For one person, living is cheaper in Luxor: $483 a month against $918 in Cebu, rent and utilities included – about $5,200 less a year. Rent and utilities account for about half of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Luxor and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $483 in Luxor versus $918 in Cebu.
Luxor $483
Cebu $918
Estimated couple costs with rent: $736 in Luxor versus $1,409 in Cebu.
Luxor $736
Cebu $1,409
Monthly costs for a family of three with rent: $988 in Luxor versus $1,900 in Cebu.
Luxor $988
Cebu $1,900
🌍
Living in Luxor costs roughly 47% less than in Cebu, and outside of rent the biggest gap is in groceries.
📊
Both cities sit below the global median: Luxor64% lower, Cebu32% lower.
Currency
No currencies found
🍽 Eating Out
Luxor
Cebu
Difference
Meal at Budget Restaurant
$3.73E£199
$3.09₱194
20.71%
Three-Course Dinner for Two, Mid-Range
$39.18E£2,092
$24.22₱1,525
61.77%
Fast Food Meal(McDonalds, etc)
$3.76E£201
$3.92₱247
-4.08%
Cappuccino
$1.35E£72.0
$2.51₱158
-46.22%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.29E£15.61
$1.59₱100
-81.76%
Water(0.33 liter bottle)
$0.15E£8.27
$0.53₱33.43
-71.70%
Local Beer(0.5 liter draught)
$1.85E£98.6
$1.78₱112
3.93%
Imported Beer(0.33 liter bottle)
$3.04E£162
$2.17₱137
40.09%
🛒 Groceries & Markets
Luxor
Cebu
Difference
Milk(1 liter)
$0.81E£43.41
$1.92₱121
-57.81%
White Bread(500g)
$0.64E£34.11
$1.36₱85.4
-52.94%
Rice(white)(1kg)
$0.60E£32.13
$1.01₱63.5
-40.59%
Eggs
$1.90E£101
$2.03₱128
-6.40%
Local Cheese(1kg)
$3.26E£174
$9.86₱621
-66.94%
Chicken Fillets(1kg)
$5.77E£308
$4.39₱277
31.44%
Beef Round Steak(1kg)
$9.91E£529
$7.60₱479
30.39%
Apples(1kg)
$1.42E£75.8
$3.30₱208
-56.97%
Banana(1kg)
$0.51E£27.45
$1.39₱87.8
-63.31%
Oranges(1kg)
$0.40E£21.34
$2.33₱147
-82.83%
Tomato(1kg)
$0.42E£22.37
$1.50₱94.3
-72.00%
Potato(1kg)
$0.34E£18.27
$2.36₱149
-85.59%
Onion(1kg)
$0.40E£21.18
$1.90₱119
-78.95%
Lettuce(1 head)
$0.27E£14.25
$1.19₱74.9
-77.31%
Water(1.5 liter bottle)
$0.19E£9.95
$0.63₱39.71
-69.84%
Cigarettes 20 Pack(Marlboro, Camel)
$1.49E£79.8
$3.00₱189
-50.33%
Wine(Bottle)
$7.28E£389
$6.03₱379
20.73%
Local Beer(0.5 liter bottle)
$1.26E£67.4
$1.23₱77.7
2.44%
Imported Beer(0.33 liter bottle)
$1.74E£93.0
$1.75₱110
-0.57%
🚌 Getting Around
Luxor
Cebu
Difference
One-way Ticket(Public Transport)
$0.06E£3.18
$0.25₱15.86
-76.00%
Public Transport Monthly Pass(Regular Price)
-
$12.64₱796
-
Taxi Start(Normal Tariff)
$0.90E£48.32
$0.77₱48.62
16.88%
Taxi(Normal Tariff)(1km)
$0.19E£10.31
$0.23₱14.53
-17.39%
Taxi 1hour Waiting(Normal Tariff)
$1.95E£104
$4.46₱281
-56.28%
Gasoline(1 liter)
$0.46E£24.31
$1.31₱82.8
-64.89%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4KE£1.7M
$21.2K₱1.3M
52.59%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1KE£1.0M
$19.1K₱1.2M
-0.38%
🧾 Monthly Utilities & Internet
Luxor
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$25.29E£1,351
$120₱7,569
-78.97%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$2.82E£150
$14.00₱882
-79.86%
Internet(50+ Mbps, Unlimited Data)
$6.26E£334
$27.54₱1,734
-77.27%
🎉 Sport & Entertainment
Luxor
Cebu
Difference
Gym Membership(Monthly)
-
$32.33₱2,035
-
Tennis Court(1 Hour on Weekend)
$9.78E£522
$6.65₱419
47.07%
Cinema Ticket
$3.50E£187
$5.65₱356
-38.05%
🧸 Childcare & Education
Luxor
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$99.2E£5,298
$275₱17.3K
-63.96%
International Primary School, 1 Child(Yearly)
$598E£31.9K
$7,918₱498.5K
-92.45%
👕👟 Clothing & Footwear
Luxor
Cebu
Difference
Jeans(Levis 501 Or Similar)
$20.22E£1,080
$49.33₱3,106
-59.01%
Summer Dress(H&M, Zara, etc)
$33.85E£1,808
$25.24₱1,589
34.11%
Sport Shoes(Adidas, Nike)
-
$77.0₱4,846
-
Men's Leather Business Shoes
$28.23E£1,508
$57.2₱3,601
-50.65%
🏠 Accommodation & Living
Luxor
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$125E£6,660
$500₱31.5K
-75.03%
1-bedroom Apartment, Outside City Center(Monthly)
$192E£10.3K
$309₱19.4K
-37.78%
3-bedroom Apartment, City Center(Monthly)
$254E£13.6K
$1,078₱67.9K
-76.45%
3-bedroom Apartment, Outside City Center(Monthly)
$180E£9,632
$615₱38.7K
-70.68%
Buy Apartment in City Center(m2)
-
$2,886₱181.7K
-
Buy Apartment Outside City Center(m2)
-
$1,917₱120.7K
-
💵 Salaries & Financials
Luxor
Cebu
Difference
Average Monthly Net Salary(After Tax)
$66.8E£3,566
$346₱21.8K
-80.70%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
7.2
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Luxor: October 12, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Luxor
$192 39.8%
Cebu
$309 33.6% ↑ 60.7%$117
🛒Groceries & Markets
Luxor
$136 28.2%
Cebu
$206 22.4% ↑ 51.1%$70
🍽Eating Out
Luxor
$74 15.4%
Cebu
$88 9.6% ↑ 18.6%$14
👕👟Clothing & Footwear
Luxor
$37 * 7.7%
Cebu
$94 10.2% ↑ 154%$57
🧾Monthly Utilities & Internet
Luxor
$34 7.1%
Cebu
$162 17.6% ↑ 371%$127
🎉Sport & Entertainment
Luxor
$7 * 1.5%
Cebu
$44 4.8% ↑ 523%$37
🚌Getting Around
Luxor
$2.1 * 0.4%
Cebu
$16 1.7% ↑ 638%$13
Categories marked with * are only partly priced – their share counts the items that do have prices.
🏠Accommodation & Living
Luxor
$180 18.3%
Cebu
$615 32.4% ↑ 241%$435
🛒Groceries & Markets
Luxor
$316 32%
Cebu
$483 25.4% ↑ 52.8%$167
🍽Eating Out
Luxor
$344 34.8%
Cebu
$292 15.4% ↓ 15.1%$52
👕👟Clothing & Footwear
Luxor
$82 * 8.3%
Cebu
$209 11% ↑ 154%$126
🧾Monthly Utilities & Internet
Luxor
$37 3.8%
Cebu
$176 9.3% ↑ 373%$139
🎉Sport & Entertainment
Luxor
$24 * 2.4%
Cebu
$94 4.9% ↑ 295%$70
🚌Getting Around
Luxor
$4.3 * 0.4%
Cebu
$32 1.7% ↑ 629%$27
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A one-bedroom apartment in the center runs $125 in Luxor and $500 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Cebu pays 418% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $39.00 in Luxor vs $24.00 in Cebu. Groceries flip the comparison at $136 vs $206, with Luxor cheaper for home cooking.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Luxor vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Luxor?
Luxor is cheaper overall, especially in groceries, eating out, and clothing. The 90% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Luxor or Cebu?
On paper, salaries run 418% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Luxor and Cebu?
Rent for a central apartment: $125 in Luxor versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Luxor and in Cebu?
Supermarket bills run roughly 51% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Luxor and in Cebu?
All in, you'll spend $483 per month in Luxor versus $918 in Cebu – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $800 enough for either Luxor or Cebu?
Either city works on $800 a month, though Luxor gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Luxor or Cebu more family-friendly?
For families, Luxor is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Luxor or Cebu?
Safety-wise, Luxor and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Luxor gentler on the wallet – expenses run 90% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.