Last update: Oct 2026

Cost of Living Comparison Between Kushtia and Cebu

For one person, living is cheaper in Kushtia: $364 a month against $918 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

Kushtia
🇧🇩 Bangladesh
$364
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Kushtia and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kushtia and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $364 in Kushtia versus $918 in Cebu.

  • Kushtia $364
  • Cebu $918

Estimated couple costs with rent: $593 in Kushtia versus $1,409 in Cebu.

  • Kushtia $593
  • Cebu $1,409

Monthly costs for a family of three with rent: $823 in Kushtia versus $1,900 in Cebu.

  • Kushtia $823
  • Cebu $1,900

Living in Kushtia costs roughly 60% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Kushtia 73% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Kushtia
Cebu
Difference
Meal at Budget Restaurant
$2.26 ৳279
$3.09 ₱194
-26.86%
Three-Course Dinner for Two, Mid-Range
$12.13 ৳1,498
$24.22 ₱1,525
-49.92%
Fast Food Meal (McDonalds, etc)
$4.08 ৳504
$3.92 ₱247
4.08%
Local Non-Alcoholic Beer (0.5 liter draught)
$4.57 ৳565
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.96 ৳489
-
-
Cappuccino
$2.32 ৳286
$2.51 ₱158
-7.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.31 ৳38.08
$1.59 ₱100
-80.50%
Water (0.33 liter bottle)
$0.16 ৳19.95
$0.53 ₱33.43
-69.81%
Local Beer (0.5 liter draught)
-
$1.78 ₱112
-
Imported Beer (0.33 liter bottle)
-
$2.17 ₱137
-
🛒 Groceries & Markets
Kushtia
Cebu
Difference
Milk (1 liter)
$0.59 ৳73.3
$1.92 ₱121
-69.27%
White Bread (500g)
$0.59 ৳73.2
$1.36 ₱85.4
-56.62%
Rice (white) (1kg)
$0.71 ৳88.0
$1.01 ₱63.5
-29.70%
Eggs
$1.22 ৳151
$2.03 ₱128
-39.90%
Local Cheese (1kg)
$8.68 ৳1,073
$9.86 ₱621
-11.97%
Chicken Fillets (1kg)
$3.34 ৳413
$4.39 ₱277
-23.92%
Beef Round Steak (1kg)
$6.38 ৳789
$7.60 ₱479
-16.05%
Apples (1kg)
$2.75 ৳339
$3.30 ₱208
-16.67%
Banana (1kg)
$0.88 ৳109
$1.39 ₱87.8
-36.69%
Oranges (1kg)
$2.39 ৳296
$2.33 ₱147
2.58%
Tomato (1kg)
$0.60 ৳74.5
$1.50 ₱94.3
-60.00%
Potato (1kg)
$0.26 ৳32.16
$2.36 ₱149
-88.98%
Onion (1kg)
$0.49 ৳60.7
$1.90 ₱119
-74.21%
Lettuce (1 head)
$0.34 ৳42.45
$1.19 ₱74.9
-71.43%
Water (1.5 liter bottle)
$0.30 ৳37.36
$0.63 ₱39.71
-52.38%
Bottle of Non-Alcoholic Wine (Mid-Range)
$12.12 ৳1,497
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$5.35 ৳661
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$6.39 ৳789
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.33 ৳411
$3.00 ₱189
11.00%
Wine (Bottle)
-
$6.03 ₱379
-
Local Beer (0.5 liter bottle)
-
$1.23 ₱77.7
-
Imported Beer (0.33 liter bottle)
-
$1.75 ₱110
-
🚌 Getting Around
Kushtia
Cebu
Difference
One-way Ticket (Public Transport)
$0.39 ৳48.34
$0.25 ₱15.86
56.00%
Public Transport Monthly Pass (Regular Price)
-
$12.64 ₱796
-
Taxi Start (Normal Tariff)
$1.19 ৳147
$0.77 ₱48.62
54.55%
Taxi (Normal Tariff) (1km)
$0.39 ৳48.45
$0.23 ₱14.53
69.57%
Taxi 1hour Waiting (Normal Tariff)
$3.32 ৳411
$4.46 ₱281
-25.56%
Gasoline (1 liter)
$1.14 ৳141
$1.31 ₱82.8
-12.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3K ৳3.7M
$21.2K ₱1.3M
42.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5K ৳3.9M
$19.1K ₱1.2M
64.54%
🧾 Monthly Utilities & Internet
Kushtia
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$38.77 ৳4,791
$120 ₱7,569
-67.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.18 ৳516
$14.00 ₱882
-70.14%
Internet (50+ Mbps, Unlimited Data)
$8.93 ৳1,103
$27.54 ₱1,734
-67.57%
🎉 Sport & Entertainment
Kushtia
Cebu
Difference
Gym Membership (Monthly)
$11.57 ৳1,430
$32.33 ₱2,035
-64.21%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$4.09 ৳506
$5.65 ₱356
-27.61%
🧸 Childcare & Education
Kushtia
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$26.12 ৳3,228
$275 ₱17.3K
-90.51%
International Primary School, 1 Child (Yearly)
$1,181 ৳146.0K
$7,918 ₱498.5K
-85.08%
👕👟 Clothing & Footwear
Kushtia
Cebu
Difference
Jeans (Levis 501 Or Similar)
$17.07 ৳2,109
$49.33 ₱3,106
-65.40%
Summer Dress (H&M, Zara, etc)
$21.23 ৳2,624
$25.24 ₱1,589
-15.89%
Sport Shoes (Adidas, Nike)
$51.4 ৳6,353
$77.0 ₱4,846
-33.20%
Men's Leather Business Shoes
$36.61 ৳4,524
$57.2 ₱3,601
-36.00%
🏠 Accommodation & Living
Kushtia
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$90.1 ৳11.1K
$500 ₱31.5K
-81.96%
1-bedroom Apartment, Outside City Center (Monthly)
$50.7 ৳6,263
$309 ₱19.4K
-83.59%
3-bedroom Apartment, City Center (Monthly)
$167 ৳20.7K
$1,078 ₱67.9K
-84.47%
3-bedroom Apartment, Outside City Center (Monthly)
$116 ৳14.3K
$615 ₱38.7K
-81.16%
Buy Apartment in City Center (m2)
$733 ৳90.5K
$2,886 ₱181.7K
-74.62%
Buy Apartment Outside City Center (m2)
-
$1,917 ₱120.7K
-
💵 Salaries & Financials
Kushtia
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
10.48
7.2
45.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kushtia: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Kushtia
$120
Cebu
$206 71.7% $86
Eating Out
Kushtia
$60
Cebu
$88 47.1% $28
Clothing & Footwear
Kushtia
$57
Cebu
$94 65.2% $37
Monthly Utilities & Internet
Kushtia
$52
Cebu
$162 212% $110
Accommodation & Living
Kushtia
$51
Cebu
$309 509% $258
Sport & Entertainment
Kushtia
$20
Cebu
$44 121% $24
Getting Around
Kushtia
$4.7 *
Cebu
$16 231% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $90.1 in Kushtia and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $12.00 in Kushtia vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $120 vs $206 per month, with Kushtia cheaper across the board.

Good to know
🇧🇩 Kushtia
🇵🇭 Cebu
🕒 Local time
22:09 10:09 PM
00:09 12:09 AM
2 h ahead of Kushtia
🌤 Weather
👥 Population
108,423
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to BDT – Bangladeshi Taka Converter

Bangladeshi Taka exchange rates as of October 17, 2026: 1 USD = 124 BDT (1,000 BDT = 8.09 USD). 1 EUR = 139 BDT (1,000 BDT = 7.2 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Kushtia Cebu 3,980 km ≈ 5 h nonstop flight
From you
  • Kushtia
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kushtia vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Kushtia?
Kushtia is cheaper overall, especially in groceries, eating out, and clothing. The 152% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $546 in Kushtia and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Kushtia and Cebu?
Rent for a central apartment: $90.1 in Kushtia versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Kushtia and in Cebu?
Supermarket bills run roughly 72% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Kushtia and in Cebu?
All in, you'll spend $364 per month in Kushtia versus $918 in Cebu – a 152% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $800 enough for either Kushtia or Cebu?
Either city works on $800 a month, though Kushtia gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Kushtia or Cebu more family-friendly?
For families, Kushtia is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kushtia or Cebu?
Safety-wise, Kushtia and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kushtia gentler on the wallet – expenses run 152% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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