Last update: Oct 2026

Cost of Living Comparison Between Miskolc and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,205 in Miskolc, rent and utilities included – about $3,300 less a year. Other living expenses account for most of the difference.

58

Cost of Living Index in Miskolc
Learn more

Miskolc Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Miskolc

🇭🇺 Hungary

$1,205

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Miskolc and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Miskolc and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,205 in Miskolc versus $934 in Cebu.

Miskolc $1,205
Cebu $934

Estimated couple costs with rent: $1,832 in Miskolc versus $1,415 in Cebu.

Miskolc $1,832
Cebu $1,415

Monthly costs for a family of three with rent: $2,459 in Miskolc versus $1,896 in Cebu.

Miskolc $2,459
Cebu $1,896

Living in Miskolc is roughly 29% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Miskolc 10% lower, Cebu 30% lower.

Meal at Budget Restaurant

$9.11 Ft 2,967

$3.03 ₱191

200.66%

Three-Course Dinner for Two, Mid-Range

$45.13 Ft 14.7K

$23.48 ₱1,476

92.21%

Fast Food Meal (McDonalds, etc)

$9.39 Ft 3,057

$4.09 ₱257

129.58%

Cappuccino

$2.23 Ft 725

$2.52 ₱158

-11.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.44 Ft 470

$1.54 ₱97.2

-6.49%

Water (0.33 liter bottle)

$1.24 Ft 402

$0.49 ₱31.06

153.06%

Local Beer (0.5 liter draught)

$2.19 Ft 713

$1.79 ₱113

22.35%

Imported Beer (0.33 liter bottle)

$2.18 Ft 712

$2.26 ₱142

-3.54%

Milk (1 liter)

$1.15 Ft 374

$1.95 ₱122

-41.03%

White Bread (500g)

$1.55 Ft 505

$1.43 ₱89.9

8.39%

Rice (white) (1kg)

$2.38 Ft 776

$1.02 ₱64.0

133.33%

Eggs

$3.94 Ft 1,282

$2.06 ₱129

91.26%

Local Cheese (1kg)

$10.65 Ft 3,467

$9.81 ₱617

8.56%

Chicken Fillets (1kg)

$7.02 Ft 2,285

$4.61 ₱290

52.28%

Beef Round Steak (1kg)

$15.70 Ft 5,114

$7.70 ₱484

103.90%

Apples (1kg)

$2.17 Ft 706

$3.31 ₱208

-34.44%

Banana (1kg)

$2.22 Ft 724

$1.45 ₱91.2

53.10%

Oranges (1kg)

$2.18 Ft 710

$2.36 ₱148

-7.63%

Tomato (1kg)

$3.91 Ft 1,272

$1.54 ₱96.6

153.90%

Potato (1kg)

$1.21 Ft 393

$2.36 ₱148

-48.73%

Onion (1kg)

$1.50 Ft 487

$1.99 ₱125

-24.62%

Lettuce (1 head)

$1.79 Ft 582

$1.15 ₱72.3

55.65%

Water (1.5 liter bottle)

$0.58 Ft 189

$0.67 ₱42.26

-13.43%

Cigarettes 20 Pack (Marlboro, Camel)

$7.32 Ft 2,383

$3.00 ₱189

144.00%

Wine (Bottle)

$6.03 Ft 1,965

$6.35 ₱399

-5.04%

Local Beer (0.5 liter bottle)

$1.33 Ft 432

$1.31 ₱82.1

1.53%

Imported Beer (0.33 liter bottle)

$2.58 Ft 841

$1.73 ₱109

49.13%

One-way Ticket (Public Transport)

$1.33 Ft 432

$0.25 ₱15.82

432.00%

Public Transport Monthly Pass (Regular Price)

$26.99 Ft 8,791

$12.65 ₱796

113.36%

Taxi Start (Normal Tariff)

$2.81 Ft 916

$0.74 ₱46.44

279.73%

Taxi (Normal Tariff) (1km)

$1.25 Ft 407

$0.21 ₱13.15

495.24%

Taxi 1hour Waiting (Normal Tariff)

$14.80 Ft 4,821

$4.33 ₱272

241.80%

Gasoline (1 liter)

$1.83 Ft 596

$1.33 ₱83.7

37.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K Ft 9.1M

$21.8K ₱1.4M

28.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.5K Ft 11.6M

$19.4K ₱1.2M

83.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 Ft 59.0K

$121 ₱7,583

50.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.59 Ft 7,032

$14.45 ₱909

49.41%

Internet (50+ Mbps, Unlimited Data)

$19.54 Ft 6,362

$28.29 ₱1,779

-30.93%

Gym Membership (Monthly)

$55.1 Ft 17.9K

$32.68 ₱2,055

68.45%

Tennis Court (1 Hour on Weekend)

$15.24 Ft 4,963

$6.39 ₱402

138.50%

Cinema Ticket

$7.81 Ft 2,544

$5.46 ₱343

43.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$356 Ft 115.9K

$273 ₱17.2K

30.13%

International Primary School, 1 Child (Yearly)

$9,235 Ft 3.0M

$8,156 ₱512.9K

13.23%

Jeans (Levis 501 Or Similar)

$54.7 Ft 17.8K

$49.57 ₱3,117

10.35%

Summer Dress (H&M, Zara, etc)

$28.29 Ft 9,212

$24.87 ₱1,564

13.75%

Sport Shoes (Adidas, Nike)

$70.8 Ft 23.0K

$76.6 ₱4,817

-7.63%

Men's Leather Business Shoes

$72.5 Ft 23.6K

$59.3 ₱3,727

22.38%

1-bedroom Apartment, City Center (Monthly)

$420 Ft 136.7K

$506 ₱31.8K

-16.97%

1-bedroom Apartment, Outside City Center (Monthly)

$336 Ft 109.5K

$309 ₱19.5K

8.71%

3-bedroom Apartment, City Center (Monthly)

$689 Ft 224.5K

$1,052 ₱66.1K

-34.47%

3-bedroom Apartment, Outside City Center (Monthly)

$583 Ft 189.8K

$619 ₱38.9K

-5.85%

Buy Apartment in City Center (m2)

$2,130 Ft 693.8K

$2,915 ₱183.4K

-26.93%

Buy Apartment Outside City Center (m2)

$1,848 Ft 602.0K

$1,867 ₱117.4K

-1.00%

Average Monthly Net Salary (After Tax)

$1,172 Ft 381.7K

$341 ₱21.5K

243.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.97

7.2

-3.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Miskolc: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Miskolc

$336 28.3%

Cebu

$309 33.5% 8% $27

Groceries & Markets

Miskolc

$263 22.1%

Cebu

$210 22.7% 20.1% $53

Monthly Utilities & Internet

Miskolc

$222 18.7%

Cebu

$163 17.7% 26.6% $59

Eating Out

Miskolc

$154 12.9%

Cebu

$88 9.6% 42.5% $65

Clothing & Footwear

Miskolc

$102 8.6%

Cebu

$95 10.2% 7.1% $7.2

Sport & Entertainment

Miskolc

$71 5.9%

Cebu

$44 4.7% 38.3% $27

Getting Around

Miskolc

$41 3.5%

Cebu

$15 1.7% 62.7% $26

Cost Breakdown

A one-bedroom apartment in the center runs $420 in Miskolc and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Miskolc pays 244% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Miskolc vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $263 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇭🇺 Miskolc

🇵🇭 Cebu

🕒 Local time

08:16 8:16 AM

14:16 2:16 PM

6 h ahead of Miskolc

🌤 Weather

👥 Population

143,502

964,169

💱 Currency

Hungarian Forint HUF Ft

Philippine Peso PHP ₱

📈 Exchange rate

1,000 HUF = 3.07 USD

1,000 HUF = 2.74 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to HUF – Hungarian Forint Converter

🇺🇸 United States Dollar ($)

🇭🇺 Hungarian Forint (Ft)

Hungarian Forint exchange rates as of October 10, 2026: 1 USD = 326 HUF (1,000 HUF = 3.07 USD). 1 EUR = 365 HUF (1,000 HUF = 2.74 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to HUF in detail →

On the map

Lowest

Highest

Between locations

Miskolc Cebu 10,110 km ≈ 13 h nonstop flight

From you

Miskolc
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Miskolc vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 29% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 244% higher in Miskolc, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $420 in Miskolc versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,205 per month in Miskolc versus $934 in Cebu – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 113% less than in Miskolc. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,205 in Miskolc, a $1,500 budget is realistic in Cebu but tight or insufficient in Miskolc. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Miskolc, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Miskolc and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 29% less than in Miskolc. Beyond cost, consider language, visa policies, and how big the international community is in each city.