Last update: Oct 2026

Cost of Living Comparison Between Cebu and Krosno

For one person, living is cheaper in Cebu: $915 a month against $1,127 in Krosno, rent and utilities included – about $2,500 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
55

Cost of Living Index in Krosno
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Krosno Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Krosno

🇵🇱 Poland

$1,127

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Krosno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Krosno actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $1,127 in Krosno.

Cebu $915
Krosno $1,127

Estimated couple costs with rent: $1,418 in Cebu versus $1,684 in Krosno.

Cebu $1,418
Krosno $1,684

Monthly costs for a family of three with rent: $1,921 in Cebu versus $2,241 in Krosno.

Cebu $1,921
Krosno $2,241

Living in Cebu costs roughly 19% less than in Krosno, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 33% lower, Krosno 17% lower.

Meal at Budget Restaurant

$3.05 ₱192

$6.51 zł 25.30

-53.15%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$34.52 zł 134

-30.48%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$5.48 zł 21.28

-27.19%

Cappuccino

$2.50 ₱157

$2.36 zł 9.16

5.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$2.23 zł 8.65

-30.94%

Water (0.33 liter bottle)

$0.50 ₱31.37

$1.35 zł 5.24

-62.96%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.40 zł 9.32

-25.83%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.69 zł 10.43

-19.33%

Milk (1 liter)

$2.00 ₱126

$0.97 zł 3.76

106.19%

White Bread (500g)

$1.37 ₱86.2

$0.97 zł 3.76

41.24%

Rice (white) (1kg)

$1.03 ₱64.9

$0.99 zł 3.83

4.04%

Eggs

$2.03 ₱128

$2.72 zł 10.57

-25.37%

Local Cheese (1kg)

$10.20 ₱642

$8.01 zł 31.13

27.34%

Chicken Fillets (1kg)

$4.45 ₱280

$5.39 zł 20.93

-17.44%

Beef Round Steak (1kg)

$7.67 ₱483

$13.47 zł 52.3

-43.06%

Apples (1kg)

$3.31 ₱208

$0.74 zł 2.87

347.30%

Banana (1kg)

$1.46 ₱91.8

$1.03 zł 4.01

41.75%

Oranges (1kg)

$2.32 ₱146

$1.26 zł 4.89

84.13%

Tomato (1kg)

$1.49 ₱94.0

$2.51 zł 9.75

-40.64%

Potato (1kg)

$2.34 ₱147

$0.53 zł 2.06

341.51%

Onion (1kg)

$1.94 ₱122

$0.87 zł 3.38

122.99%

Lettuce (1 head)

$1.16 ₱73.0

$0.78 zł 3.03

48.72%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.52 zł 2.02

30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$5.68 zł 22.06

-47.36%

Wine (Bottle)

$6.24 ₱393

$4.94 zł 19.20

26.32%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$0.85 zł 3.30

44.71%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.51 zł 5.85

14.57%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$1.10 zł 4.27

-79.09%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$29.81 zł 116

-58.60%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.75 zł 6.78

-54.86%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.72 zł 2.80

-69.44%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$10.51 zł 40.83

-56.80%

Gasoline (1 liter)

$1.32 ₱82.9

$1.68 zł 6.55

-21.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$31.0K zł 120.6K

-32.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$26.6K zł 103.5K

-27.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$114 zł 442

4.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$6.32 zł 24.55

125.00%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$16.28 zł 63.3

68.73%

Gym Membership (Monthly)

$32.31 ₱2,034

$30.79 zł 120

4.94%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$21.63 zł 84.0

-69.95%

Cinema Ticket

$5.40 ₱340

$7.20 zł 27.96

-25.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$555 zł 2,158

-50.30%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$12.3K zł 47.8K

-36.10%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$30.03 zł 117

64.40%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$30.89 zł 120

-20.43%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$88.0 zł 342

-12.87%

Men's Leather Business Shoes

$58.9 ₱3,706

$62.5 zł 243

-5.75%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$611 zł 2,375

-17.63%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$499 zł 1,940

-39.01%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$994 zł 3,860

8.18%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$833 zł 3,238

-24.15%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$1,669 zł 6,485

71.93%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$1,324 zł 5,142

41.83%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$1,005 zł 3,904

-66.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

7.19

0.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Krosno: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Krosno

$499 44.3% 63.9% $195

Groceries & Markets

Cebu

$210 22.9%

Krosno

$183 16.2% 12.8% $27

Monthly Utilities & Internet

Cebu

$160 17.5%

Krosno

$136 12.1% 14.9% $24

Clothing & Footwear

Cebu

$94 10.3%

Krosno

$95 8.4% 0.9% $0.8

Eating Out

Cebu

$88 9.6%

Krosno

$128 11.4% 46.4% $41

Sport & Entertainment

Cebu

$43 4.7%

Krosno

$45 4% 4.8% $2.1

Getting Around

Cebu

$15 1.7%

Krosno

$40 3.5% 161% $24

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $611 in Krosno. Housing cost is often the main lever when comparing two cities.

Krosno pays 199% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $35.00 in Krosno. Groceries flip the comparison at $210 vs $183, with Krosno cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇱 Krosno

🕒 Local time

00:02 12:02 AM

18:02 6:02 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

45,715

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Krosno 9,990 km ≈ 13 h nonstop flight

From you

Cebu
Krosno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Krosno: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 23% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 199% lower in Krosno. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $611 in Krosno. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $1,127 in Krosno – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 142% less than in Krosno. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,127 in Krosno, a $1,500 budget is realistic in Cebu but tight or insufficient in Krosno. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Krosno, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Krosno are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 23% less than in Krosno. Beyond cost, consider language, visa policies, and how big the international community is in each city.