Last update: Oct 2026

Cost of Living Comparison Between Cebu and Krishnanagar

For one person, living is cheaper in Krishnanagar: $396 a month against $918 in Cebu, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
19

Cost of Living Index in Krishnanagar
Learn more

Krishnanagar Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Krishnanagar

🇮🇳 India

$396

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Krishnanagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Krishnanagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $396 in Krishnanagar.

Cebu $918
Krishnanagar $396

Estimated couple costs with rent: $1,409 in Cebu versus $618 in Krishnanagar.

Cebu $1,409
Krishnanagar $618

Monthly costs for a family of three with rent: $1,900 in Cebu versus $840 in Krishnanagar.

Cebu $1,900
Krishnanagar $840

Living in Cebu is roughly 132% more expensive than in Krishnanagar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Krishnanagar 71% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.61 ₹153

91.93%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$8.02 ₹762

202.00%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.57 ₹434

-14.22%

Cappuccino

$2.51 ₱158

$1.40 ₹133

79.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.20 ₹18.96

695.00%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.11 ₹10.53

381.82%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.55 ₹147

14.84%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.17 ₹301

-31.55%

Milk (1 liter)

$1.92 ₱121

$0.30 ₹28.43

540.00%

White Bread (500g)

$1.36 ₱85.4

$0.42 ₹40.00

223.81%

Rice (white) (1kg)

$1.01 ₱63.5

$0.67 ₹63.2

50.75%

Eggs

$2.03 ₱128

$1.11 ₹105

82.88%

Local Cheese (1kg)

$9.86 ₱621

$6.99 ₹664

41.06%

Chicken Fillets (1kg)

$4.39 ₱277

$2.31 ₹220

90.04%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$2.06 ₹196

60.19%

Banana (1kg)

$1.39 ₱87.8

$0.49 ₹46.76

183.67%

Oranges (1kg)

$2.33 ₱147

$1.48 ₹140

57.43%

Tomato (1kg)

$1.50 ₱94.3

$0.65 ₹61.5

130.77%

Potato (1kg)

$2.36 ₱149

$0.32 ₹30.48

637.50%

Onion (1kg)

$1.90 ₱119

$0.50 ₹47.42

280.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.48 ₹45.82

147.92%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.29 ₹27.24

117.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.89 ₹464

-38.65%

Wine (Bottle)

$6.03 ₱379

$12.90 ₹1,225

-53.26%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.36 ₹129

-9.56%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.98 ₹283

-41.28%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.57 ₹814

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.25 ₹23.63

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$7.64 ₹726

65.45%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.06 ₹101

-27.36%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.25 ₹23.78

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.55 ₹147

187.74%

Gasoline (1 liter)

$1.31 ₱82.8

$1.06 ₹101

23.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$15.1K ₹1.4M

40.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$19.6K ₹1.9M

-2.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$43.70 ₹4,150

175.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.52 ₹334

297.73%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$6.19 ₹587

344.91%

Gym Membership (Monthly)

$32.33 ₱2,035

$12.80 ₹1,215

152.58%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$5.70 ₹541

16.67%

Cinema Ticket

$5.65 ₱356

$2.06 ₹196

174.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$27.15 ₹2,578

914.03%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,253 ₹119.0K

531.93%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$33.15 ₹3,148

48.81%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$25.65 ₹2,436

-1.60%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$58.3 ₹5,538

31.96%

Men's Leather Business Shoes

$57.2 ₱3,601

$34.60 ₹3,286

65.32%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$122 ₹11.5K

310.82%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$72.2 ₹6,857

327.67%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$263 ₹25.0K

309.51%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$174 ₹16.6K

252.66%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$993 ₹94.3K

190.60%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$515 ₹48.9K

272.33%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

10.25

-29.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Krishnanagar: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Krishnanagar

$72 18.3% 76.6% $237

Groceries & Markets

Cebu

$206 22.4%

Krishnanagar

$115 29.1% 44.1% $91

Monthly Utilities & Internet

Cebu

$162 17.6%

Krishnanagar

$53 13.5% 67% $108

Clothing & Footwear

Cebu

$94 10.2%

Krishnanagar

$68 17.3% 27.3% $26

Eating Out

Cebu

$88 9.6%

Krishnanagar

$59 14.8% 33.5% $30

Sport & Entertainment

Cebu

$44 4.8%

Krishnanagar

$17 4.3% 61.2% $27

Getting Around

Cebu

$16 1.7%

Krishnanagar

$11 2.8% 29.7% $4.6

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $122 in Krishnanagar. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $8.00 in Krishnanagar for a mid-range dinner for two. Groceries echo the gap at $206 vs $115 per month, with Krishnanagar cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Krishnanagar

🕒 Local time

00:58 12:58 AM

22:28 10:28 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

153,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Krishnanagar 4,030 km ≈ 6 h nonstop flight

From you

Cebu
Krishnanagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Krishnanagar: Cost of Living - Frequently Asked Questions

Krishnanagar is cheaper overall, especially in groceries, clothing, and eating out. The 132% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $593 in Krishnanagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $122 in Krishnanagar. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $396 in Krishnanagar – a 132% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Krishnanagar runs roughly 65% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Krishnanagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Krishnanagar is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Krishnanagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Krishnanagar gentler on the wallet – expenses run 132% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.