Last update: Oct 2026

Cost of Living Comparison Between Cebu and Moroni

For one person, living is cheaper in Cebu: $934 a month against $1,403 in Moroni, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$934
/mo nomad
Moroni
🇰🇲 Comoros
$1,403
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Moroni

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Moroni actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,403 in Moroni.

  • Cebu $934
  • Moroni $1,403

Estimated couple costs with rent: $1,415 in Cebu versus $2,127 in Moroni.

  • Cebu $1,415
  • Moroni $2,127

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,851 in Moroni.

  • Cebu $1,896
  • Moroni $2,851

Living in Cebu costs roughly 33% less than in Moroni, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 30% below, Moroni is 5% above.

Currency
🍽 Eating Out
Cebu
Moroni
Difference
Meal at Budget Restaurant
$3.03 ₱190
$6.36 KMF 2,793
-52.36%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,473
$18.86 KMF 8,279
24.50%
Fast Food Meal (McDonalds, etc)
$4.09 ₱256
$8.21 KMF 3,606
-50.18%
Cappuccino
$2.52 ₱158
$1.76 KMF 774
43.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱96.9
$1.04 KMF 456
48.08%
Water (0.33 liter bottle)
$0.49 ₱30.98
$0.64 KMF 280
-23.44%
Local Beer (0.5 liter draught)
$1.79 ₱112
$1.08 KMF 476
65.74%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$1.92 KMF 844
17.71%
🛒 Groceries & Markets
Cebu
Moroni
Difference
Milk (1 liter)
$1.95 ₱122
$4.32 KMF 1,898
-54.86%
White Bread (500g)
$1.43 ₱89.7
$0.57 KMF 250
150.88%
Rice (white) (1kg)
$1.02 ₱63.8
$1.71 KMF 751
-40.35%
Eggs
$2.06 ₱129
$5.10 KMF 2,239
-59.61%
Local Cheese (1kg)
$9.81 ₱615
$7.93 KMF 3,483
23.71%
Chicken Fillets (1kg)
$4.61 ₱289
-
-
Beef Round Steak (1kg)
$7.70 ₱483
$12.54 KMF 5,506
-38.60%
Apples (1kg)
$3.31 ₱207
$5.14 KMF 2,256
-35.60%
Banana (1kg)
$1.45 ₱90.9
-
-
Oranges (1kg)
$2.36 ₱148
-
-
Tomato (1kg)
$1.54 ₱96.4
$4.08 KMF 1,792
-62.25%
Potato (1kg)
$2.36 ₱148
$4.52 KMF 1,986
-47.79%
Onion (1kg)
$1.99 ₱125
$3.18 KMF 1,398
-37.42%
Lettuce (1 head)
$1.15 ₱72.1
$2.26 KMF 990
-49.12%
Water (1.5 liter bottle)
$0.67 ₱42.15
$1.30 KMF 570
-48.46%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
-
-
Wine (Bottle)
$6.35 ₱398
$16.99 KMF 7,458
-62.63%
Local Beer (0.5 liter bottle)
$1.31 ₱81.9
$0.93 KMF 407
40.86%
Imported Beer (0.33 liter bottle)
$1.73 ₱108
$6.96 KMF 3,058
-75.14%
🚌 Getting Around
Cebu
Moroni
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.78
$0.63 KMF 274
-60.32%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱793
$32.43 KMF 14.2K
-60.99%
Taxi Start (Normal Tariff)
$0.74 ₱46.32
$0.68 KMF 297
8.82%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.11
$1.01 KMF 444
-79.21%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱271
$11.69 KMF 5,133
-62.96%
Gasoline (1 liter)
$1.33 ₱83.5
$2.97 KMF 1,303
-55.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$19.5K KMF 8.5M
11.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$17.4K KMF 7.7M
11.23%
🧾 Monthly Utilities & Internet
Cebu
Moroni
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,563
$116 KMF 50.8K
4.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱907
$34.83 KMF 15.3K
-58.51%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,774
$73.7 KMF 32.3K
-61.60%
🎉 Sport & Entertainment
Cebu
Moroni
Difference
Gym Membership (Monthly)
$32.68 ₱2,050
-
-
Tennis Court (1 Hour on Weekend)
$6.39 ₱401
$13.80 KMF 6,058
-53.70%
Cinema Ticket
$5.46 ₱342
$6.74 KMF 2,958
-18.99%
🧸 Childcare & Education
Cebu
Moroni
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$407 KMF 178.8K
-32.87%
International Primary School, 1 Child (Yearly)
$8,156 ₱511.5K
$14.4K KMF 6.3M
-43.20%
👕👟 Clothing & Footwear
Cebu
Moroni
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,109
$61.7 KMF 27.1K
-19.62%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,560
$61.3 KMF 26.9K
-59.41%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,804
$110 KMF 48.3K
-30.39%
Men's Leather Business Shoes
$59.3 ₱3,717
$86.8 KMF 38.1K
-31.71%
🏠 Accommodation & Living
Cebu
Moroni
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.7K
$746 KMF 327.5K
-32.21%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$613 KMF 269.1K
-49.52%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.0K
$1,415 KMF 621.3K
-25.69%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.8K
$1,143 KMF 502.0K
-45.86%
Buy Apartment in City Center (m2)
$2,915 ₱182.9K
$1,585 KMF 695.8K
83.95%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.1K
$1,338 KMF 587.5K
39.53%
💵 Salaries & Financials
Cebu
Moroni
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.4K
$662 KMF 290.5K
-48.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.8
89.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Moroni: October 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Moroni
$613 98.1% $304
Groceries & Markets
Cebu
$210
Moroni
$281 * 33.5% $70
Monthly Utilities & Internet
Cebu
$163
Moroni
$224 37.3% $61
Clothing & Footwear
Cebu
$95
Moroni
$144 52% $49
Eating Out
Cebu
$88
Moroni
$113 27.5% $24
Sport & Entertainment
Cebu
$44
Moroni
$13 * 69.1% $30
Getting Around
Cebu
$15
Moroni
$41 163% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $746 in Moroni. Housing cost is often the main lever when comparing two cities.

Moroni pays 94% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $19.00 in Moroni. Groceries flip the comparison at $210 vs $281, with Cebu cheaper for home cooking.

Good to know
🇵🇭 Cebu
🇰🇲 Moroni
🕒 Local time
14:12 2:12 PM
09:12 9:12 AM
5 h behind Cebu
🌤 Weather
👥 Population
964,169
111,329 Capital
💱 Currency
Exchange rates and currency converter

KMF, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Comorian Franc exchange rates as of October 10, 2026: 1 USD = 439 KMF (1,000 KMF = 2.28 USD). 1 EUR = 492 KMF (1,000 KMF = 2.03 EUR).

On the map
Between locations
  • Cebu Moroni 9,240 km ≈ 12 h nonstop flight
From you
  • Cebu
  • Moroni

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Moroni: Cost of Living - Frequently Asked Questions
Is Moroni cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 50% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Moroni?
On paper, salaries run 94% lower in Moroni. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Moroni?
Rent for a central apartment: $506 in Cebu versus $746 in Moroni. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Moroni?
All in, you'll spend $934 per month in Cebu versus $1,403 in Moroni – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 156% less than in Moroni. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Moroni?
At $934 in Cebu versus $1,403 in Moroni, a $1,500 budget is realistic in Cebu but tight or insufficient in Moroni. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Moroni more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Moroni, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Moroni?
Safety-wise, Cebu and Moroni are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 50% less than in Moroni. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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