Last update: Oct 2026

Cost of Living Comparison Between Cebu and Most

For one person, living is cheaper in Cebu: $918 a month against $1,619 in Most, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
79

Cost of Living Index in Most
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Most Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Most

🇨🇿 Czech Republic

$1,619

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Most

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Most actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,619 in Most.

Cebu $918
Most $1,619

Estimated couple costs with rent: $1,409 in Cebu versus $2,321 in Most.

Cebu $1,409
Most $2,321

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,023 in Most.

Cebu $1,900
Most $3,023

Living in Cebu costs roughly 43% less than in Most, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Most is 20% above.

Meal at Budget Restaurant

$3.09 ₱194

$9.41 Kč 203

-67.16%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$45.58 Kč 986

-46.86%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.11 Kč 197

-56.97%

Cappuccino

$2.51 ₱158

$2.77 Kč 60.0

-9.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.11 Kč 24.10

43.24%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.34 Kč 28.96

-60.45%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.34 Kč 28.87

32.84%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.74 Kč 59.2

-20.80%

Milk (1 liter)

$1.92 ₱121

$1.06 Kč 23.01

81.13%

White Bread (500g)

$1.36 ₱85.4

$1.46 Kč 31.60

-6.85%

Rice (white) (1kg)

$1.01 ₱63.5

$2.22 Kč 48.07

-54.50%

Eggs

$2.03 ₱128

$3.62 Kč 78.3

-43.92%

Local Cheese (1kg)

$9.86 ₱621

$12.68 Kč 274

-22.24%

Chicken Fillets (1kg)

$4.39 ₱277

$9.20 Kč 199

-52.28%

Beef Round Steak (1kg)

$7.60 ₱479

$16.19 Kč 350

-53.06%

Apples (1kg)

$3.30 ₱208

$1.88 Kč 40.65

75.53%

Banana (1kg)

$1.39 ₱87.8

$1.77 Kč 38.34

-21.47%

Oranges (1kg)

$2.33 ₱147

$2.12 Kč 45.93

9.91%

Tomato (1kg)

$1.50 ₱94.3

$1.97 Kč 42.70

-23.86%

Potato (1kg)

$2.36 ₱149

$1.02 Kč 22.09

131.37%

Onion (1kg)

$1.90 ₱119

$1.09 Kč 23.63

74.31%

Lettuce (1 head)

$1.19 ₱74.9

$1.56 Kč 33.75

-23.72%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.75 Kč 16.25

-16.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.76 Kč 146

-55.62%

Wine (Bottle)

$6.03 ₱379

$6.98 Kč 151

-13.61%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.89 Kč 19.24

38.20%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.72 Kč 37.19

1.74%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.16 Kč 25.08

-78.45%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$24.78 Kč 536

-48.99%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.80 Kč 60.6

-72.50%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.80 Kč 38.85

-87.22%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$16.42 Kč 355

-72.84%

Gasoline (1 liter)

$1.31 ₱82.8

$1.64 Kč 35.53

-20.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.4K Kč 679.4K

-32.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$29.2K Kč 631.7K

-34.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$292 Kč 6,304

-58.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$22.52 Kč 487

-37.83%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$18.61 Kč 402

47.98%

Gym Membership (Monthly)

$32.33 ₱2,035

$55.0 Kč 1,189

-41.20%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$17.37 Kč 376

-61.72%

Cinema Ticket

$5.65 ₱356

$6.85 Kč 148

-17.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$741 Kč 16.0K

-62.83%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$11.7K Kč 252.5K

-32.19%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$84.2 Kč 1,821

-41.42%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$37.39 Kč 809

-32.50%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$101 Kč 2,173

-23.42%

Men's Leather Business Shoes

$57.2 ₱3,601

$121 Kč 2,609

-52.58%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$705 Kč 15.2K

-29.15%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$602 Kč 13.0K

-48.73%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,199 Kč 25.9K

-10.11%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$921 Kč 19.9K

-33.18%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$4,240 Kč 91.7K

-31.93%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$3,428 Kč 74.1K

-44.08%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,150 Kč 24.9K

-69.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.67

54.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Most: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Most

$602 37.2% 95% $294

Groceries & Markets

Cebu

$206 22.4%

Most

$262 16.2% 27.3% $56

Monthly Utilities & Internet

Cebu

$162 17.6%

Most

$333 20.6% 106% $171

Clothing & Footwear

Cebu

$94 10.2%

Most

$154 9.5% 64.2% $60

Eating Out

Cebu

$88 9.6%

Most

$158 9.8% 78.8% $70

Sport & Entertainment

Cebu

$44 4.8%

Most

$69 4.2% 57.5% $25

Getting Around

Cebu

$16 1.7%

Most

$41 2.5% 165% $26

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $705 in Most. Housing cost is often the main lever when comparing two cities.

Most pays 232% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $46.00 in Most for a mid-range dinner for two. Groceries echo the gap at $206 vs $262 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇿 Most

🕒 Local time

10:21 10:21 AM

04:21 4:21 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

68,280

💱 Currency

Philippine Peso PHP ₱

Czech Koruna CZK Kč

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

Exchange rates and currency converter

CZK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Czech Koruna exchange rates as of October 18, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Most 10,510 km ≈ 14 h nonstop flight

From you

Cebu
Most

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Most: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 76% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 232% lower in Most. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $705 in Most. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,619 in Most – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 96% less than in Most. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,619 in Most, a $1,500 budget is realistic in Cebu but tight or insufficient in Most. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Most, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Most are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 76% less than in Most. Beyond cost, consider language, visa policies, and how big the international community is in each city.