Last update: Oct 2026

Cost of Living Comparison Between Cebu and Mohali

For one person, living is cheaper in Mohali: $429 a month against $918 in Cebu, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
21

Cost of Living Index in Mohali
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Mohali Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Mohali

🇮🇳 India

$429

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Mohali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Mohali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $429 in Mohali.

Cebu $918
Mohali $429

Estimated couple costs with rent: $1,409 in Cebu versus $709 in Mohali.

Cebu $1,409
Mohali $709

Monthly costs for a family of three with rent: $1,900 in Cebu versus $990 in Mohali.

Cebu $1,900
Mohali $990

Living in Cebu is roughly 114% more expensive than in Mohali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Mohali 68% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.18 ₹302

-2.83%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$13.38 ₹1,270

81.02%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.70 ₹351

5.95%

Cappuccino

$2.51 ₱158

$2.34 ₹223

7.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.40 ₹37.83

297.50%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.20 ₹19.32

165.00%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.10 ₹200

-15.24%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.15 ₹299

-31.11%

Milk (1 liter)

$1.92 ₱121

$0.69 ₹65.3

178.26%

White Bread (500g)

$1.36 ₱85.4

$0.52 ₹48.98

161.54%

Rice (white) (1kg)

$1.01 ₱63.5

$0.82 ₹78.0

23.17%

Eggs

$2.03 ₱128

$0.97 ₹92.4

109.28%

Local Cheese (1kg)

$9.86 ₱621

$4.66 ₹443

111.59%

Chicken Fillets (1kg)

$4.39 ₱277

$3.37 ₹320

30.27%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.96 ₹186

68.37%

Banana (1kg)

$1.39 ₱87.8

$0.78 ₹74.5

78.21%

Oranges (1kg)

$2.33 ₱147

$1.05 ₹99.4

121.90%

Tomato (1kg)

$1.50 ₱94.3

$0.63 ₹59.6

138.10%

Potato (1kg)

$2.36 ₱149

$0.28 ₹26.21

742.86%

Onion (1kg)

$1.90 ₱119

$0.37 ₹34.72

413.51%

Lettuce (1 head)

$1.19 ₱74.9

$0.62 ₹58.9

91.94%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.30 ₹28.33

110.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.13 ₹488

-41.52%

Wine (Bottle)

$6.03 ₱379

$8.36 ₹794

-27.87%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.71 ₹163

-28.07%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.65 ₹252

-33.96%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.43 ₹610

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.50 ₹47.57

-50.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$5.32 ₹505

137.59%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.08 ₹103

-28.70%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.25 ₹23.66

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.61 ₹153

177.02%

Gasoline (1 liter)

$1.31 ₱82.8

$1.05 ₹99.7

24.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$12.5K ₹1.2M

70.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.0K ₹1.9M

-4.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$41.88 ₹3,977

187.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.88 ₹368

260.82%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$6.76 ₹642

307.40%

Gym Membership (Monthly)

$32.33 ₱2,035

$29.27 ₹2,780

10.45%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$20.65 ₹1,961

-67.80%

Cinema Ticket

$5.65 ₱356

$3.15 ₹299

79.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$58.3 ₹5,537

372.15%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,258 ₹214.4K

250.73%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$25.05 ₹2,379

96.93%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$28.77 ₹2,732

-12.27%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$55.3 ₹5,248

39.27%

Men's Leather Business Shoes

$57.2 ₱3,601

$44.28 ₹4,205

29.18%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$122 ₹11.6K

310.32%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$68.3 ₹6,485

352.22%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$321 ₹30.5K

235.56%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$200 ₹19.0K

208.26%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$802 ₹76.1K

260.07%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$439 ₹41.7K

336.76%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$451 ₹42.9K

-23.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.33

-13.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Mohali: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Mohali

$68 15.9% 77.9% $241

Groceries & Markets

Cebu

$206 22.4%

Mohali

$110 25.7% 46.5% $96

Monthly Utilities & Internet

Cebu

$162 17.6%

Mohali

$53 12.2% 67.5% $109

Clothing & Footwear

Cebu

$94 10.2%

Mohali

$69 16.1% 26.5% $25

Eating Out

Cebu

$88 9.6%

Mohali

$84 19.6% 5% $4.4

Sport & Entertainment

Cebu

$44 4.8%

Mohali

$36 8.3% 18.4% $8

Getting Around

Cebu

$16 1.7%

Mohali

$9.7 2.3% 38% $5.9

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $122 in Mohali. Housing cost is often the main lever when comparing two cities.

Mohali pays 30% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $13.00 in Mohali for a mid-range dinner for two. Groceries echo the gap at $206 vs $110 per month, with Mohali cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Mohali

🕒 Local time

04:44 4:44 AM

02:14 2:14 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

146,213

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Mohali 5,360 km ≈ 7 h nonstop flight

From you

Cebu
Mohali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Mohali: Cost of Living - Frequently Asked Questions

Mohali is cheaper overall, especially in groceries, clothing, and eating out. The 114% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 30% lower in Mohali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $122 in Mohali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $429 in Mohali – a 114% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Mohali runs roughly 138% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Mohali gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Mohali is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Mohali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mohali gentler on the wallet – expenses run 114% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.