Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kurukshetra

For one person, living is cheaper in Kurukshetra: $357 a month against $918 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
17

Cost of Living Index in Kurukshetra
Learn more

Kurukshetra Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kurukshetra

🇮🇳 India

$357

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kurukshetra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kurukshetra actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $357 in Kurukshetra.

Cebu $918
Kurukshetra $357

Estimated couple costs with rent: $1,409 in Cebu versus $576 in Kurukshetra.

Cebu $1,409
Kurukshetra $576

Monthly costs for a family of three with rent: $1,900 in Cebu versus $794 in Kurukshetra.

Cebu $1,900
Kurukshetra $794

Living in Cebu is roughly 157% more expensive than in Kurukshetra, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Kurukshetra 74% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.07 ₹102

188.79%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$15.59 ₹1,480

55.36%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.13 ₹297

25.24%

Cappuccino

$2.51 ₱158

$1.03 ₹97.5

143.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.22 ₹20.89

622.73%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.17 ₹16.07

211.76%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.04 ₹193

-12.75%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.60 ₹247

-16.54%

Milk (1 liter)

$1.92 ₱121

$0.69 ₹65.5

178.26%

White Bread (500g)

$1.36 ₱85.4

$0.54 ₹51.2

151.85%

Rice (white) (1kg)

$1.01 ₱63.5

$0.61 ₹57.9

65.57%

Eggs

$2.03 ₱128

$1.21 ₹115

67.77%

Local Cheese (1kg)

$9.86 ₱621

$5.05 ₹479

95.25%

Chicken Fillets (1kg)

$4.39 ₱277

$3.20 ₹304

37.19%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$0.72 ₹68.0

358.33%

Banana (1kg)

$1.39 ₱87.8

$0.55 ₹51.8

152.73%

Oranges (1kg)

$2.33 ₱147

$0.54 ₹50.9

331.48%

Tomato (1kg)

$1.50 ₱94.3

$0.32 ₹30.61

368.75%

Potato (1kg)

$2.36 ₱149

$0.30 ₹28.06

686.67%

Onion (1kg)

$1.90 ₱119

$0.50 ₹47.28

280.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.59 ₹56.1

101.69%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.32 ₹30.74

96.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.15 ₹489

-41.75%

Wine (Bottle)

$6.03 ₱379

$7.46 ₹708

-19.17%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.64 ₹156

-25.00%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.64 ₹251

-33.71%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.39 ₹512

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.25 ₹23.49

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$8.51 ₹808

48.53%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.07 ₹101

-28.04%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.27 ₹25.67

-14.81%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.14 ₹203

108.41%

Gasoline (1 liter)

$1.31 ₱82.8

$1.12 ₹106

16.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$15.5K ₹1.5M

36.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$24.6K ₹2.3M

-22.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$37.25 ₹3,537

222.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$4.17 ₹396

235.73%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$7.85 ₹746

250.83%

Gym Membership (Monthly)

$32.33 ₱2,035

$14.53 ₹1,380

122.51%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$5.87 ₹558

13.29%

Cinema Ticket

$5.65 ₱356

$4.82 ₹458

17.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$95.9 ₹9,102

187.23%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,676 ₹159.2K

372.45%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$20.23 ₹1,921

143.85%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$24.23 ₹2,301

4.17%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$46.64 ₹4,429

65.01%

Men's Leather Business Shoes

$57.2 ₱3,601

$26.20 ₹2,487

118.32%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$122 ₹11.6K

310.28%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$73.6 ₹6,990

319.54%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$264 ₹25.1K

307.62%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$170 ₹16.1K

261.87%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,029 ₹97.8K

180.34%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$492 ₹46.7K

289.47%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.12

-21.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kurukshetra: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kurukshetra

$74 20.6% 76.2% $235

Groceries & Markets

Cebu

$206 22.4%

Kurukshetra

$98 27.4% 52.5% $108

Monthly Utilities & Internet

Cebu

$162 17.6%

Kurukshetra

$49 13.8% 69.5% $113

Clothing & Footwear

Cebu

$94 10.2%

Kurukshetra

$53 14.8% 43.8% $41

Eating Out

Cebu

$88 9.6%

Kurukshetra

$47 13.2% 46.5% $41

Sport & Entertainment

Cebu

$44 4.8%

Kurukshetra

$24 6.8% 44.6% $19

Getting Around

Cebu

$16 1.7%

Kurukshetra

$12 3.3% 23.4% $3.7

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $122 in Kurukshetra. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $16.00 in Kurukshetra for a mid-range dinner for two. Groceries echo the gap at $206 vs $98.0 per month, with Kurukshetra cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Kurukshetra

🕒 Local time

00:16 12:16 AM

21:46 9:46 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

1,340,871

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Kurukshetra 5,330 km ≈ 7 h nonstop flight

From you

Cebu
Kurukshetra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kurukshetra: Cost of Living - Frequently Asked Questions

Kurukshetra is cheaper overall, especially in groceries, clothing, and eating out. The 157% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $535 in Kurukshetra to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $122 in Kurukshetra. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $357 in Kurukshetra – a 157% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kurukshetra runs roughly 49% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Kurukshetra gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Kurukshetra is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kurukshetra are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kurukshetra gentler on the wallet – expenses run 157% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.