Last update: Oct 2026

Cost of Living Comparison Between Madona and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,128 in Madona, rent and utilities included – about $2,600 less a year. The total is higher in Madona despite lower rent and utilities.

55

Cost of Living Index in Madona
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Madona Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Madona

🇱🇻 Latvia

$1,128

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Madona and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Madona and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,128 in Madona versus $915 in Cebu.

Madona $1,128
Cebu $915

Estimated couple costs with rent: $1,730 in Madona versus $1,418 in Cebu.

Madona $1,730
Cebu $1,418

Monthly costs for a family of three with rent: $2,331 in Madona versus $1,921 in Cebu.

Madona $2,331
Cebu $1,921

Living in Madona is roughly 23% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Madona 17% lower, Cebu 33% lower.

Meal at Budget Restaurant

$16.87 €15.00

$3.05 ₱192

453.11%

Three-Course Dinner for Two, Mid-Range

$66.8 €59.4

$24.00 ₱1,511

178.29%

Fast Food Meal (McDonalds, etc)

$9.28 €8.25

$3.99 ₱251

132.58%

Cappuccino

$3.75 €3.33

$2.50 ₱157

50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 €1.40

$1.54 ₱97.1

1.95%

Water (0.33 liter bottle)

$1.20 €1.06

$0.50 ₱31.37

140.00%

Local Beer (0.5 liter draught)

$5.60 €4.98

$1.78 ₱112

214.61%

Imported Beer (0.33 liter bottle)

$4.91 €4.37

$2.17 ₱136

126.27%

Milk (1 liter)

$1.20 €1.07

$2.00 ₱126

-40.00%

White Bread (500g)

$1.48 €1.32

$1.37 ₱86.2

8.03%

Rice (white) (1kg)

$2.48 €2.21

$1.03 ₱64.9

140.78%

Eggs

$3.60 €3.20

$2.03 ₱128

77.34%

Local Cheese (1kg)

$10.34 €9.20

$10.20 ₱642

1.37%

Chicken Fillets (1kg)

$8.48 €7.54

$4.45 ₱280

90.56%

Beef Round Steak (1kg)

$13.57 €12.07

$7.67 ₱483

76.92%

Apples (1kg)

$2.09 €1.86

$3.31 ₱208

-36.86%

Banana (1kg)

$1.77 €1.57

$1.46 ₱91.8

21.23%

Oranges (1kg)

$2.49 €2.21

$2.32 ₱146

7.33%

Tomato (1kg)

$3.21 €2.85

$1.49 ₱94.0

115.44%

Potato (1kg)

$0.82 €0.73

$2.34 ₱147

-64.96%

Onion (1kg)

$0.90 €0.80

$1.94 ₱122

-53.61%

Lettuce (1 head)

$1.74 €1.55

$1.16 ₱73.0

50.00%

Water (1.5 liter bottle)

$0.87 €0.78

$0.68 ₱42.89

27.94%

Cigarettes 20 Pack (Marlboro, Camel)

$6.85 €6.09

$2.99 ₱188

129.10%

Wine (Bottle)

$7.64 €6.79

$6.24 ₱393

22.44%

Local Beer (0.5 liter bottle)

$2.02 €1.80

$1.23 ₱77.3

64.23%

Imported Beer (0.33 liter bottle)

$2.09 €1.86

$1.73 ₱109

20.81%

One-way Ticket (Public Transport)

$0.23 ₱14.36

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$3.42 €3.05

$0.79 ₱49.96

332.91%

Taxi (Normal Tariff) (1km)

$0.98 €0.87

$0.22 ₱13.86

345.45%

Taxi 1hour Waiting (Normal Tariff)

$17.80 €15.83

$4.54 ₱286

292.07%

Gasoline (1 liter)

$2.08 €1.85

$1.32 ₱82.9

57.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K €23.9K

$21.0K ₱1.3M

27.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.3K €27.0K

$19.4K ₱1.2M

56.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$365 €325

$119 ₱7,464

207.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.58 €17.42

$14.22 ₱896

37.69%

Internet (50+ Mbps, Unlimited Data)

$19.97 €17.76

$27.47 ₱1,730

-27.30%

Gym Membership (Monthly)

$28.19 €25.07

$32.31 ₱2,034

-12.75%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.53 €4.92

$5.40 ₱340

2.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 €594

$276 ₱17.4K

141.95%

International Primary School, 1 Child (Yearly)

$17.9K €15.9K

$7,866 ₱495.3K

127.64%

Jeans (Levis 501 Or Similar)

$69.9 €62.2

$49.37 ₱3,108

41.56%

Summer Dress (H&M, Zara, etc)

$51.0 €45.37

$24.58 ₱1,548

107.49%

Sport Shoes (Adidas, Nike)

$86.8 €77.2

$76.6 ₱4,825

13.22%

Men's Leather Business Shoes

$138 €123

$58.9 ₱3,706

134.25%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.77

7.2

-33.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Madona: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Madona

$405 35.9%

Cebu

$160 17.5% 60.4% $244

Groceries & Markets

Madona

$264 23.4%

Cebu

$210 22.9% 20.5% $54

Eating Out

Madona

$257 22.8%

Cebu

$88 9.6% 65.8% $169

Clothing & Footwear

Madona

$155 13.8%

Cebu

$94 10.3% 39.4% $61

Sport & Entertainment

Madona

$39 3.5%

Cebu

$43 4.7% 9.8% $3.9

Getting Around

Madona

$8.3 * 0.7%

Cebu

$15 1.7% 82.5% $6.9

Accommodation & Living

Madona

- * 0%

Cebu

$305 33.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $67.0 in Madona vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $264 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇱🇻 Madona

🇵🇭 Cebu

🕒 Local time

01:55 1:55 AM

06:55 6:55 AM

5 h ahead of Madona

🌤 Weather

👥 Population

7,800

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Madona Cebu 9,510 km ≈ 12 h nonstop flight

From you

Madona
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Madona vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 23% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,692 in Madona and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 26% higher in Madona. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,128 per month in Madona versus $915 in Cebu – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Madona, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Madona and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 23% less than in Madona. Beyond cost, consider language, visa policies, and how big the international community is in each city.