Last update: Oct 2026

Cost of Living Comparison Between Cebu and Miskolc

For one person, living is cheaper in Cebu: $934 a month against $1,205 in Miskolc, rent and utilities included – about $3,300 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
58

Cost of Living Index in Miskolc
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Miskolc Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Miskolc

🇭🇺 Hungary

$1,205

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Miskolc

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Miskolc actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,205 in Miskolc.

Cebu $934
Miskolc $1,205

Estimated couple costs with rent: $1,415 in Cebu versus $1,832 in Miskolc.

Cebu $1,415
Miskolc $1,832

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,459 in Miskolc.

Cebu $1,896
Miskolc $2,459

Living in Cebu costs roughly 22% less than in Miskolc, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Miskolc 10% lower.

Meal at Budget Restaurant

$3.03 ₱191

$9.11 Ft 2,967

-66.74%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,476

$45.13 Ft 14.7K

-47.97%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

$9.39 Ft 3,057

-56.44%

Cappuccino

$2.52 ₱158

$2.23 Ft 725

13.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

$1.44 Ft 470

6.94%

Water (0.33 liter bottle)

$0.49 ₱31.06

$1.24 Ft 402

-60.48%

Local Beer (0.5 liter draught)

$1.79 ₱113

$2.19 Ft 713

-18.26%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.18 Ft 712

3.67%

Milk (1 liter)

$1.95 ₱122

$1.15 Ft 374

69.57%

White Bread (500g)

$1.43 ₱89.9

$1.55 Ft 505

-7.74%

Rice (white) (1kg)

$1.02 ₱64.0

$2.38 Ft 776

-57.14%

Eggs

$2.06 ₱129

$3.94 Ft 1,282

-47.72%

Local Cheese (1kg)

$9.81 ₱617

$10.65 Ft 3,467

-7.89%

Chicken Fillets (1kg)

$4.61 ₱290

$7.02 Ft 2,285

-34.33%

Beef Round Steak (1kg)

$7.70 ₱484

$15.70 Ft 5,114

-50.96%

Apples (1kg)

$3.31 ₱208

$2.17 Ft 706

52.53%

Banana (1kg)

$1.45 ₱91.2

$2.22 Ft 724

-34.68%

Oranges (1kg)

$2.36 ₱148

$2.18 Ft 710

8.26%

Tomato (1kg)

$1.54 ₱96.6

$3.91 Ft 1,272

-60.61%

Potato (1kg)

$2.36 ₱148

$1.21 Ft 393

95.04%

Onion (1kg)

$1.99 ₱125

$1.50 Ft 487

32.67%

Lettuce (1 head)

$1.15 ₱72.3

$1.79 Ft 582

-35.75%

Water (1.5 liter bottle)

$0.67 ₱42.26

$0.58 Ft 189

15.52%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$7.32 Ft 2,383

-59.02%

Wine (Bottle)

$6.35 ₱399

$6.03 Ft 1,965

5.31%

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

$1.33 Ft 432

-1.50%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.58 Ft 841

-32.95%

One-way Ticket (Public Transport)

$0.25 ₱15.82

$1.33 Ft 432

-81.20%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

$26.99 Ft 8,791

-53.13%

Taxi Start (Normal Tariff)

$0.74 ₱46.44

$2.81 Ft 916

-73.67%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

$1.25 Ft 407

-83.20%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

$14.80 Ft 4,821

-70.74%

Gasoline (1 liter)

$1.33 ₱83.7

$1.83 Ft 596

-27.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$28.0K Ft 9.1M

-22.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$35.5K Ft 11.6M

-45.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,583

$181 Ft 59.0K

-33.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱909

$21.59 Ft 7,032

-33.07%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,779

$19.54 Ft 6,362

44.78%

Gym Membership (Monthly)

$32.68 ₱2,055

$55.1 Ft 17.9K

-40.64%

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

$15.24 Ft 4,963

-58.07%

Cinema Ticket

$5.46 ₱343

$7.81 Ft 2,544

-30.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

$356 Ft 115.9K

-23.15%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

$9,235 Ft 3.0M

-11.69%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

$54.7 Ft 17.8K

-9.38%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

$28.29 Ft 9,212

-12.09%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

$70.8 Ft 23.0K

8.25%

Men's Leather Business Shoes

$59.3 ₱3,727

$72.5 Ft 23.6K

-18.28%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

$420 Ft 136.7K

20.44%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$336 Ft 109.5K

-8.01%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

$689 Ft 224.5K

52.60%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

$583 Ft 189.8K

6.21%

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

$2,130 Ft 693.8K

36.85%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

$1,848 Ft 602.0K

1.01%

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

$1,172 Ft 381.7K

-70.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.97

3.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Miskolc: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Miskolc

$336 28.3% 8.7% $27

Groceries & Markets

Cebu

$210 22.7%

Miskolc

$263 22.1% 25.2% $53

Monthly Utilities & Internet

Cebu

$163 17.7%

Miskolc

$222 18.7% 36.2% $59

Clothing & Footwear

Cebu

$95 10.2%

Miskolc

$102 8.6% 7.6% $7.2

Eating Out

Cebu

$88 9.6%

Miskolc

$154 12.9% 74% $65

Sport & Entertainment

Cebu

$44 4.7%

Miskolc

$71 5.9% 62.1% $27

Getting Around

Cebu

$15 1.7%

Miskolc

$41 3.5% 168% $26

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $420 in Miskolc. Housing cost is often the main lever when comparing two cities.

Miskolc pays 244% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $45.00 in Miskolc for a mid-range dinner for two. Groceries echo the gap at $210 vs $263 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇭🇺 Miskolc

🕒 Local time

18:25 6:25 PM

12:25 12:25 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

143,502

💱 Currency

Philippine Peso PHP ₱

Hungarian Forint HUF Ft

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 HUF = 3.07 USD

1,000 HUF = 2.74 EUR

Exchange rates and currency converter

HUF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.47 PHP (100 PHP = 1.42 EUR).

Hungarian Forint exchange rates as of October 10, 2026: 1 USD = 326 HUF (1,000 HUF = 3.07 USD). 1 EUR = 365 HUF (1,000 HUF = 2.74 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Miskolc 10,110 km ≈ 13 h nonstop flight

From you

Cebu
Miskolc

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Miskolc: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 29% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 244% lower in Miskolc. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $420 in Miskolc. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $1,205 in Miskolc – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 113% less than in Miskolc. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,205 in Miskolc, a $1,500 budget is realistic in Cebu but tight or insufficient in Miskolc. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Miskolc, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Miskolc are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 29% less than in Miskolc. Beyond cost, consider language, visa policies, and how big the international community is in each city.