Last update: Oct 2026

Cost of Living Comparison Between Cebu and Malatya

For one person, living is cheaper in Malatya: $690 a month against $918 in Cebu, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
34

Cost of Living Index in Malatya
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Malatya Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Malatya

🇹🇷 Turkey

$690

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Malatya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Malatya actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $690 in Malatya.

Cebu $918
Malatya $690

Estimated couple costs with rent: $1,409 in Cebu versus $1,039 in Malatya.

Cebu $1,409
Malatya $1,039

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,389 in Malatya.

Cebu $1,900
Malatya $1,389

Living in Cebu is roughly 33% more expensive than in Malatya, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Malatya 49% lower.

Meal at Budget Restaurant

$3.09 ₱194

$4.67 ₺231

-33.83%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$25.82 ₺1,278

-6.20%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.96 ₺345

-43.68%

Cappuccino

$2.51 ₱158

$1.64 ₺81.1

53.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.92 ₺45.75

72.83%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.29 ₺14.35

82.76%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.30 ₺114

-22.61%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.49 ₺173

-37.82%

Milk (1 liter)

$1.92 ₱121

$0.80 ₺39.72

140.00%

White Bread (500g)

$1.36 ₱85.4

$0.78 ₺38.78

74.36%

Rice (white) (1kg)

$1.01 ₱63.5

$2.68 ₺133

-62.31%

Eggs

$2.03 ₱128

$1.77 ₺87.4

14.69%

Local Cheese (1kg)

$9.86 ₱621

$7.94 ₺393

24.18%

Chicken Fillets (1kg)

$4.39 ₱277

$2.41 ₺119

82.16%

Beef Round Steak (1kg)

$7.60 ₱479

$16.71 ₺827

-54.52%

Apples (1kg)

$3.30 ₱208

$1.59 ₺78.8

107.55%

Banana (1kg)

$1.39 ₱87.8

$1.53 ₺75.8

-9.15%

Oranges (1kg)

$2.33 ₱147

$0.84 ₺41.57

177.38%

Tomato (1kg)

$1.50 ₱94.3

$0.76 ₺37.60

97.37%

Potato (1kg)

$2.36 ₱149

$0.44 ₺21.62

436.36%

Onion (1kg)

$1.90 ₱119

$0.34 ₺17.02

458.82%

Lettuce (1 head)

$1.19 ₱74.9

$0.53 ₺26.06

124.53%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.45 ₺22.26

40.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.99 ₺98.6

50.75%

Wine (Bottle)

$6.03 ₱379

$11.97 ₺592

-49.62%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.98 ₺97.8

-37.88%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.25 ₺112

-22.22%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.27 ₺13.26

-7.41%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.89 ₺44.07

-13.48%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.45 ₺22.51

-48.89%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

$1.35 ₺66.8

-2.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$37.8K ₺1.9M

-43.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$36.8K ₺1.8M

-47.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$30.31 ₺1,501

296.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$9.97 ₺494

40.42%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$14.28 ₺707

92.86%

Gym Membership (Monthly)

$32.33 ₱2,035

$34.88 ₺1,727

-7.31%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$5.29 ₺262

6.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$15.28 ₺756

222.84%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$71.1 ₺3,520

-64.50%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$50.7 ₺2,512

51.68%

Men's Leather Business Shoes

$57.2 ₱3,601

$30.33 ₺1,502

88.59%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$317 ₺15.7K

57.59%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$217 ₺10.7K

42.27%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$430 ₺21.3K

150.75%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$296 ₺14.7K

107.74%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$921 ₺45.6K

-62.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-83.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Malatya: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Malatya

$217 31.5% 29.7% $92

Groceries & Markets

Cebu

$206 22.4%

Malatya

$192 27.8% 6.8% $14

Monthly Utilities & Internet

Cebu

$162 17.6%

Malatya

$55 7.9% 66.3% $107

Clothing & Footwear

Cebu

$94 10.2%

Malatya

$75 10.9% 19.8% $19

Eating Out

Cebu

$88 9.6%

Malatya

$101 14.7% 14.7% $13

Sport & Entertainment

Cebu

$44 4.8%

Malatya

$45 6.6% 4.2% $1.8

Getting Around

Cebu

$16 1.7%

Malatya

$4.2 * 0.6% 72.8% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $317 in Malatya. Housing cost is often the main lever when comparing two cities.

Malatya pays 166% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $26.00 in Malatya. Groceries flip the comparison at $206 vs $192, with Malatya cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇹🇷 Malatya

🕒 Local time

03:48 3:48 AM

22:48 10:48 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

781,305

💱 Currency

Philippine Peso PHP ₱

Turkish Lira TRY ₺

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

TRY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Turkish Lira exchange rates as of October 17, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.67 TRY (100 TRY = 1.8 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Malatya 8,920 km ≈ 12 h nonstop flight

From you

Cebu
Malatya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Malatya: Cost of Living - Frequently Asked Questions

Malatya is cheaper overall, especially in groceries, clothing, and utilities. The 33% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 166% lower in Malatya. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $317 in Malatya. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Malatya – a meal for two runs $26.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Malatya gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Malatya is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Malatya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Malatya gentler on the wallet – expenses run 33% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.