Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kushtia

For one person, living is cheaper in Kushtia: $364 a month against $918 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
18

Cost of Living Index in Kushtia
Learn more

Kushtia Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kushtia

🇧🇩 Bangladesh

$364

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kushtia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kushtia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $364 in Kushtia.

Cebu $918
Kushtia $364

Estimated couple costs with rent: $1,409 in Cebu versus $593 in Kushtia.

Cebu $1,409
Kushtia $593

Monthly costs for a family of three with rent: $1,900 in Cebu versus $823 in Kushtia.

Cebu $1,900
Kushtia $823

Living in Cebu is roughly 152% more expensive than in Kushtia, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Kushtia 73% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.26 ৳279

36.73%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$12.13 ৳1,498

99.67%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.08 ৳504

-3.92%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.57 ৳565

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.96 ৳489

Cappuccino

$2.51 ₱158

$2.32 ৳286

8.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.31 ৳38.08

412.90%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.16 ৳19.95

231.25%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$0.59 ৳73.3

225.42%

White Bread (500g)

$1.36 ₱85.4

$0.59 ৳73.2

130.51%

Rice (white) (1kg)

$1.01 ₱63.5

$0.71 ৳88.0

42.25%

Eggs

$2.03 ₱128

$1.22 ৳151

66.39%

Local Cheese (1kg)

$9.86 ₱621

$8.68 ৳1,073

13.59%

Chicken Fillets (1kg)

$4.39 ₱277

$3.34 ৳413

31.44%

Beef Round Steak (1kg)

$7.60 ₱479

$6.38 ৳789

19.12%

Apples (1kg)

$3.30 ₱208

$2.75 ৳339

20.00%

Banana (1kg)

$1.39 ₱87.8

$0.88 ৳109

57.95%

Oranges (1kg)

$2.33 ₱147

$2.39 ৳296

-2.51%

Tomato (1kg)

$1.50 ₱94.3

$0.60 ৳74.5

150.00%

Potato (1kg)

$2.36 ₱149

$0.26 ৳32.16

807.69%

Onion (1kg)

$1.90 ₱119

$0.49 ৳60.7

287.76%

Lettuce (1 head)

$1.19 ₱74.9

$0.34 ৳42.45

250.00%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.30 ৳37.36

110.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.12 ৳1,497

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.35 ৳661

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.39 ৳789

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.33 ৳411

-9.91%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.39 ৳48.34

-35.90%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.19 ৳147

-35.29%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.39 ৳48.45

-41.03%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$3.32 ৳411

34.34%

Gasoline (1 liter)

$1.31 ₱82.8

$1.14 ৳141

14.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.3K ৳3.7M

-29.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$31.5K ৳3.9M

-39.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$38.77 ৳4,791

210.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$4.18 ৳516

234.93%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$8.93 ৳1,103

208.40%

Gym Membership (Monthly)

$32.33 ₱2,035

$11.57 ৳1,430

179.43%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$4.09 ৳506

38.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$26.12 ৳3,228

954.02%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,181 ৳146.0K

570.20%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$17.07 ৳2,109

188.99%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$21.23 ৳2,624

18.89%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$51.4 ৳6,353

49.70%

Men's Leather Business Shoes

$57.2 ₱3,601

$36.61 ৳4,524

56.24%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$90.1 ৳11.1K

454.41%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$50.7 ৳6,263

509.35%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$167 ৳20.7K

543.99%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$116 ৳14.3K

430.77%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$733 ৳90.5K

294.00%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

10.48

-31.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kushtia: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kushtia

$51 13.9% 83.6% $258

Groceries & Markets

Cebu

$206 22.4%

Kushtia

$120 33% 41.8% $86

Monthly Utilities & Internet

Cebu

$162 17.6%

Kushtia

$52 14.3% 67.9% $110

Clothing & Footwear

Cebu

$94 10.2%

Kushtia

$57 15.6% 39.5% $37

Eating Out

Cebu

$88 9.6%

Kushtia

$60 16.5% 32% $28

Sport & Entertainment

Cebu

$44 4.8%

Kushtia

$20 5.4% 54.7% $24

Getting Around

Cebu

$16 1.7%

Kushtia

$4.7 * 1.3% 69.7% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $90.1 in Kushtia. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $12.00 in Kushtia for a mid-range dinner for two. Groceries echo the gap at $206 vs $120 per month, with Kushtia cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇩 Kushtia

🕒 Local time

01:00 1:00 AM

23:00 11:00 PM

2 h behind Cebu

🌤 Weather

👥 Population

964,169

108,423

💱 Currency

Philippine Peso PHP ₱

Bangladeshi Taka BDT ৳

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 BDT = 8.09 USD

1,000 BDT = 7.2 EUR

Exchange rates and currency converter

BDT, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Bangladeshi Taka exchange rates as of October 17, 2026: 1 USD = 124 BDT (1,000 BDT = 8.09 USD). 1 EUR = 139 BDT (1,000 BDT = 7.2 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kushtia 3,980 km ≈ 5 h nonstop flight

From you

Cebu
Kushtia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kushtia: Cost of Living - Frequently Asked Questions

Kushtia is cheaper overall, especially in groceries, clothing, and eating out. The 152% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $546 in Kushtia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $90.1 in Kushtia. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 72% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $364 in Kushtia – a 152% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Kushtia gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Kushtia is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kushtia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kushtia gentler on the wallet – expenses run 152% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.