Last update: Oct 2026

Cost of Living Comparison Between Cebu and Lutsk

For one person, living is cheaper in Lutsk: $760 a month against $915 in Cebu, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
37

Cost of Living Index in Lutsk
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Lutsk Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Lutsk

🇺🇦 Ukraine

$760

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Lutsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Lutsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $760 in Lutsk.

Cebu $915
Lutsk $760

Estimated couple costs with rent: $1,418 in Cebu versus $1,126 in Lutsk.

Cebu $1,418
Lutsk $1,126

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,492 in Lutsk.

Cebu $1,921
Lutsk $1,492

Living in Cebu is roughly 20% more expensive than in Lutsk, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 33% lower, Lutsk 44% lower.

Meal at Budget Restaurant

$3.05 ₱192

$3.34 ₴150

-8.68%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$19.94 ₴895

20.36%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$5.42 ₴243

-26.38%

Cappuccino

$2.50 ₱157

$1.17 ₴52.6

113.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.66 ₴29.59

133.33%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.33 ₴14.67

51.52%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.99 ₴44.59

79.80%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$1.60 ₴71.6

35.62%

Milk (1 liter)

$2.00 ₱126

$1.06 ₴47.56

88.68%

White Bread (500g)

$1.37 ₱86.2

$0.71 ₴31.78

92.96%

Rice (white) (1kg)

$1.03 ₱64.9

$2.37 ₴106

-56.54%

Eggs

$2.03 ₱128

$2.02 ₴90.8

0.50%

Local Cheese (1kg)

$10.20 ₱642

$8.51 ₴382

19.86%

Chicken Fillets (1kg)

$4.45 ₱280

$4.07 ₴183

9.34%

Beef Round Steak (1kg)

$7.67 ₱483

$7.77 ₴349

-1.29%

Apples (1kg)

$3.31 ₱208

$0.77 ₴34.66

329.87%

Banana (1kg)

$1.46 ₱91.8

$1.65 ₴74.0

-11.52%

Oranges (1kg)

$2.32 ₱146

$1.39 ₴62.5

66.91%

Tomato (1kg)

$1.49 ₱94.0

$3.61 ₴162

-58.73%

Potato (1kg)

$2.34 ₱147

$0.63 ₴28.14

271.43%

Onion (1kg)

$1.94 ₱122

$0.40 ₴17.94

385.00%

Lettuce (1 head)

$1.16 ₱73.0

$1.36 ₴60.9

-14.71%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.52 ₴23.45

30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$2.71 ₴122

10.33%

Wine (Bottle)

$6.24 ₱393

$6.85 ₴307

-8.91%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$0.83 ₴37.46

48.19%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.43 ₴109

-28.81%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.41 ₴18.55

-43.90%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$19.93 ₴895

-38.08%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.47 ₴66.1

-46.26%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.30 ₴13.44

-26.67%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$2.61 ₴117

73.95%

Gasoline (1 liter)

$1.32 ₱82.9

$1.53 ₴68.8

-13.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$29.2K ₴1.3M

-28.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$30.2K ₴1.4M

-35.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$84.4 ₴3,788

40.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$4.78 ₴215

197.49%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$6.63 ₴297

314.33%

Gym Membership (Monthly)

$32.31 ₱2,034

$32.88 ₴1,476

-1.73%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$9.07 ₴407

-28.34%

Cinema Ticket

$5.40 ₱340

$3.56 ₴160

51.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$331 ₴14.9K

-16.64%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$49.69 ₴2,230

-0.64%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$47.77 ₴2,144

-48.55%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$101 ₴4,533

-24.11%

Men's Leather Business Shoes

$58.9 ₱3,706

$92.6 ₴4,154

-36.40%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$324 ₴14.5K

55.53%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$221 ₴9,898

38.10%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$427 ₴19.2K

151.50%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$316 ₴14.2K

100.09%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$981 ₴44.0K

192.67%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$747 ₴33.5K

151.27%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$415 ₴18.6K

-19.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-67.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Lutsk: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Lutsk

$221 29% 27.6% $84

Groceries & Markets

Cebu

$210 22.9%

Lutsk

$179 23.5% 14.6% $31

Monthly Utilities & Internet

Cebu

$160 17.5%

Lutsk

$96 12.6% 40.2% $64

Clothing & Footwear

Cebu

$94 10.3%

Lutsk

$131 17.2% 38.9% $37

Eating Out

Cebu

$88 9.6%

Lutsk

$69 9.1% 21.2% $19

Sport & Entertainment

Cebu

$43 4.7%

Lutsk

$40 5.3% 7.2% $3.1

Getting Around

Cebu

$15 1.7%

Lutsk

$25 3.2% 62.1% $9.4

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $324 in Lutsk. Housing cost is often the main lever when comparing two cities.

Lutsk pays 24% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $20.00 in Lutsk for a mid-range dinner for two. Groceries echo the gap at $210 vs $179 per month, with Lutsk cheaper across the board.

Good to know

🇵🇭 Cebu

🇺🇦 Lutsk

🕒 Local time

06:17 6:17 AM

01:17 1:17 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

217,502

💱 Currency

Philippine Peso PHP ₱

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Ukrainian Hryvnia exchange rates as of October 20, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Lutsk 9,720 km ≈ 13 h nonstop flight

From you

Cebu
Lutsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Lutsk: Cost of Living - Frequently Asked Questions

Lutsk is cheaper overall, especially in groceries, eating out, and leisure. The 20% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 24% lower in Lutsk. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $324 in Lutsk. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $760 in Lutsk – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lutsk runs roughly 62% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Lutsk gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Lutsk is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Lutsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lutsk gentler on the wallet – expenses run 20% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.