Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kutna Hora

For one person, living is cheaper in Cebu: $918 a month against $2,017 in Kutna Hora, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
97

Cost of Living Index in Kutna Hora
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Kutna Hora Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kutna Hora

🇨🇿 Czech Republic

$2,017

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kutna Hora

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kutna Hora actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,017 in Kutna Hora.

Cebu $918
Kutna Hora $2,017

Estimated couple costs with rent: $1,409 in Cebu versus $2,518 in Kutna Hora.

Cebu $1,409
Kutna Hora $2,518

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,020 in Kutna Hora.

Cebu $1,900
Kutna Hora $3,020

Living in Cebu costs roughly 54% less than in Kutna Hora, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Kutna Hora is 49% above.

Meal at Budget Restaurant

$3.09 ₱195

$10.02 Kč 218

-69.16%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,526

$49.71 Kč 1,080

-51.28%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.99 Kč 217

-60.76%

Cappuccino

$2.51 ₱158

$3.68 Kč 80.0

-31.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.03 Kč 44.12

-21.67%

Water (0.33 liter bottle)

$0.53 ₱33.47

$1.44 Kč 31.37

-63.19%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.46 Kč 53.4

-27.64%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.18 Kč 69.1

-31.76%

Milk (1 liter)

$1.92 ₱121

$1.03 Kč 22.39

86.41%

White Bread (500g)

$1.36 ₱85.5

$1.60 Kč 34.74

-15.00%

Rice (white) (1kg)

$1.01 ₱63.6

$2.09 Kč 45.38

-51.67%

Eggs

$2.03 ₱128

$2.70 Kč 58.6

-24.81%

Local Cheese (1kg)

$9.86 ₱622

$5.78 Kč 126

70.59%

Chicken Fillets (1kg)

$4.39 ₱277

$4.47 Kč 97.2

-1.79%

Beef Round Steak (1kg)

$7.60 ₱479

$13.96 Kč 303

-45.56%

Apples (1kg)

$3.30 ₱208

$1.94 Kč 42.21

70.10%

Banana (1kg)

$1.39 ₱87.9

$1.75 Kč 38.04

-20.57%

Oranges (1kg)

$2.33 ₱147

$2.15 Kč 46.62

8.37%

Tomato (1kg)

$1.50 ₱94.4

$3.62 Kč 78.5

-58.56%

Potato (1kg)

$2.36 ₱149

$1.04 Kč 22.68

126.92%

Onion (1kg)

$1.90 ₱120

$0.89 Kč 19.37

113.48%

Lettuce (1 head)

$1.19 ₱75.0

$1.34 Kč 29.08

-11.19%

Water (1.5 liter bottle)

$0.63 ₱39.75

$0.78 Kč 16.84

-19.23%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$7.98 Kč 173

-62.41%

Wine (Bottle)

$6.03 ₱380

$6.97 Kč 152

-13.49%

Local Beer (0.5 liter bottle)

$1.23 ₱77.8

$1.24 Kč 27.05

-0.81%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.01 Kč 43.56

-12.94%

One-way Ticket (Public Transport)

$0.25 ₱15.88

$1.40 Kč 30.41

-82.14%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$24.70 Kč 537

-48.83%

Taxi Start (Normal Tariff)

$0.77 ₱48.67

$2.24 Kč 48.56

-65.63%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.55

$1.39 Kč 30.21

-83.45%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$13.69 Kč 297

-67.42%

Gasoline (1 liter)

$1.31 ₱82.9

$1.63 Kč 35.44

-19.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$22.7K Kč 494.1K

-6.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$27.8K Kč 603.7K

-31.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,577

$292 Kč 6,338

-58.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱883

$23.49 Kč 510

-40.40%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,736

$21.57 Kč 469

27.68%

Gym Membership (Monthly)

$32.33 ₱2,037

$54.8 Kč 1,189

-40.95%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$17.01 Kč 369

-60.91%

Cinema Ticket

$5.65 ₱356

$7.52 Kč 163

-24.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.4K

$466 Kč 10.1K

-40.87%

International Primary School, 1 Child (Yearly)

$7,918 ₱499.1K

$18.6K Kč 404.8K

-57.51%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,109

$73.6 Kč 1,598

-32.93%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,591

$44.90 Kč 975

-43.79%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,851

$110 Kč 2,392

-30.10%

Men's Leather Business Shoes

$57.2 ₱3,605

$129 Kč 2,795

-55.53%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,131 Kč 24.6K

-55.85%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$1,005 Kč 21.8K

-69.28%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,204 Kč 26.2K

-10.49%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$936 Kč 20.3K

-34.26%

Buy Apartment in City Center (m2)

$2,886 ₱181.9K

$4,607 Kč 100.1K

-37.35%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.8K

$3,454 Kč 75.0K

-44.51%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$2,602 Kč 56.5K

-86.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.72

52.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kutna Hora: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kutna Hora

$1K 49.9% 226% $696

Groceries & Markets

Cebu

$206 22.4%

Kutna Hora

$218 10.8% 5.7% $12

Monthly Utilities & Internet

Cebu

$162 17.6%

Kutna Hora

$337 16.7% 108% $175

Clothing & Footwear

Cebu

$94 10.2%

Kutna Hora

$161 8% 71.1% $67

Eating Out

Cebu

$88 9.6%

Kutna Hora

$187 9.3% 112% $99

Sport & Entertainment

Cebu

$44 4.8%

Kutna Hora

$70 3.5% 60% $26

Getting Around

Cebu

$16 1.7%

Kutna Hora

$39 2% 154% $24

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,131 in Kutna Hora. Housing cost is often the main lever when comparing two cities.

Kutna Hora pays 652% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $50.0 in Kutna Hora for a mid-range dinner for two. Groceries echo the gap at $206 vs $218 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇿 Kutna Hora

🕒 Local time

22:35 10:35 PM

16:35 4:35 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

20,673

💱 Currency

Philippine Peso PHP ₱

Czech Koruna CZK Kč

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 CZK = 4.6 USD

100 CZK = 4.11 EUR

Exchange rates and currency converter

CZK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 63.03 PHP (100 PHP = 1.59 USD). 1 EUR = 70.58 PHP (100 PHP = 1.42 EUR).

Czech Koruna exchange rates as of October 15, 2026: 1 USD = 21.73 CZK (100 CZK = 4.6 USD). 1 EUR = 24.33 CZK (100 CZK = 4.11 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Kutna Hora 10,430 km ≈ 14 h nonstop flight

From you

Cebu
Kutna Hora

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kutna Hora: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 120% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 652% lower in Kutna Hora. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $1,131 in Kutna Hora. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $2,017 in Kutna Hora – a 120% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 95% less than in Kutna Hora. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,017 in Kutna Hora, a $1,500 budget is realistic in Cebu but tight or insufficient in Kutna Hora. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kutna Hora, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kutna Hora are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 120% less than in Kutna Hora. Beyond cost, consider language, visa policies, and how big the international community is in each city.