Last update: Oct 2026

Cost of Living Comparison Between Larvik and Cebu

For one person, living is cheaper in Cebu: $915 a month against $2,554 in Larvik, rent and utilities included – about $19,700 less a year. Rent and utilities account for about half of the difference.

124

Cost of Living Index in Larvik
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Larvik Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Larvik

🇳🇴 Norway

$2,554

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Larvik and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Larvik and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,554 in Larvik versus $915 in Cebu.

Larvik $2,554
Cebu $915

Estimated couple costs with rent: $3,952 in Larvik versus $1,418 in Cebu.

Larvik $3,952
Cebu $1,418

Monthly costs for a family of three with rent: $5,350 in Larvik versus $1,921 in Cebu.

Larvik $5,350
Cebu $1,921

Living in Larvik is roughly 179% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Larvik is 88% above, Cebu is 33% below.

Meal at Budget Restaurant

$21.02 NOK 198

$3.05 ₱192

589.18%

Three-Course Dinner for Two, Mid-Range

$127 NOK 1,192

$24.00 ₱1,511

427.79%

Fast Food Meal (McDonalds, etc)

$15.75 NOK 148

$3.99 ₱251

294.74%

Cappuccino

$5.77 NOK 54.3

$2.50 ₱157

130.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.30 NOK 40.52

$1.54 ₱97.1

179.22%

Water (0.33 liter bottle)

$3.31 NOK 31.18

$0.50 ₱31.37

562.00%

Local Beer (0.5 liter draught)

$11.82 NOK 111

$1.78 ₱112

564.04%

Imported Beer (0.33 liter bottle)

$12.54 NOK 118

$2.17 ₱136

477.88%

Milk (1 liter)

$2.54 NOK 23.92

$2.00 ₱126

27.00%

White Bread (500g)

$4.22 NOK 39.71

$1.37 ₱86.2

208.03%

Rice (white) (1kg)

$1.52 NOK 14.34

$1.03 ₱64.9

47.57%

Eggs

$3.65 NOK 34.33

$2.03 ₱128

79.80%

Local Cheese (1kg)

$15.01 NOK 141

$10.20 ₱642

47.16%

Chicken Fillets (1kg)

$15.68 NOK 148

$4.45 ₱280

252.36%

Beef Round Steak (1kg)

$31.52 NOK 297

$7.67 ₱483

310.95%

Apples (1kg)

$3.06 NOK 28.81

$3.31 ₱208

-7.55%

Banana (1kg)

$2.68 NOK 25.23

$1.46 ₱91.8

83.56%

Oranges (1kg)

$2.65 NOK 24.97

$2.32 ₱146

14.22%

Tomato (1kg)

$4.26 NOK 40.06

$1.49 ₱94.0

185.91%

Potato (1kg)

$2.58 NOK 24.31

$2.34 ₱147

10.26%

Onion (1kg)

$2.93 NOK 27.58

$1.94 ₱122

51.03%

Lettuce (1 head)

$2.68 NOK 25.23

$1.16 ₱73.0

131.03%

Water (1.5 liter bottle)

$1.61 NOK 15.18

$0.68 ₱42.89

136.76%

Cigarettes 20 Pack (Marlboro, Camel)

$14.85 NOK 140

$2.99 ₱188

396.66%

Wine (Bottle)

$16.50 NOK 155

$6.24 ₱393

164.42%

Local Beer (0.5 liter bottle)

$3.54 NOK 33.33

$1.23 ₱77.3

187.80%

Imported Beer (0.33 liter bottle)

$4.16 NOK 39.21

$1.73 ₱109

140.46%

One-way Ticket (Public Transport)

$4.53 NOK 42.67

$0.23 ₱14.36

1869.57%

Public Transport Monthly Pass (Regular Price)

$63.3 NOK 596

$12.34 ₱777

412.64%

Taxi Start (Normal Tariff)

$9.44 NOK 88.9

$0.79 ₱49.96

1094.94%

Taxi (Normal Tariff) (1km)

$1.55 NOK 14.57

$0.22 ₱13.86

604.55%

Taxi 1hour Waiting (Normal Tariff)

$70.6 NOK 664

$4.54 ₱286

1453.96%

Gasoline (1 liter)

$2.34 NOK 22.00

$1.32 ₱82.9

77.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.3K NOK 388.6K

$21.0K ₱1.3M

96.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.5K NOK 418.6K

$19.4K ₱1.2M

129.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 NOK 2,736

$119 ₱7,464

145.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.51 NOK 193

$14.22 ₱896

44.23%

Internet (50+ Mbps, Unlimited Data)

$42.40 NOK 399

$27.47 ₱1,730

54.35%

Gym Membership (Monthly)

$48.86 NOK 460

$32.31 ₱2,034

51.22%

Tennis Court (1 Hour on Weekend)

$36.58 NOK 344

$6.50 ₱409

462.77%

Cinema Ticket

$15.74 NOK 148

$5.40 ₱340

191.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 NOK 1,449

$276 ₱17.4K

-44.21%

International Primary School, 1 Child (Yearly)

$15.7K NOK 147.5K

$7,866 ₱495.3K

99.18%

Jeans (Levis 501 Or Similar)

$71.8 NOK 676

$49.37 ₱3,108

45.37%

Summer Dress (H&M, Zara, etc)

$60.7 NOK 572

$24.58 ₱1,548

147.07%

Sport Shoes (Adidas, Nike)

$103 NOK 974

$76.6 ₱4,825

34.96%

Men's Leather Business Shoes

$123 NOK 1,160

$58.9 ₱3,706

109.36%

1-bedroom Apartment, City Center (Monthly)

$1,202 NOK 11.3K

$503 ₱31.7K

138.83%

1-bedroom Apartment, Outside City Center (Monthly)

$988 NOK 9,303

$305 ₱19.2K

224.54%

3-bedroom Apartment, City Center (Monthly)

$1,970 NOK 18.5K

$1,075 ₱67.7K

83.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,698 NOK 16.0K

$632 ₱39.8K

168.56%

Buy Apartment in City Center (m2)

$6,177 NOK 58.1K

$2,870 ₱180.7K

115.26%

Buy Apartment Outside City Center (m2)

$4,085 NOK 38.5K

$1,877 ₱118.2K

117.60%

Average Monthly Net Salary (After Tax)

$3,256 NOK 30.7K

$336 ₱21.1K

869.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.75

7.2

-34.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Larvik: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Larvik

$988 38.7%

Cebu

$305 33.3% 69.2% $684

Groceries & Markets

Larvik

$472 18.5%

Cebu

$210 22.9% 55.6% $263

Eating Out

Larvik

$399 15.6%

Cebu

$88 9.6% 78% $311

Monthly Utilities & Internet

Larvik

$354 13.8%

Cebu

$160 17.5% 54.7% $193

Clothing & Footwear

Larvik

$162 6.3%

Cebu

$94 10.3% 41.7% $67

Getting Around

Larvik

$99 3.9%

Cebu

$15 1.7% 84.6% $83

Sport & Entertainment

Larvik

$80 3.2%

Cebu

$43 4.7% 46.4% $37

Cost Breakdown

A one-bedroom apartment in the center runs $1,202 in Larvik and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Larvik pays 869% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $127 in Larvik vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $472 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇳🇴 Larvik

🇵🇭 Cebu

🕒 Local time

03:17 3:17 AM

09:17 9:17 AM

6 h ahead of Larvik

🌤 Weather

👥 Population

48,743

964,169

💱 Currency

Norwegian Krone NOK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 21, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

Philippine Peso exchange rates as of October 21, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to NOK in detail →

On the map

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Highest

Between locations

Larvik Cebu 10,330 km ≈ 13 h nonstop flight

From you

Larvik
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Larvik vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 179% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 869% higher in Larvik, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,202 in Larvik versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,554 per month in Larvik versus $915 in Cebu – a 179% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 413% less than in Larvik. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $2,554 in Larvik, a $1,500 budget is realistic in Cebu but tight or insufficient in Larvik. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Larvik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Larvik and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 179% less than in Larvik. Beyond cost, consider language, visa policies, and how big the international community is in each city.