Last update: Oct 2026

Cost of Living Comparison Between Moroni and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,403 in Moroni, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

69

Cost of Living Index in Moroni
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Moroni Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Moroni

🇰🇲 Comoros

$1,403

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Moroni and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moroni and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,403 in Moroni versus $934 in Cebu.

Moroni $1,403
Cebu $934

Estimated couple costs with rent: $2,127 in Moroni versus $1,415 in Cebu.

Moroni $2,127
Cebu $1,415

Monthly costs for a family of three with rent: $2,851 in Moroni versus $1,896 in Cebu.

Moroni $2,851
Cebu $1,896

Living in Moroni is roughly 50% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Moroni is 5% above, Cebu is 30% below.

Meal at Budget Restaurant

$6.36 KMF 2,793

$3.03 ₱190

109.90%

Three-Course Dinner for Two, Mid-Range

$18.86 KMF 8,279

$23.48 ₱1,473

-19.68%

Fast Food Meal (McDonalds, etc)

$8.21 KMF 3,606

$4.09 ₱256

100.73%

Cappuccino

$1.76 KMF 774

$2.52 ₱158

-30.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 KMF 456

$1.54 ₱96.9

-32.47%

Water (0.33 liter bottle)

$0.64 KMF 280

$0.49 ₱30.98

30.61%

Local Beer (0.5 liter draught)

$1.08 KMF 476

$1.79 ₱112

-39.66%

Imported Beer (0.33 liter bottle)

$1.92 KMF 844

$2.26 ₱142

-15.04%

Milk (1 liter)

$4.32 KMF 1,898

$1.95 ₱122

121.54%

White Bread (500g)

$0.57 KMF 250

$1.43 ₱89.7

-60.14%

Rice (white) (1kg)

$1.71 KMF 751

$1.02 ₱63.8

67.65%

Eggs

$5.10 KMF 2,239

$2.06 ₱129

147.57%

Local Cheese (1kg)

$7.93 KMF 3,483

$9.81 ₱615

-19.16%

Chicken Fillets (1kg)

$4.61 ₱289

Beef Round Steak (1kg)

$12.54 KMF 5,506

$7.70 ₱483

62.86%

Apples (1kg)

$5.14 KMF 2,256

$3.31 ₱207

55.29%

Banana (1kg)

$1.45 ₱90.9

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$4.08 KMF 1,792

$1.54 ₱96.4

164.94%

Potato (1kg)

$4.52 KMF 1,986

$2.36 ₱148

91.53%

Onion (1kg)

$3.18 KMF 1,398

$1.99 ₱125

59.80%

Lettuce (1 head)

$2.26 KMF 990

$1.15 ₱72.1

96.52%

Water (1.5 liter bottle)

$1.30 KMF 570

$0.67 ₱42.15

94.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$16.99 KMF 7,458

$6.35 ₱398

167.56%

Local Beer (0.5 liter bottle)

$0.93 KMF 407

$1.31 ₱81.9

-29.01%

Imported Beer (0.33 liter bottle)

$6.96 KMF 3,058

$1.73 ₱108

302.31%

One-way Ticket (Public Transport)

$0.63 KMF 274

$0.25 ₱15.78

152.00%

Public Transport Monthly Pass (Regular Price)

$32.43 KMF 14.2K

$12.65 ₱793

156.36%

Taxi Start (Normal Tariff)

$0.68 KMF 297

$0.74 ₱46.32

-8.11%

Taxi (Normal Tariff) (1km)

$1.01 KMF 444

$0.21 ₱13.11

380.95%

Taxi 1hour Waiting (Normal Tariff)

$11.69 KMF 5,133

$4.33 ₱271

169.98%

Gasoline (1 liter)

$2.97 KMF 1,303

$1.33 ₱83.5

123.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.5K KMF 8.5M

$21.8K ₱1.4M

-10.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.4K KMF 7.7M

$19.4K ₱1.2M

-10.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 KMF 50.8K

$121 ₱7,563

-4.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.83 KMF 15.3K

$14.45 ₱907

141.04%

Internet (50+ Mbps, Unlimited Data)

$73.7 KMF 32.3K

$28.29 ₱1,774

160.41%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$13.80 KMF 6,058

$6.39 ₱401

115.96%

Cinema Ticket

$6.74 KMF 2,958

$5.46 ₱342

23.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$407 KMF 178.8K

$273 ₱17.1K

48.96%

International Primary School, 1 Child (Yearly)

$14.4K KMF 6.3M

$8,156 ₱511.5K

76.07%

Jeans (Levis 501 Or Similar)

$61.7 KMF 27.1K

$49.57 ₱3,109

24.41%

Summer Dress (H&M, Zara, etc)

$61.3 KMF 26.9K

$24.87 ₱1,560

146.36%

Sport Shoes (Adidas, Nike)

$110 KMF 48.3K

$76.6 ₱4,804

43.65%

Men's Leather Business Shoes

$86.8 KMF 38.1K

$59.3 ₱3,717

46.44%

1-bedroom Apartment, City Center (Monthly)

$746 KMF 327.5K

$506 ₱31.7K

47.53%

1-bedroom Apartment, Outside City Center (Monthly)

$613 KMF 269.1K

$309 ₱19.4K

98.11%

3-bedroom Apartment, City Center (Monthly)

$1,415 KMF 621.3K

$1,052 ₱66.0K

34.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,143 KMF 502.0K

$619 ₱38.8K

84.72%

Buy Apartment in City Center (m2)

$1,585 KMF 695.8K

$2,915 ₱182.9K

-45.64%

Buy Apartment Outside City Center (m2)

$1,338 KMF 587.5K

$1,867 ₱117.1K

-28.33%

Average Monthly Net Salary (After Tax)

$662 KMF 290.5K

$341 ₱21.4K

93.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.8

7.2

-47.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moroni: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Moroni

$613 42.9%

Cebu

$309 33.5% 49.5% $304

Groceries & Markets

Moroni

$281 * 19.7%

Cebu

$210 22.7% 25.1% $70

Monthly Utilities & Internet

Moroni

$224 15.7%

Cebu

$163 17.7% 27.2% $61

Clothing & Footwear

Moroni

$144 10.1%

Cebu

$95 10.2% 34.2% $49

Eating Out

Moroni

$113 7.9%

Cebu

$88 9.6% 21.6% $24

Getting Around

Moroni

$41 2.9%

Cebu

$15 1.7% 62% $25

Sport & Entertainment

Moroni

$13 * 0.9%

Cebu

$44 4.7% 224% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $746 in Moroni and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Moroni pays 94% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $19.00 in Moroni vs $23.00 in Cebu. Groceries flip the comparison at $281 vs $210, with Cebu cheaper for home cooking.

Good to know

🇰🇲 Moroni

🇵🇭 Cebu

🕒 Local time

08:22 8:22 AM

13:22 1:22 PM

5 h ahead of Moroni

🌤 Weather

👥 Population

111,329 Capital

964,169

💱 Currency

Comorian Franc KMF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1,000 KMF = 2.28 USD

1,000 KMF = 2.03 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to KMF – Comorian Franc Converter

🇺🇸 United States Dollar ($)

🇰🇲 Comorian Franc (Fr)

Comorian Franc exchange rates as of October 10, 2026: 1 USD = 439 KMF (1,000 KMF = 2.28 USD). 1 EUR = 492 KMF (1,000 KMF = 2.03 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to KMF in detail →

On the map

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Between locations

Moroni Cebu 9,240 km ≈ 12 h nonstop flight

From you

Moroni
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moroni vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 50% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 94% higher in Moroni, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $746 in Moroni versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,403 per month in Moroni versus $934 in Cebu – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 156% less than in Moroni. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,403 in Moroni, a $1,500 budget is realistic in Cebu but tight or insufficient in Moroni. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Moroni, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Moroni and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 50% less than in Moroni. Beyond cost, consider language, visa policies, and how big the international community is in each city.