apartment, City Center (Monthly)

$1,075 €956

$500 ₱31.5K

115.19%

1-bedroom Apartment, Outside City Center (Monthly)

$905 €805

$309 ₱19.4K

193.10%

3-bedroom Apartment, City Center (Monthly)

$1,853 €1,648

$1,078 ₱67.9K

71.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,450 €1,290

$615 ₱38.7K

135.69%

Buy Apartment in City Center (m2)

$4,059 €3,611

$2,886 ₱181.7K

40.66%

Buy Apartment Outside City Center (m2)

$2,962 €2,635

$1,917 ₱120.7K

54.54%

Average Monthly Net Salary (After Tax)

$1,578 €1,404

$346 ₱21.8K

356.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.05

7.2

-43.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nadur: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nadur

$905 44.3%

Cebu

$309 33.6% 65.9% $596

Groceries & Markets

Nadur

$339 16.6%

Cebu

$206 22.4% 39.3% $133

Eating Out

Nadur

$314 15.3%

Cebu

$88 9.6% 71.9% $225

Monthly Utilities & Internet

Nadur

$211 10.3%

Cebu

$162 17.6% 23.5% $50

Clothing & Footwear

Nadur

$165 8.1%

Cebu

$94 10.2% 43.2% $71

Sport & Entertainment

Nadur

$86 4.2%

Cebu

$44 4.8% 49.5% $43

Getting Around

Nadur

$24 * 1.2%

Cebu

$16 1.7% 34.5% $8.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,075 in Nadur and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Nadur pays 356% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in Nadur vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $339 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇲🇹 Nadur

🇵🇭 Cebu

🕒 Local time

17:31 5:31 PM

23:31 11:31 PM

6 h ahead of Nadur

🌤 Weather

👥 Population

4,500

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Nadur Cebu 11,040 km ≈ 14 h nonstop flight

From you

Nadur
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nadur vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 123% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 356% higher in Nadur, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,075 in Nadur versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 65% higher in Nadur. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,045 per month in Nadur versus $918 in Cebu – a 123% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,045 in Nadur, a $1,500 budget is realistic in Cebu but tight or insufficient in Nadur. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nadur, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nadur and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 123% less than in Nadur. Beyond cost, consider language, visa policies, and how big the international community is in each city.