Last update: Oct 2026

Cost of Living Comparison Between Krosno and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,127 in Krosno, rent and utilities included – about $2,500 less a year. Rent and utilities account for most of the difference.

55

Cost of Living Index in Krosno
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Krosno Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Krosno

🇵🇱 Poland

$1,127

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Krosno and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Krosno and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,127 in Krosno versus $915 in Cebu.

Krosno $1,127
Cebu $915

Estimated couple costs with rent: $1,684 in Krosno versus $1,418 in Cebu.

Krosno $1,684
Cebu $1,418

Monthly costs for a family of three with rent: $2,241 in Krosno versus $1,921 in Cebu.

Krosno $2,241
Cebu $1,921

Living in Krosno is roughly 23% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Krosno 17% lower, Cebu 33% lower.

Meal at Budget Restaurant

$6.51 zł 25.30

$3.05 ₱192

113.44%

Three-Course Dinner for Two, Mid-Range

$34.52 zł 134

$24.00 ₱1,511

43.83%

Fast Food Meal (McDonalds, etc)

$5.48 zł 21.28

$3.99 ₱251

37.34%

Cappuccino

$2.36 zł 9.16

$2.50 ₱157

-5.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 zł 8.65

$1.54 ₱97.1

44.81%

Water (0.33 liter bottle)

$1.35 zł 5.24

$0.50 ₱31.37

170.00%

Local Beer (0.5 liter draught)

$2.40 zł 9.32

$1.78 ₱112

34.83%

Imported Beer (0.33 liter bottle)

$2.69 zł 10.43

$2.17 ₱136

23.96%

Milk (1 liter)

$0.97 zł 3.76

$2.00 ₱126

-51.50%

White Bread (500g)

$0.97 zł 3.76

$1.37 ₱86.2

-29.20%

Rice (white) (1kg)

$0.99 zł 3.83

$1.03 ₱64.9

-3.88%

Eggs

$2.72 zł 10.57

$2.03 ₱128

33.99%

Local Cheese (1kg)

$8.01 zł 31.13

$10.20 ₱642

-21.47%

Chicken Fillets (1kg)

$5.39 zł 20.93

$4.45 ₱280

21.12%

Beef Round Steak (1kg)

$13.47 zł 52.3

$7.67 ₱483

75.62%

Apples (1kg)

$0.74 zł 2.87

$3.31 ₱208

-77.64%

Banana (1kg)

$1.03 zł 4.01

$1.46 ₱91.8

-29.45%

Oranges (1kg)

$1.26 zł 4.89

$2.32 ₱146

-45.69%

Tomato (1kg)

$2.51 zł 9.75

$1.49 ₱94.0

68.46%

Potato (1kg)

$0.53 zł 2.06

$2.34 ₱147

-77.35%

Onion (1kg)

$0.87 zł 3.38

$1.94 ₱122

-55.15%

Lettuce (1 head)

$0.78 zł 3.03

$1.16 ₱73.0

-32.76%

Water (1.5 liter bottle)

$0.52 zł 2.02

$0.68 ₱42.89

-23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$5.68 zł 22.06

$2.99 ₱188

89.97%

Wine (Bottle)

$4.94 zł 19.20

$6.24 ₱393

-20.83%

Local Beer (0.5 liter bottle)

$0.85 zł 3.30

$1.23 ₱77.3

-30.89%

Imported Beer (0.33 liter bottle)

$1.51 zł 5.85

$1.73 ₱109

-12.72%

One-way Ticket (Public Transport)

$1.10 zł 4.27

$0.23 ₱14.36

378.26%

Public Transport Monthly Pass (Regular Price)

$29.81 zł 116

$12.34 ₱777

141.57%

Taxi Start (Normal Tariff)

$1.75 zł 6.78

$0.79 ₱49.96

121.52%

Taxi (Normal Tariff) (1km)

$0.72 zł 2.80

$0.22 ₱13.86

227.27%

Taxi 1hour Waiting (Normal Tariff)

$10.51 zł 40.83

$4.54 ₱286

131.50%

Gasoline (1 liter)

$1.68 zł 6.55

$1.32 ₱82.9

27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K zł 120.6K

$21.0K ₱1.3M

47.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K zł 103.5K

$19.4K ₱1.2M

37.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 zł 442

$119 ₱7,464

-4.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.32 zł 24.55

$14.22 ₱896

-55.56%

Internet (50+ Mbps, Unlimited Data)

$16.28 zł 63.3

$27.47 ₱1,730

-40.74%

Gym Membership (Monthly)

$30.79 zł 120

$32.31 ₱2,034

-4.70%

Tennis Court (1 Hour on Weekend)

$21.63 zł 84.0

$6.50 ₱409

232.77%

Cinema Ticket

$7.20 zł 27.96

$5.40 ₱340

33.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$555 zł 2,158

$276 ₱17.4K

101.19%

International Primary School, 1 Child (Yearly)

$12.3K zł 47.8K

$7,866 ₱495.3K

56.49%

Jeans (Levis 501 Or Similar)

$30.03 zł 117

$49.37 ₱3,108

-39.17%

Summer Dress (H&M, Zara, etc)

$30.89 zł 120

$24.58 ₱1,548

25.67%

Sport Shoes (Adidas, Nike)

$88.0 zł 342

$76.6 ₱4,825

14.77%

Men's Leather Business Shoes

$62.5 zł 243

$58.9 ₱3,706

6.10%

1-bedroom Apartment, City Center (Monthly)

$611 zł 2,375

$503 ₱31.7K

21.41%

1-bedroom Apartment, Outside City Center (Monthly)

$499 zł 1,940

$305 ₱19.2K

63.95%

3-bedroom Apartment, City Center (Monthly)

$994 zł 3,860

$1,075 ₱67.7K

-7.56%

3-bedroom Apartment, Outside City Center (Monthly)

$833 zł 3,238

$632 ₱39.8K

31.85%

Buy Apartment in City Center (m2)

$1,669 zł 6,485

$2,870 ₱180.7K

-41.84%

Buy Apartment Outside City Center (m2)

$1,324 zł 5,142

$1,877 ₱118.2K

-29.49%

Average Monthly Net Salary (After Tax)

$1,005 zł 3,904

$336 ₱21.1K

199.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.19

7.2

-0.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krosno: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Krosno

$499 44.3%

Cebu

$305 33.3% 39% $195

Groceries & Markets

Krosno

$183 16.2%

Cebu

$210 22.9% 14.6% $27

Monthly Utilities & Internet

Krosno

$136 12.1%

Cebu

$160 17.5% 17.5% $24

Eating Out

Krosno

$128 11.4%

Cebu

$88 9.6% 31.7% $41

Clothing & Footwear

Krosno

$95 8.4%

Cebu

$94 10.3% 0.9% $0.8

Sport & Entertainment

Krosno

$45 4%

Cebu

$43 4.7% 4.6% $2.1

Getting Around

Krosno

$40 3.5%

Cebu

$15 1.7% 61.7% $24

Cost Breakdown

A one-bedroom apartment in the center runs $611 in Krosno and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Krosno pays 199% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Krosno vs $24.00 in Cebu. Groceries flip the comparison at $183 vs $210, with Krosno cheaper for home cooking.

Good to know

🇵🇱 Krosno

🇵🇭 Cebu

🕒 Local time

17:12 5:12 PM

23:12 11:12 PM

6 h ahead of Krosno

🌤 Weather

👥 Population

45,715

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Krosno Cebu 9,990 km ≈ 13 h nonstop flight

From you

Krosno
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Krosno vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 23% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 199% higher in Krosno, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $611 in Krosno versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,127 per month in Krosno versus $915 in Cebu – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 142% less than in Krosno. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,127 in Krosno, a $1,500 budget is realistic in Cebu but tight or insufficient in Krosno. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Krosno, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Krosno and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 23% less than in Krosno. Beyond cost, consider language, visa policies, and how big the international community is in each city.