Last update: Oct 2026

Cost of Living Comparison Between Cebu and Larvik

For one person, living is cheaper in Cebu: $915 a month against $2,554 in Larvik, rent and utilities included – about $19,700 less a year. Rent and utilities account for about half of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
124

Cost of Living Index in Larvik
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Larvik Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Larvik

🇳🇴 Norway

$2,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Larvik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Larvik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $2,554 in Larvik.

Cebu $915
Larvik $2,554

Estimated couple costs with rent: $1,418 in Cebu versus $3,952 in Larvik.

Cebu $1,418
Larvik $3,952

Monthly costs for a family of three with rent: $1,921 in Cebu versus $5,350 in Larvik.

Cebu $1,921
Larvik $5,350

Living in Cebu costs roughly 64% less than in Larvik, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 33% below, Larvik is 88% above.

Meal at Budget Restaurant

$3.05 ₱192

$21.02 NOK 198

-85.49%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$127 NOK 1,192

-81.05%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$15.75 NOK 148

-74.67%

Cappuccino

$2.50 ₱157

$5.77 NOK 54.3

-56.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$4.30 NOK 40.52

-64.19%

Water (0.33 liter bottle)

$0.50 ₱31.37

$3.31 NOK 31.18

-84.89%

Local Beer (0.5 liter draught)

$1.78 ₱112

$11.82 NOK 111

-84.94%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$12.54 NOK 118

-82.70%

Milk (1 liter)

$2.00 ₱126

$2.54 NOK 23.92

-21.26%

White Bread (500g)

$1.37 ₱86.2

$4.22 NOK 39.71

-67.54%

Rice (white) (1kg)

$1.03 ₱64.9

$1.52 NOK 14.34

-32.24%

Eggs

$2.03 ₱128

$3.65 NOK 34.33

-44.38%

Local Cheese (1kg)

$10.20 ₱642

$15.01 NOK 141

-32.05%

Chicken Fillets (1kg)

$4.45 ₱280

$15.68 NOK 148

-71.62%

Beef Round Steak (1kg)

$7.67 ₱483

$31.52 NOK 297

-75.67%

Apples (1kg)

$3.31 ₱208

$3.06 NOK 28.81

8.17%

Banana (1kg)

$1.46 ₱91.8

$2.68 NOK 25.23

-45.52%

Oranges (1kg)

$2.32 ₱146

$2.65 NOK 24.97

-12.45%

Tomato (1kg)

$1.49 ₱94.0

$4.26 NOK 40.06

-65.02%

Potato (1kg)

$2.34 ₱147

$2.58 NOK 24.31

-9.30%

Onion (1kg)

$1.94 ₱122

$2.93 NOK 27.58

-33.79%

Lettuce (1 head)

$1.16 ₱73.0

$2.68 NOK 25.23

-56.72%

Water (1.5 liter bottle)

$0.68 ₱42.89

$1.61 NOK 15.18

-57.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$14.85 NOK 140

-79.87%

Wine (Bottle)

$6.24 ₱393

$16.50 NOK 155

-62.18%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$3.54 NOK 33.33

-65.25%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$4.16 NOK 39.21

-58.41%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$4.53 NOK 42.67

-94.92%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$63.3 NOK 596

-80.49%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$9.44 NOK 88.9

-91.63%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$1.55 NOK 14.57

-85.81%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$70.6 NOK 664

-93.56%

Gasoline (1 liter)

$1.32 ₱82.9

$2.34 NOK 22.00

-43.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$41.3K NOK 388.6K

-49.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$44.5K NOK 418.6K

-56.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$291 NOK 2,736

-59.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$20.51 NOK 193

-30.67%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$42.40 NOK 399

-35.21%

Gym Membership (Monthly)

$32.31 ₱2,034

$48.86 NOK 460

-33.87%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$36.58 NOK 344

-82.23%

Cinema Ticket

$5.40 ₱340

$15.74 NOK 148

-65.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$154 NOK 1,449

79.26%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$15.7K NOK 147.5K

-49.79%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$71.8 NOK 676

-31.21%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$60.7 NOK 572

-59.53%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$103 NOK 974

-25.90%

Men's Leather Business Shoes

$58.9 ₱3,706

$123 NOK 1,160

-52.24%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$1,202 NOK 11.3K

-58.13%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$988 NOK 9,303

-69.19%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$1,970 NOK 18.5K

-45.43%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$1,698 NOK 16.0K

-62.76%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$6,177 NOK 58.1K

-53.54%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$4,085 NOK 38.5K

-54.04%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$3,256 NOK 30.7K

-89.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.75

51.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Larvik: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Larvik

$988 38.7% 225% $684

Groceries & Markets

Cebu

$210 22.9%

Larvik

$472 18.5% 125% $263

Monthly Utilities & Internet

Cebu

$160 17.5%

Larvik

$354 13.8% 121% $193

Clothing & Footwear

Cebu

$94 10.3%

Larvik

$162 6.3% 71.5% $67

Eating Out

Cebu

$88 9.6%

Larvik

$399 15.6% 355% $311

Sport & Entertainment

Cebu

$43 4.7%

Larvik

$80 3.2% 86.4% $37

Getting Around

Cebu

$15 1.7%

Larvik

$99 3.9% 551% $83

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $1,202 in Larvik. Housing cost is often the main lever when comparing two cities.

Larvik pays 869% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $127 in Larvik for a mid-range dinner for two. Groceries echo the gap at $210 vs $472 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇴 Larvik

🕒 Local time

09:55 9:55 AM

03:55 3:55 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

48,743

💱 Currency

Philippine Peso PHP ₱

Norwegian Krone NOK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

Exchange rates and currency converter

NOK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 21, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Norwegian Krone exchange rates as of October 21, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Larvik 10,330 km ≈ 13 h nonstop flight

From you

Cebu
Larvik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Larvik: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 179% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 869% lower in Larvik. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $1,202 in Larvik. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $2,554 in Larvik – a 179% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 413% less than in Larvik. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $2,554 in Larvik, a $1,500 budget is realistic in Cebu but tight or insufficient in Larvik. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Larvik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Larvik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 179% less than in Larvik. Beyond cost, consider language, visa policies, and how big the international community is in each city.