Last update: Oct 2026

Cost of Living Comparison Between Cebu and Luxor

For one person, living is cheaper in Luxor: $483 a month against $918 in Cebu, rent and utilities included – about $5,200 less a year. Rent and utilities account for about half of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Luxor
🇪🇬 Egypt
$483
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Luxor

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Luxor actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $483 in Luxor.

  • Cebu $918
  • Luxor $483

Estimated couple costs with rent: $1,409 in Cebu versus $736 in Luxor.

  • Cebu $1,409
  • Luxor $736

Monthly costs for a family of three with rent: $1,900 in Cebu versus $988 in Luxor.

  • Cebu $1,900
  • Luxor $988

Living in Cebu is roughly 90% more expensive than in Luxor, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Luxor 64% lower.

Currency
🍽 Eating Out
Cebu
Luxor
Difference
Meal at Budget Restaurant
$3.09 ₱194
$3.73 E£199
-17.16%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$39.18 E£2,092
-38.18%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$3.76 E£201
4.26%
Cappuccino
$2.51 ₱158
$1.35 E£72.0
85.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$0.29 E£15.61
448.28%
Water (0.33 liter bottle)
$0.53 ₱33.43
$0.15 E£8.27
253.33%
Local Beer (0.5 liter draught)
$1.78 ₱112
$1.85 E£98.6
-3.78%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$3.04 E£162
-28.62%
🛒 Groceries & Markets
Cebu
Luxor
Difference
Milk (1 liter)
$1.92 ₱121
$0.81 E£43.41
137.04%
White Bread (500g)
$1.36 ₱85.4
$0.64 E£34.11
112.50%
Rice (white) (1kg)
$1.01 ₱63.5
$0.60 E£32.13
68.33%
Eggs
$2.03 ₱128
$1.90 E£101
6.84%
Local Cheese (1kg)
$9.86 ₱621
$3.26 E£174
202.45%
Chicken Fillets (1kg)
$4.39 ₱277
$5.77 E£308
-23.92%
Beef Round Steak (1kg)
$7.60 ₱479
$9.91 E£529
-23.31%
Apples (1kg)
$3.30 ₱208
$1.42 E£75.8
132.39%
Banana (1kg)
$1.39 ₱87.8
$0.51 E£27.45
172.55%
Oranges (1kg)
$2.33 ₱147
$0.40 E£21.34
482.50%
Tomato (1kg)
$1.50 ₱94.3
$0.42 E£22.37
257.14%
Potato (1kg)
$2.36 ₱149
$0.34 E£18.27
594.12%
Onion (1kg)
$1.90 ₱119
$0.40 E£21.18
375.00%
Lettuce (1 head)
$1.19 ₱74.9
$0.27 E£14.25
340.74%
Water (1.5 liter bottle)
$0.63 ₱39.71
$0.19 E£9.95
231.58%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$1.49 E£79.8
101.34%
Wine (Bottle)
$6.03 ₱379
$7.28 E£389
-17.17%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$1.26 E£67.4
-2.38%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$1.74 E£93.0
0.57%
🚌 Getting Around
Cebu
Luxor
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.86
$0.06 E£3.18
316.67%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
-
-
Taxi Start (Normal Tariff)
$0.77 ₱48.62
$0.90 E£48.32
-14.44%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$0.19 E£10.31
21.05%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$1.95 E£104
128.72%
Gasoline (1 liter)
$1.31 ₱82.8
$0.46 E£24.31
184.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$32.4K E£1.7M
-34.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$19.1K E£1.0M
0.38%
🧾 Monthly Utilities & Internet
Cebu
Luxor
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,569
$25.29 E£1,351
375.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$2.82 E£150
396.45%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,734
$6.26 E£334
339.94%
🎉 Sport & Entertainment
Cebu
Luxor
Difference
Gym Membership (Monthly)
$32.33 ₱2,035
-
-
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
$9.78 E£522
-32.00%
Cinema Ticket
$5.65 ₱356
$3.50 E£187
61.43%
🧸 Childcare & Education
Cebu
Luxor
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$99.2 E£5,298
177.50%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.5K
$598 E£31.9K
1224.39%
👕👟 Clothing & Footwear
Cebu
Luxor
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,106
$20.22 E£1,080
143.97%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,589
$33.85 E£1,808
-25.44%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,846
-
-
Men's Leather Business Shoes
$57.2 ₱3,601
$28.23 E£1,508
102.62%
🏠 Accommodation & Living
Cebu
Luxor
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$125 E£6,660
300.48%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$192 E£10.3K
60.73%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$254 E£13.6K
324.61%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.7K
$180 E£9,632
241.09%
Buy Apartment in City Center (m2)
$2,886 ₱181.7K
-
-
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
-
-
💵 Salaries & Financials
Cebu
Luxor
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
$66.8 E£3,566
418.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Luxor: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Luxor
$192 37.8% $117
Groceries & Markets
Cebu
$206
Luxor
$136 33.8% $70
Monthly Utilities & Internet
Cebu
$162
Luxor
$34 78.8% $127
Clothing & Footwear
Cebu
$94
Luxor
$37 * 60.6% $57
Eating Out
Cebu
$88
Luxor
$74 15.7% $14
Sport & Entertainment
Cebu
$44
Luxor
$7 * 84% $37
Getting Around
Cebu
$16
Luxor
$2.1 * 86.4% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $125 in Luxor. Housing cost is often the main lever when comparing two cities.

Cebu pays 418% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $39.00 in Luxor. Groceries flip the comparison at $206 vs $136, with Luxor cheaper for home cooking.

Good to know
🇵🇭 Cebu
🇪🇬 Luxor
🕒 Local time
00:41 12:41 AM
19:41 7:41 PM
5 h behind Cebu
🌤 Weather
👥 Population
964,169
451,318
💱 Currency
Exchange rates and currency converter

EGP, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Egyptian Pound exchange rates as of October 18, 2026: 1 USD = 53.4 EGP (100 EGP = 1.87 USD). 1 EUR = 60.03 EGP (100 EGP = 1.67 EUR).

On the map
Between locations
  • Cebu Luxor 9,640 km ≈ 13 h nonstop flight
From you
  • Cebu
  • Luxor

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Luxor: Cost of Living - Frequently Asked Questions
Is Luxor cheaper than Cebu?
Luxor is cheaper overall, especially in groceries, clothing, and eating out. The 90% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Luxor?
Average pay runs 418% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Cebu and Luxor?
Rent for a central apartment: $500 in Cebu versus $125 in Luxor. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Cebu and in Luxor?
Supermarket bills run roughly 51% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Cebu and in Luxor?
All in, you'll spend $918 per month in Cebu versus $483 in Luxor – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $800 enough for either Cebu or Luxor?
Either city works on $800 a month, though Luxor gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Luxor more family-friendly?
For families, Luxor is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Luxor?
Safety-wise, Cebu and Luxor are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Luxor gentler on the wallet – expenses run 90% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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