Last update: Oct 2026

Cost of Living Comparison Between Lutsk and Cebu

For one person, living is cheaper in Lutsk: $760 a month against $915 in Cebu, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Lutsk
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Lutsk Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Lutsk

🇺🇦 Ukraine

$760

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Lutsk and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lutsk and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $760 in Lutsk versus $915 in Cebu.

Lutsk $760
Cebu $915

Estimated couple costs with rent: $1,126 in Lutsk versus $1,418 in Cebu.

Lutsk $1,126
Cebu $1,418

Monthly costs for a family of three with rent: $1,492 in Lutsk versus $1,921 in Cebu.

Lutsk $1,492
Cebu $1,921

Living in Lutsk costs roughly 17% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Lutsk 44% lower, Cebu 33% lower.

Meal at Budget Restaurant

$3.34 ₴150

$3.05 ₱192

9.51%

Three-Course Dinner for Two, Mid-Range

$19.94 ₴895

$24.00 ₱1,511

-16.92%

Fast Food Meal (McDonalds, etc)

$5.42 ₴243

$3.99 ₱251

35.84%

Cappuccino

$1.17 ₴52.6

$2.50 ₱157

-53.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.66 ₴29.59

$1.54 ₱97.1

-57.14%

Water (0.33 liter bottle)

$0.33 ₴14.67

$0.50 ₱31.37

-34.00%

Local Beer (0.5 liter draught)

$0.99 ₴44.59

$1.78 ₱112

-44.38%

Imported Beer (0.33 liter bottle)

$1.60 ₴71.6

$2.17 ₱136

-26.27%

Milk (1 liter)

$1.06 ₴47.56

$2.00 ₱126

-47.00%

White Bread (500g)

$0.71 ₴31.78

$1.37 ₱86.2

-48.18%

Rice (white) (1kg)

$2.37 ₴106

$1.03 ₱64.9

130.10%

Eggs

$2.02 ₴90.8

$2.03 ₱128

-0.49%

Local Cheese (1kg)

$8.51 ₴382

$10.20 ₱642

-16.57%

Chicken Fillets (1kg)

$4.07 ₴183

$4.45 ₱280

-8.54%

Beef Round Steak (1kg)

$7.77 ₴349

$7.67 ₱483

1.30%

Apples (1kg)

$0.77 ₴34.66

$3.31 ₱208

-76.74%

Banana (1kg)

$1.65 ₴74.0

$1.46 ₱91.8

13.01%

Oranges (1kg)

$1.39 ₴62.5

$2.32 ₱146

-40.09%

Tomato (1kg)

$3.61 ₴162

$1.49 ₱94.0

142.28%

Potato (1kg)

$0.63 ₴28.14

$2.34 ₱147

-73.08%

Onion (1kg)

$0.40 ₴17.94

$1.94 ₱122

-79.38%

Lettuce (1 head)

$1.36 ₴60.9

$1.16 ₱73.0

17.24%

Water (1.5 liter bottle)

$0.52 ₴23.45

$0.68 ₱42.89

-23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.71 ₴122

$2.99 ₱188

-9.36%

Wine (Bottle)

$6.85 ₴307

$6.24 ₱393

9.78%

Local Beer (0.5 liter bottle)

$0.83 ₴37.46

$1.23 ₱77.3

-32.52%

Imported Beer (0.33 liter bottle)

$2.43 ₴109

$1.73 ₱109

40.46%

One-way Ticket (Public Transport)

$0.41 ₴18.55

$0.23 ₱14.36

78.26%

Public Transport Monthly Pass (Regular Price)

$19.93 ₴895

$12.34 ₱777

61.51%

Taxi Start (Normal Tariff)

$1.47 ₴66.1

$0.79 ₱49.96

86.08%

Taxi (Normal Tariff) (1km)

$0.30 ₴13.44

$0.22 ₱13.86

36.36%

Taxi 1hour Waiting (Normal Tariff)

$2.61 ₴117

$4.54 ₱286

-42.51%

Gasoline (1 liter)

$1.53 ₴68.8

$1.32 ₱82.9

15.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K ₴1.3M

$21.0K ₱1.3M

38.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.2K ₴1.4M

$19.4K ₱1.2M

55.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.4 ₴3,788

$119 ₱7,464

-28.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.78 ₴215

$14.22 ₱896

-66.39%

Internet (50+ Mbps, Unlimited Data)

$6.63 ₴297

$27.47 ₱1,730

-75.86%

Gym Membership (Monthly)

$32.88 ₴1,476

$32.31 ₱2,034

1.76%

Tennis Court (1 Hour on Weekend)

$9.07 ₴407

$6.50 ₱409

39.54%

Cinema Ticket

$3.56 ₴160

$5.40 ₱340

-34.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$331 ₴14.9K

$276 ₱17.4K

19.96%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

Jeans (Levis 501 Or Similar)

$49.69 ₴2,230

$49.37 ₱3,108

0.65%

Summer Dress (H&M, Zara, etc)

$47.77 ₴2,144

$24.58 ₱1,548

94.34%

Sport Shoes (Adidas, Nike)

$101 ₴4,533

$76.6 ₱4,825

31.77%

Men's Leather Business Shoes

$92.6 ₴4,154

$58.9 ₱3,706

57.24%

1-bedroom Apartment, City Center (Monthly)

$324 ₴14.5K

$503 ₱31.7K

-35.70%

1-bedroom Apartment, Outside City Center (Monthly)

$221 ₴9,898

$305 ₱19.2K

-27.59%

3-bedroom Apartment, City Center (Monthly)

$427 ₴19.2K

$1,075 ₱67.7K

-60.24%

3-bedroom Apartment, Outside City Center (Monthly)

$316 ₴14.2K

$632 ₱39.8K

-50.02%

Buy Apartment in City Center (m2)

$981 ₴44.0K

$2,870 ₱180.7K

-65.83%

Buy Apartment Outside City Center (m2)

$747 ₴33.5K

$1,877 ₱118.2K

-60.20%

Average Monthly Net Salary (After Tax)

$415 ₴18.6K

$336 ₱21.1K

23.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

205.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lutsk: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lutsk

$221 29%

Cebu

$305 33.3% 38.1% $84

Groceries & Markets

Lutsk

$179 23.5%

Cebu

$210 22.9% 17.2% $31

Clothing & Footwear

Lutsk

$131 17.2%

Cebu

$94 10.3% 28% $37

Monthly Utilities & Internet

Lutsk

$96 12.6%

Cebu

$160 17.5% 67.3% $64

Eating Out

Lutsk

$69 9.1%

Cebu

$88 9.6% 26.9% $19

Sport & Entertainment

Lutsk

$40 5.3%

Cebu

$43 4.7% 7.8% $3.1

Getting Around

Lutsk

$25 3.2%

Cebu

$15 1.7% 38.3% $9.4

Cost Breakdown

A one-bedroom apartment in the center runs $324 in Lutsk and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Lutsk pays 24% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $20.00 in Lutsk vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $179 vs $210 per month, with Lutsk cheaper across the board.

Good to know

🇺🇦 Lutsk

🇵🇭 Cebu

🕒 Local time

00:43 12:43 AM

05:43 5:43 AM

5 h ahead of Lutsk

🌤 Weather

👥 Population

217,502

964,169

💱 Currency

Ukrainian Hryvnia UAH ₴

Philippine Peso PHP ₱

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 20, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Lutsk Cebu 9,720 km ≈ 13 h nonstop flight

From you

Lutsk
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lutsk vs Cebu: Cost of Living - Frequently Asked Questions

Lutsk is cheaper overall, especially in groceries, eating out, and leisure. The 20% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 24% higher in Lutsk, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $324 in Lutsk versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $760 per month in Lutsk versus $915 in Cebu – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lutsk runs roughly 62% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Lutsk gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Lutsk is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lutsk and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lutsk gentler on the wallet – expenses run 20% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.