Last update: Oct 2026

Cost of Living Comparison Between Cebu and Madona

For one person, living is cheaper in Cebu: $915 a month against $1,128 in Madona, rent and utilities included – about $2,600 less a year. The total is higher in Madona despite lower rent and utilities.

44

Cost of Living Index in Cebu
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Cebu Living Index
55

Cost of Living Index in Madona
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Madona Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Madona

🇱🇻 Latvia

$1,128

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Madona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Madona actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $1,128 in Madona.

Cebu $915
Madona $1,128

Estimated couple costs with rent: $1,418 in Cebu versus $1,730 in Madona.

Cebu $1,418
Madona $1,730

Monthly costs for a family of three with rent: $1,921 in Cebu versus $2,331 in Madona.

Cebu $1,921
Madona $2,331

Living in Cebu costs roughly 19% less than in Madona, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 33% lower, Madona 17% lower.

Meal at Budget Restaurant

$3.05 ₱192

$16.87 €15.00

-81.92%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$66.8 €59.4

-64.07%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$9.28 €8.25

-57.00%

Cappuccino

$2.50 ₱157

$3.75 €3.33

-33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$1.57 €1.40

-1.91%

Water (0.33 liter bottle)

$0.50 ₱31.37

$1.20 €1.06

-58.33%

Local Beer (0.5 liter draught)

$1.78 ₱112

$5.60 €4.98

-68.21%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$4.91 €4.37

-55.80%

Milk (1 liter)

$2.00 ₱126

$1.20 €1.07

66.67%

White Bread (500g)

$1.37 ₱86.2

$1.48 €1.32

-7.43%

Rice (white) (1kg)

$1.03 ₱64.9

$2.48 €2.21

-58.47%

Eggs

$2.03 ₱128

$3.60 €3.20

-43.61%

Local Cheese (1kg)

$10.20 ₱642

$10.34 €9.20

-1.35%

Chicken Fillets (1kg)

$4.45 ₱280

$8.48 €7.54

-47.52%

Beef Round Steak (1kg)

$7.67 ₱483

$13.57 €12.07

-43.48%

Apples (1kg)

$3.31 ₱208

$2.09 €1.86

58.37%

Banana (1kg)

$1.46 ₱91.8

$1.77 €1.57

-17.51%

Oranges (1kg)

$2.32 ₱146

$2.49 €2.21

-6.83%

Tomato (1kg)

$1.49 ₱94.0

$3.21 €2.85

-53.58%

Potato (1kg)

$2.34 ₱147

$0.82 €0.73

185.37%

Onion (1kg)

$1.94 ₱122

$0.90 €0.80

115.56%

Lettuce (1 head)

$1.16 ₱73.0

$1.74 €1.55

-33.33%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.87 €0.78

-21.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$6.85 €6.09

-56.35%

Wine (Bottle)

$6.24 ₱393

$7.64 €6.79

-18.32%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$2.02 €1.80

-39.11%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.09 €1.86

-17.22%

One-way Ticket (Public Transport)

$0.23 ₱14.36

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$3.42 €3.05

-76.90%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.98 €0.87

-77.55%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$17.80 €15.83

-74.49%

Gasoline (1 liter)

$1.32 ₱82.9

$2.08 €1.85

-36.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$26.9K €23.9K

-21.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$30.3K €27.0K

-35.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$365 €325

-67.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$19.58 €17.42

-27.37%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$19.97 €17.76

37.56%

Gym Membership (Monthly)

$32.31 ₱2,034

$28.19 €25.07

14.62%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.40 ₱340

$5.53 €4.92

-2.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$668 €594

-58.67%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$17.9K €15.9K

-56.07%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$69.9 €62.2

-29.36%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$51.0 €45.37

-51.80%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$86.8 €77.2

-11.67%

Men's Leather Business Shoes

$58.9 ₱3,706

$138 €123

-57.31%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.77

50.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Madona: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Madona

- * 0% 100%

Groceries & Markets

Cebu

$210 22.9%

Madona

$264 23.4% 25.7% $54

Monthly Utilities & Internet

Cebu

$160 17.5%

Madona

$405 35.9% 153% $244

Clothing & Footwear

Cebu

$94 10.3%

Madona

$155 13.8% 65% $61

Eating Out

Cebu

$88 9.6%

Madona

$257 22.8% 193% $169

Sport & Entertainment

Cebu

$43 4.7%

Madona

$39 3.5% 8.9% $3.9

Getting Around

Cebu

$15 1.7%

Madona

$8.3 * 0.7% 45.2% $6.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $67.0 in Madona for a mid-range dinner for two. Groceries echo the gap at $210 vs $264 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇱🇻 Madona

🕒 Local time

07:45 7:45 AM

02:45 2:45 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

7,800

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Madona 9,510 km ≈ 12 h nonstop flight

From you

Cebu
Madona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Madona: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 23% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,372 in Cebu and $1,692 in Madona to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 26% higher in Madona. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $915 per month in Cebu versus $1,128 in Madona – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Madona, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Madona are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 23% less than in Madona. Beyond cost, consider language, visa policies, and how big the international community is in each city.