Last update: Oct 2026

Cost of Living Comparison Between Most and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,619 in Most, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

Most
🇨🇿 Czech Republic
$1,619
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Most and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Most and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,619 in Most versus $918 in Cebu.

  • Most $1,619
  • Cebu $918

Estimated couple costs with rent: $2,321 in Most versus $1,409 in Cebu.

  • Most $2,321
  • Cebu $1,409

Monthly costs for a family of three with rent: $3,023 in Most versus $1,900 in Cebu.

  • Most $3,023
  • Cebu $1,900

Living in Most is roughly 76% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Most is 20% above, Cebu is 32% below.

Currency
🍽 Eating Out
Most
Cebu
Difference
Meal at Budget Restaurant
$9.41 Kč 203
$3.09 ₱194
204.53%
Three-Course Dinner for Two, Mid-Range
$45.58 Kč 986
$24.22 ₱1,525
88.19%
Fast Food Meal (McDonalds, etc)
$9.11 Kč 197
$3.92 ₱247
132.40%
Cappuccino
$2.77 Kč 60.0
$2.51 ₱158
10.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Kč 24.10
$1.59 ₱100
-30.19%
Water (0.33 liter bottle)
$1.34 Kč 28.96
$0.53 ₱33.43
152.83%
Local Beer (0.5 liter draught)
$1.34 Kč 28.87
$1.78 ₱112
-24.72%
Imported Beer (0.33 liter bottle)
$2.74 Kč 59.2
$2.17 ₱137
26.27%
🛒 Groceries & Markets
Most
Cebu
Difference
Milk (1 liter)
$1.06 Kč 23.01
$1.92 ₱121
-44.79%
White Bread (500g)
$1.46 Kč 31.60
$1.36 ₱85.4
7.35%
Rice (white) (1kg)
$2.22 Kč 48.07
$1.01 ₱63.5
119.80%
Eggs
$3.62 Kč 78.3
$2.03 ₱128
78.33%
Local Cheese (1kg)
$12.68 Kč 274
$9.86 ₱621
28.60%
Chicken Fillets (1kg)
$9.20 Kč 199
$4.39 ₱277
109.57%
Beef Round Steak (1kg)
$16.19 Kč 350
$7.60 ₱479
113.03%
Apples (1kg)
$1.88 Kč 40.65
$3.30 ₱208
-43.03%
Banana (1kg)
$1.77 Kč 38.34
$1.39 ₱87.8
27.34%
Oranges (1kg)
$2.12 Kč 45.93
$2.33 ₱147
-9.01%
Tomato (1kg)
$1.97 Kč 42.70
$1.50 ₱94.3
31.33%
Potato (1kg)
$1.02 Kč 22.09
$2.36 ₱149
-56.78%
Onion (1kg)
$1.09 Kč 23.63
$1.90 ₱119
-42.63%
Lettuce (1 head)
$1.56 Kč 33.75
$1.19 ₱74.9
31.09%
Water (1.5 liter bottle)
$0.75 Kč 16.25
$0.63 ₱39.71
19.05%
Cigarettes 20 Pack (Marlboro, Camel)
$6.76 Kč 146
$3.00 ₱189
125.33%
Wine (Bottle)
$6.98 Kč 151
$6.03 ₱379
15.75%
Local Beer (0.5 liter bottle)
$0.89 Kč 19.24
$1.23 ₱77.7
-27.64%
Imported Beer (0.33 liter bottle)
$1.72 Kč 37.19
$1.75 ₱110
-1.71%
🚌 Getting Around
Most
Cebu
Difference
One-way Ticket (Public Transport)
$1.16 Kč 25.08
$0.25 ₱15.86
364.00%
Public Transport Monthly Pass (Regular Price)
$24.78 Kč 536
$12.64 ₱796
96.04%
Taxi Start (Normal Tariff)
$2.80 Kč 60.6
$0.77 ₱48.62
263.64%
Taxi (Normal Tariff) (1km)
$1.80 Kč 38.85
$0.23 ₱14.53
682.61%
Taxi 1hour Waiting (Normal Tariff)
$16.42 Kč 355
$4.46 ₱281
268.16%
Gasoline (1 liter)
$1.64 Kč 35.53
$1.31 ₱82.8
25.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.4K Kč 679.4K
$21.2K ₱1.3M
47.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.2K Kč 631.7K
$19.1K ₱1.2M
52.56%
🧾 Monthly Utilities & Internet
Most
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$292 Kč 6,304
$120 ₱7,569
142.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.52 Kč 487
$14.00 ₱882
60.86%
Internet (50+ Mbps, Unlimited Data)
$18.61 Kč 402
$27.54 ₱1,734
-32.43%
🎉 Sport & Entertainment
Most
Cebu
Difference
Gym Membership (Monthly)
$55.0 Kč 1,189
$32.33 ₱2,035
70.06%
Tennis Court (1 Hour on Weekend)
$17.37 Kč 376
$6.65 ₱419
161.20%
Cinema Ticket
$6.85 Kč 148
$5.65 ₱356
21.24%
🧸 Childcare & Education
Most
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$741 Kč 16.0K
$275 ₱17.3K
169.07%
International Primary School, 1 Child (Yearly)
$11.7K Kč 252.5K
$7,918 ₱498.5K
47.46%
👕👟 Clothing & Footwear
Most
Cebu
Difference
Jeans (Levis 501 Or Similar)
$84.2 Kč 1,821
$49.33 ₱3,106
70.71%
Summer Dress (H&M, Zara, etc)
$37.39 Kč 809
$25.24 ₱1,589
48.14%
Sport Shoes (Adidas, Nike)
$101 Kč 2,173
$77.0 ₱4,846
30.59%
Men's Leather Business Shoes
$121 Kč 2,609
$57.2 ₱3,601
110.89%
🏠 Accommodation & Living
Most
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$705 Kč 15.2K
$500 ₱31.5K
41.15%
1-bedroom Apartment, Outside City Center (Monthly)
$602 Kč 13.0K
$309 ₱19.4K
95.06%
3-bedroom Apartment, City Center (Monthly)
$1,199 Kč 25.9K
$1,078 ₱67.9K
11.25%
3-bedroom Apartment, Outside City Center (Monthly)
$921 Kč 19.9K
$615 ₱38.7K
49.66%
Buy Apartment in City Center (m2)
$4,240 Kč 91.7K
$2,886 ₱181.7K
46.90%
Buy Apartment Outside City Center (m2)
$3,428 Kč 74.1K
$1,917 ₱120.7K
78.84%
💵 Salaries & Financials
Most
Cebu
Difference
Average Monthly Net Salary (After Tax)
$1,150 Kč 24.9K
$346 ₱21.8K
232.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.67
7.2
-35.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Most: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Most
$602
Cebu
$309 48.7% $294
Monthly Utilities & Internet
Most
$333
Cebu
$162 51.4% $171
Groceries & Markets
Most
$262
Cebu
$206 21.4% $56
Eating Out
Most
$158
Cebu
$88 44.1% $70
Clothing & Footwear
Most
$154
Cebu
$94 39.1% $60
Sport & Entertainment
Most
$69
Cebu
$44 36.5% $25
Getting Around
Most
$41
Cebu
$16 62.2% $26

Cost Breakdown

A one-bedroom apartment in the center runs $705 in Most and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Most pays 232% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Most vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $262 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇨🇿 Most
🇵🇭 Cebu
🕒 Local time
03:32 3:32 AM
09:32 9:32 AM
6 h ahead of Most
🌤 Weather
👥 Population
68,280
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to CZK – Czech Koruna Converter

Czech Koruna exchange rates as of October 18, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Most Cebu 10,510 km ≈ 14 h nonstop flight
From you
  • Most
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Most vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Most?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 76% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Most or Cebu?
Average pay runs 232% higher in Most, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Most and Cebu?
Rent for a central apartment: $705 in Most versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Most and in Cebu?
All in, you'll spend $1,619 per month in Most versus $918 in Cebu – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 96% less than in Most. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Most or in Cebu?
At $918 in Cebu versus $1,619 in Most, a $1,500 budget is realistic in Cebu but tight or insufficient in Most. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Most or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Most, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Most or Cebu?
Safety-wise, Most and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 76% less than in Most. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Most vs other spots: cost of living compared

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