Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kreuzlingen

For one person, living is cheaper in Cebu: $918 a month against $3,474 in Kreuzlingen, rent and utilities included – about $30,700 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
169

Cost of Living Index in Kreuzlingen
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Kreuzlingen Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kreuzlingen

🇨🇭 Switzerland

$3,474

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kreuzlingen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kreuzlingen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $3,474 in Kreuzlingen.

Cebu $918
Kreuzlingen $3,474

Estimated couple costs with rent: $1,409 in Cebu versus $5,386 in Kreuzlingen.

Cebu $1,409
Kreuzlingen $5,386

Monthly costs for a family of three with rent: $1,900 in Cebu versus $7,298 in Kreuzlingen.

Cebu $1,900
Kreuzlingen $7,298

Living in Cebu costs roughly 74% less than in Kreuzlingen, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Kreuzlingen is 157% above.

Meal at Budget Restaurant

$3.09 ₱194

$36.25 CHF 29.86

-91.48%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$175 CHF 144

-86.15%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$23.78 CHF 19.59

-83.52%

Cappuccino

$2.51 ₱158

$6.95 CHF 5.72

-63.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$6.13 CHF 5.05

-74.06%

Water (0.33 liter bottle)

$0.53 ₱33.43

$5.99 CHF 4.93

-91.15%

Local Beer (0.5 liter draught)

$1.78 ₱112

$9.73 CHF 8.02

-81.71%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$7.30 CHF 6.01

-70.27%

Milk (1 liter)

$1.92 ₱121

$2.14 CHF 1.76

-10.28%

White Bread (500g)

$1.36 ₱85.4

$4.03 CHF 3.32

-66.25%

Rice (white) (1kg)

$1.01 ₱63.5

$4.17 CHF 3.43

-75.78%

Eggs

$2.03 ₱128

$7.73 CHF 6.36

-73.74%

Local Cheese (1kg)

$9.86 ₱621

$18.09 CHF 14.90

-45.49%

Chicken Fillets (1kg)

$4.39 ₱277

$26.69 CHF 21.98

-83.55%

Beef Round Steak (1kg)

$7.60 ₱479

$30.23 CHF 24.89

-74.86%

Apples (1kg)

$3.30 ₱208

$3.65 CHF 3.01

-9.59%

Banana (1kg)

$1.39 ₱87.8

$2.02 CHF 1.66

-31.19%

Oranges (1kg)

$2.33 ₱147

$2.75 CHF 2.27

-15.27%

Tomato (1kg)

$1.50 ₱94.3

$5.49 CHF 4.53

-72.68%

Potato (1kg)

$2.36 ₱149

$1.95 CHF 1.61

21.03%

Onion (1kg)

$1.90 ₱119

$2.12 CHF 1.74

-10.38%

Lettuce (1 head)

$1.19 ₱74.9

$2.36 CHF 1.94

-49.58%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.32 CHF 1.09

-52.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$10.89 CHF 8.97

-72.45%

Wine (Bottle)

$6.03 ₱379

$17.86 CHF 14.71

-66.24%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.86 CHF 2.35

-56.99%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.84 CHF 3.16

-54.43%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$4.59 CHF 3.78

-94.55%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$97.4 CHF 80.2

-87.02%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$8.60 CHF 7.08

-91.05%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$4.78 CHF 3.93

-95.19%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$104 CHF 85.5

-95.70%

Gasoline (1 liter)

$1.31 ₱82.8

$2.09 CHF 1.72

-37.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$41.6K CHF 34.3K

-48.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$39.7K CHF 32.7K

-51.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$281 CHF 232

-57.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$38.22 CHF 31.48

-63.37%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$59.3 CHF 48.81

-53.53%

Gym Membership (Monthly)

$32.33 ₱2,035

$91.1 CHF 75.0

-64.50%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$44.52 CHF 36.67

-85.06%

Cinema Ticket

$5.65 ₱356

$23.88 CHF 19.67

-76.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$4,144 CHF 3,413

-93.36%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$35.2K CHF 29.0K

-77.50%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$162 CHF 133

-69.48%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$68.6 CHF 56.5

-63.22%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$148 CHF 122

-48.15%

Men's Leather Business Shoes

$57.2 ₱3,601

$180 CHF 148

-68.15%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,710 CHF 1,408

-70.78%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,451 CHF 1,195

-78.71%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$3,893 CHF 3,206

-72.31%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$2,416 CHF 1,990

-74.54%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$15.7K CHF 12.9K

-81.61%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$12.0K CHF 9,880

-84.02%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$6,342 CHF 5,223

-94.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

1.9

278.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kreuzlingen: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kreuzlingen

$1.5K 41.8% 370% $1.1K

Groceries & Markets

Cebu

$206 22.4%

Kreuzlingen

$550 15.8% 167% $344

Monthly Utilities & Internet

Cebu

$162 17.6%

Kreuzlingen

$379 10.9% 134% $217

Clothing & Footwear

Cebu

$94 10.2%

Kreuzlingen

$251 7.2% 168% $157

Eating Out

Cebu

$88 9.6%

Kreuzlingen

$557 16% 531% $468

Sport & Entertainment

Cebu

$44 4.8%

Kreuzlingen

$139 4% 218% $95

Getting Around

Cebu

$16 1.7%

Kreuzlingen

$148 4.3% 852% $133

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,710 in Kreuzlingen. Housing cost is often the main lever when comparing two cities.

Kreuzlingen pays 1733% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $175 in Kreuzlingen for a mid-range dinner for two. Groceries echo the gap at $206 vs $550 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇭 Kreuzlingen

🕒 Local time

23:49 11:49 PM

17:49 5:49 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

20,846

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Kreuzlingen 10,940 km ≈ 14 h nonstop flight

From you

Cebu
Kreuzlingen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kreuzlingen: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 278% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1733% lower in Kreuzlingen. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $1,710 in Kreuzlingen. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $3,474 in Kreuzlingen – a 278% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 670% less than in Kreuzlingen. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $3,474 in Kreuzlingen, a $1,500 budget is realistic in Cebu but tight or insufficient in Kreuzlingen. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kreuzlingen, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kreuzlingen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 278% less than in Kreuzlingen. Beyond cost, consider language, visa policies, and how big the international community is in each city.