Last update: Oct 2026

Cost of Living Comparison Between Cebu and Latur

For one person, living is cheaper in Latur: $388 a month against $918 in Cebu, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
19

Cost of Living Index in Latur
Learn more

Latur Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Latur

🇮🇳 India

$388

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Latur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Latur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $388 in Latur.

Cebu $918
Latur $388

Estimated couple costs with rent: $1,409 in Cebu versus $603 in Latur.

Cebu $1,409
Latur $603

Monthly costs for a family of three with rent: $1,900 in Cebu versus $819 in Latur.

Cebu $1,900
Latur $819

Living in Cebu is roughly 137% more expensive than in Latur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Latur 71% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.69 ₹255

14.87%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$11.34 ₹1,077

113.58%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.27 ₹500

-25.62%

Cappuccino

$2.51 ₱158

$1.72 ₹163

45.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.45 ₹42.81

253.33%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.19 ₹17.94

178.95%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.81 ₹267

-36.65%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.15 ₹394

-47.71%

Milk (1 liter)

$1.92 ₱121

$0.74 ₹70.5

159.46%

White Bread (500g)

$1.36 ₱85.4

$0.25 ₹23.61

444.00%

Rice (white) (1kg)

$1.01 ₱63.5

$0.53 ₹50.4

90.57%

Eggs

$2.03 ₱128

$1.05 ₹99.3

93.33%

Local Cheese (1kg)

$9.86 ₱621

$2.02 ₹192

388.12%

Chicken Fillets (1kg)

$4.39 ₱277

$2.03 ₹193

116.26%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.65 ₹157

100.00%

Banana (1kg)

$1.39 ₱87.8

$0.74 ₹69.9

87.84%

Oranges (1kg)

$2.33 ₱147

$1.09 ₹103

113.76%

Tomato (1kg)

$1.50 ₱94.3

$0.46 ₹43.56

226.09%

Potato (1kg)

$2.36 ₱149

$0.37 ₹34.83

537.84%

Onion (1kg)

$1.90 ₱119

$0.29 ₹27.87

555.17%

Lettuce (1 head)

$1.19 ₱74.9

$0.33 ₹31.30

260.61%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.29 ₹27.65

117.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.54 ₹242

18.11%

Wine (Bottle)

$6.03 ₱379

$6.22 ₹591

-3.05%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.95 ₹185

-36.92%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.91 ₹277

-39.86%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.51 ₹524

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.22 ₹20.89

13.64%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$5.24 ₹498

141.22%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.44 ₹41.85

75.00%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.27 ₹25.79

-14.81%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.81 ₹172

146.41%

Gasoline (1 liter)

$1.31 ₱82.8

$1.08 ₹102

21.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$13.6K ₹1.3M

56.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.5K ₹1.9M

-6.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$25.59 ₹2,430

369.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.58 ₹340

291.06%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$7.44 ₹707

270.16%

Gym Membership (Monthly)

$32.33 ₱2,035

$34.59 ₹3,285

-6.53%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$2.65 ₹252

113.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$21.23 ₹2,016

1196.80%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,553 ₹147.5K

409.92%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$28.21 ₹2,679

74.87%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$27.15 ₹2,578

-7.03%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$41.43 ₹3,934

85.76%

Men's Leather Business Shoes

$57.2 ₱3,601

$26.56 ₹2,523

115.36%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$155 ₹14.8K

221.52%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$78.8 ₹7,482

291.95%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$229 ₹21.8K

370.57%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$160 ₹15.2K

284.44%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,316 ₹219.9K

24.61%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$3,653 ₹346.9K

-47.54%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$541 ₹51.4K

-36.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

7.9

-8.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Latur: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Latur

$79 20.3% 74.5% $230

Groceries & Markets

Cebu

$206 22.4%

Latur

$86 22.2% 58.1% $120

Monthly Utilities & Internet

Cebu

$162 17.6%

Latur

$37 9.4% 77.4% $125

Clothing & Footwear

Cebu

$94 10.2%

Latur

$56 14.3% 40.9% $38

Eating Out

Cebu

$88 9.6%

Latur

$83 21.4% 6.1% $5.4

Sport & Entertainment

Cebu

$44 4.8%

Latur

$40 10.3% 8.5% $3.7

Getting Around

Cebu

$16 1.7%

Latur

$7.9 2% 49.1% $7.7

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $155 in Latur. Housing cost is often the main lever when comparing two cities.

Latur pays 56% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $11.00 in Latur for a mid-range dinner for two. Groceries echo the gap at $206 vs $86.0 per month, with Latur cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Latur

🕒 Local time

14:21 2:21 PM

11:51 11:51 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

382,900

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Latur 5,160 km ≈ 7 h nonstop flight

From you

Cebu
Latur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Latur: Cost of Living - Frequently Asked Questions

Latur is cheaper overall, especially in groceries, clothing, and eating out. The 137% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 56% lower in Latur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $155 in Latur. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $388 in Latur – a 137% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Latur runs roughly 141% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Latur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Latur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Latur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Latur gentler on the wallet – expenses run 137% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.