Last update: Oct 2026

Cost of Living Comparison Between Kutna Hora and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,017 in Kutna Hora, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

97

Cost of Living Index in Kutna Hora
Learn more

Kutna Hora Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Kutna Hora

🇨🇿 Czech Republic

$2,017

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kutna Hora and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kutna Hora and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,017 in Kutna Hora versus $918 in Cebu.

Kutna Hora $2,017
Cebu $918

Estimated couple costs with rent: $2,518 in Kutna Hora versus $1,409 in Cebu.

Kutna Hora $2,518
Cebu $1,409

Monthly costs for a family of three with rent: $3,020 in Kutna Hora versus $1,900 in Cebu.

Kutna Hora $3,020
Cebu $1,900

Living in Kutna Hora is roughly 120% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Kutna Hora is 49% above, Cebu is 32% below.

Meal at Budget Restaurant

$10.02 Kč 218

$3.09 ₱194

224.27%

Three-Course Dinner for Two, Mid-Range

$49.71 Kč 1,081

$24.22 ₱1,522

105.24%

Fast Food Meal (McDonalds, etc)

$9.99 Kč 217

$3.92 ₱246

154.85%

Cappuccino

$3.68 Kč 80.0

$2.51 ₱157

46.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 Kč 44.17

$1.59 ₱100

27.67%

Water (0.33 liter bottle)

$1.44 Kč 31.40

$0.53 ₱33.37

171.70%

Local Beer (0.5 liter draught)

$2.46 Kč 53.5

$1.78 ₱112

38.20%

Imported Beer (0.33 liter bottle)

$3.18 Kč 69.2

$2.17 ₱136

46.54%

Milk (1 liter)

$1.03 Kč 22.41

$1.92 ₱121

-46.35%

White Bread (500g)

$1.60 Kč 34.77

$1.36 ₱85.2

17.65%

Rice (white) (1kg)

$2.09 Kč 45.42

$1.01 ₱63.4

106.93%

Eggs

$2.70 Kč 58.6

$2.03 ₱127

33.00%

Local Cheese (1kg)

$5.78 Kč 126

$9.86 ₱620

-41.38%

Chicken Fillets (1kg)

$4.47 Kč 97.3

$4.39 ₱276

1.82%

Beef Round Steak (1kg)

$13.96 Kč 304

$7.60 ₱478

83.68%

Apples (1kg)

$1.94 Kč 42.25

$3.30 ₱207

-41.21%

Banana (1kg)

$1.75 Kč 38.08

$1.39 ₱87.6

25.90%

Oranges (1kg)

$2.15 Kč 46.67

$2.33 ₱147

-7.73%

Tomato (1kg)

$3.62 Kč 78.6

$1.50 ₱94.1

141.33%

Potato (1kg)

$1.04 Kč 22.70

$2.36 ₱148

-55.93%

Onion (1kg)

$0.89 Kč 19.39

$1.90 ₱119

-53.16%

Lettuce (1 head)

$1.34 Kč 29.10

$1.19 ₱74.8

12.61%

Water (1.5 liter bottle)

$0.78 Kč 16.86

$0.63 ₱39.63

23.81%

Cigarettes 20 Pack (Marlboro, Camel)

$7.98 Kč 174

$3.00 ₱189

166.00%

Wine (Bottle)

$6.97 Kč 152

$6.03 ₱379

15.59%

Local Beer (0.5 liter bottle)

$1.24 Kč 27.07

$1.23 ₱77.5

0.81%

Imported Beer (0.33 liter bottle)

$2.01 Kč 43.60

$1.75 ₱110

14.86%

One-way Ticket (Public Transport)

$1.40 Kč 30.44

$0.25 ₱15.83

460.00%

Public Transport Monthly Pass (Regular Price)

$24.70 Kč 537

$12.64 ₱794

95.41%

Taxi Start (Normal Tariff)

$2.24 Kč 48.61

$0.77 ₱48.52

190.91%

Taxi (Normal Tariff) (1km)

$1.39 Kč 30.24

$0.23 ₱14.50

504.35%

Taxi 1hour Waiting (Normal Tariff)

$13.69 Kč 298

$4.46 ₱280

206.95%

Gasoline (1 liter)

$1.63 Kč 35.48

$1.31 ₱82.6

24.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.7K Kč 494.5K

$21.2K ₱1.3M

7.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K Kč 604.3K

$19.1K ₱1.2M

45.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$292 Kč 6,344

$120 ₱7,554

142.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.49 Kč 511

$14.00 ₱880

67.79%

Internet (50+ Mbps, Unlimited Data)

$21.57 Kč 469

$27.54 ₱1,731

-21.68%

Gym Membership (Monthly)

$54.8 Kč 1,191

$32.33 ₱2,031

69.35%

Tennis Court (1 Hour on Weekend)

$17.01 Kč 370

$6.65 ₱418

155.79%

Cinema Ticket

$7.52 Kč 164

$5.65 ₱355

33.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$466 Kč 10.1K

$275 ₱17.3K

69.13%

International Primary School, 1 Child (Yearly)

$18.6K Kč 405.2K

$7,918 ₱497.5K

135.34%

Jeans (Levis 501 Or Similar)

$73.6 Kč 1,599

$49.33 ₱3,100

49.10%

Summer Dress (H&M, Zara, etc)

$44.90 Kč 976

$25.24 ₱1,586

77.89%

Sport Shoes (Adidas, Nike)

$110 Kč 2,394

$77.0 ₱4,836

43.06%

Men's Leather Business Shoes

$129 Kč 2,797

$57.2 ₱3,594

124.90%

1-bedroom Apartment, City Center (Monthly)

$1,131 Kč 24.6K

$500 ₱31.4K

126.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,005 Kč 21.9K

$309 ₱19.4K

225.49%

3-bedroom Apartment, City Center (Monthly)

$1,204 Kč 26.2K

$1,078 ₱67.7K

11.72%

3-bedroom Apartment, Outside City Center (Monthly)

$936 Kč 20.4K

$615 ₱38.7K

52.11%

Buy Apartment in City Center (m2)

$4,607 Kč 100.2K

$2,886 ₱181.3K

59.62%

Buy Apartment Outside City Center (m2)

$3,454 Kč 75.1K

$1,917 ₱120.4K

80.20%

Average Monthly Net Salary (After Tax)

$2,602 Kč 56.6K

$346 ₱21.7K

652.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

7.2

-34.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kutna Hora: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kutna Hora

$1K 49.9%

Cebu

$309 33.6% 69.3% $696

Monthly Utilities & Internet

Kutna Hora

$337 16.7%

Cebu

$162 17.6% 52% $175

Groceries & Markets

Kutna Hora

$218 10.8%

Cebu

$206 22.4% 5.4% $12

Eating Out

Kutna Hora

$187 9.3%

Cebu

$88 9.6% 52.8% $99

Clothing & Footwear

Kutna Hora

$161 8%

Cebu

$94 10.2% 41.6% $67

Sport & Entertainment

Kutna Hora

$70 3.5%

Cebu

$44 4.8% 37.5% $26

Getting Around

Kutna Hora

$39 2%

Cebu

$16 1.7% 60.6% $24

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Kutna Hora and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Kutna Hora pays 652% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Kutna Hora vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $218 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇨🇿 Kutna Hora

🇵🇭 Cebu

🕒 Local time

14:49 2:49 PM

20:49 8:49 PM

6 h ahead of Kutna Hora

🌤 Weather

👥 Population

20,673

964,169

💱 Currency

Czech Koruna CZK Kč

Philippine Peso PHP ₱

📈 Exchange rate

100 CZK = 4.6 USD

100 CZK = 4.11 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to CZK – Czech Koruna Converter

🇺🇸 United States Dollar ($)

🇨🇿 Czech Koruna (Kč)

Czech Koruna exchange rates as of October 15, 2026: 1 USD = 21.75 CZK (100 CZK = 4.6 USD). 1 EUR = 24.35 CZK (100 CZK = 4.11 EUR).

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 62.83 PHP (100 PHP = 1.59 USD). 1 EUR = 70.36 PHP (100 PHP = 1.42 EUR).

USD to CZK in detail →

On the map

Lowest

Highest

Between locations

Kutna Hora Cebu 10,430 km ≈ 14 h nonstop flight

From you

Kutna Hora
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kutna Hora vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 120% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 652% higher in Kutna Hora, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,131 in Kutna Hora versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,017 per month in Kutna Hora versus $918 in Cebu – a 120% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 95% less than in Kutna Hora. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,017 in Kutna Hora, a $1,500 budget is realistic in Cebu but tight or insufficient in Kutna Hora. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kutna Hora, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kutna Hora and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 120% less than in Kutna Hora. Beyond cost, consider language, visa policies, and how big the international community is in each city.