Last update: Oct 2026

Cost of Living Comparison Between Malatya and Cebu

For one person, living is cheaper in Malatya: $690 a month against $918 in Cebu, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in Malatya
Learn more

Malatya Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Malatya

🇹🇷 Turkey

$690

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Malatya and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Malatya and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $690 in Malatya versus $918 in Cebu.

Malatya $690
Cebu $918

Estimated couple costs with rent: $1,039 in Malatya versus $1,409 in Cebu.

Malatya $1,039
Cebu $1,409

Monthly costs for a family of three with rent: $1,389 in Malatya versus $1,900 in Cebu.

Malatya $1,389
Cebu $1,900

Living in Malatya costs roughly 25% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Malatya 49% lower, Cebu 32% lower.

Meal at Budget Restaurant

$4.67 ₺231

$3.09 ₱194

51.13%

Three-Course Dinner for Two, Mid-Range

$25.82 ₺1,278

$24.22 ₱1,525

6.61%

Fast Food Meal (McDonalds, etc)

$6.96 ₺345

$3.92 ₱247

77.55%

Cappuccino

$1.64 ₺81.1

$2.51 ₱158

-34.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 ₺45.75

$1.59 ₱100

-42.14%

Water (0.33 liter bottle)

$0.29 ₺14.35

$0.53 ₱33.43

-45.28%

Local Beer (0.5 liter draught)

$2.30 ₺114

$1.78 ₱112

29.21%

Imported Beer (0.33 liter bottle)

$3.49 ₺173

$2.17 ₱137

60.83%

Milk (1 liter)

$0.80 ₺39.72

$1.92 ₱121

-58.33%

White Bread (500g)

$0.78 ₺38.78

$1.36 ₱85.4

-42.65%

Rice (white) (1kg)

$2.68 ₺133

$1.01 ₱63.5

165.35%

Eggs

$1.77 ₺87.4

$2.03 ₱128

-12.81%

Local Cheese (1kg)

$7.94 ₺393

$9.86 ₱621

-19.47%

Chicken Fillets (1kg)

$2.41 ₺119

$4.39 ₱277

-45.10%

Beef Round Steak (1kg)

$16.71 ₺827

$7.60 ₱479

119.87%

Apples (1kg)

$1.59 ₺78.8

$3.30 ₱208

-51.82%

Banana (1kg)

$1.53 ₺75.8

$1.39 ₱87.8

10.07%

Oranges (1kg)

$0.84 ₺41.57

$2.33 ₱147

-63.95%

Tomato (1kg)

$0.76 ₺37.60

$1.50 ₱94.3

-49.33%

Potato (1kg)

$0.44 ₺21.62

$2.36 ₱149

-81.36%

Onion (1kg)

$0.34 ₺17.02

$1.90 ₱119

-82.11%

Lettuce (1 head)

$0.53 ₺26.06

$1.19 ₱74.9

-55.46%

Water (1.5 liter bottle)

$0.45 ₺22.26

$0.63 ₱39.71

-28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$1.99 ₺98.6

$3.00 ₱189

-33.67%

Wine (Bottle)

$11.97 ₺592

$6.03 ₱379

98.51%

Local Beer (0.5 liter bottle)

$1.98 ₺97.8

$1.23 ₱77.7

60.98%

Imported Beer (0.33 liter bottle)

$2.25 ₺112

$1.75 ₱110

28.57%

One-way Ticket (Public Transport)

$0.27 ₺13.26

$0.25 ₱15.86

8.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.89 ₺44.07

$0.77 ₱48.62

15.58%

Taxi (Normal Tariff) (1km)

$0.45 ₺22.51

$0.23 ₱14.53

95.65%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.35 ₺66.8

$1.31 ₱82.8

3.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.8K ₺1.9M

$21.2K ₱1.3M

78.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.8K ₺1.8M

$19.1K ₱1.2M

92.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.31 ₺1,501

$120 ₱7,569

-74.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.97 ₺494

$14.00 ₱882

-28.79%

Internet (50+ Mbps, Unlimited Data)

$14.28 ₺707

$27.54 ₱1,734

-48.15%

Gym Membership (Monthly)

$34.88 ₺1,727

$32.33 ₱2,035

7.89%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.29 ₺262

$5.65 ₱356

-6.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$15.28 ₺756

$49.33 ₱3,106

-69.02%

Summer Dress (H&M, Zara, etc)

$71.1 ₺3,520

$25.24 ₱1,589

181.66%

Sport Shoes (Adidas, Nike)

$50.7 ₺2,512

$77.0 ₱4,846

-34.07%

Men's Leather Business Shoes

$30.33 ₺1,502

$57.2 ₱3,601

-46.98%

1-bedroom Apartment, City Center (Monthly)

$317 ₺15.7K

$500 ₱31.5K

-36.55%

1-bedroom Apartment, Outside City Center (Monthly)

$217 ₺10.7K

$309 ₱19.4K

-29.71%

3-bedroom Apartment, City Center (Monthly)

$430 ₺21.3K

$1,078 ₱67.9K

-60.12%

3-bedroom Apartment, Outside City Center (Monthly)

$296 ₺14.7K

$615 ₱38.7K

-51.86%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$921 ₺45.6K

$346 ₱21.8K

166.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

497.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Malatya: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Malatya

$217 31.5%

Cebu

$309 33.6% 42.3% $92

Groceries & Markets

Malatya

$192 27.8%

Cebu

$206 22.4% 7.3% $14

Eating Out

Malatya

$101 14.7%

Cebu

$88 9.6% 12.8% $13

Clothing & Footwear

Malatya

$75 10.9%

Cebu

$94 10.2% 24.7% $19

Monthly Utilities & Internet

Malatya

$55 7.9%

Cebu

$162 17.6% 197% $107

Sport & Entertainment

Malatya

$45 6.6%

Cebu

$44 4.8% 4% $1.8

Getting Around

Malatya

$4.2 * 0.6%

Cebu

$16 1.7% 268% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $317 in Malatya and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Malatya pays 166% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $26.00 in Malatya vs $24.00 in Cebu. Groceries flip the comparison at $192 vs $206, with Malatya cheaper for home cooking.

Good to know

🇹🇷 Malatya

🇵🇭 Cebu

🕒 Local time

21:51 9:51 PM

02:51 2:51 AM

5 h ahead of Malatya

🌤 Weather

👥 Population

781,305

964,169

💱 Currency

Turkish Lira TRY ₺

Philippine Peso PHP ₱

📈 Exchange rate

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of October 17, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.67 TRY (100 TRY = 1.8 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to TRY in detail →

On the map

Lowest

Highest

Between locations

Malatya Cebu 8,920 km ≈ 12 h nonstop flight

From you

Malatya
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Malatya vs Cebu: Cost of Living - Frequently Asked Questions

Malatya is cheaper overall, especially in groceries, clothing, and utilities. The 33% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 166% higher in Malatya, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $317 in Malatya versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Malatya – a meal for two runs $26.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Malatya gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Malatya is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Malatya and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Malatya gentler on the wallet – expenses run 33% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.