Last update: Oct 2026

Cost of Living Comparison Between Kreuzlingen and Cebu

For one person, living is cheaper in Cebu: $918 a month against $3,474 in Kreuzlingen, rent and utilities included – about $30,700 less a year. Rent and utilities account for about half of the difference.

169

Cost of Living Index in Kreuzlingen
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Kreuzlingen Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Kreuzlingen

🇨🇭 Switzerland

$3,474

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kreuzlingen and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kreuzlingen and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,474 in Kreuzlingen versus $918 in Cebu.

Kreuzlingen $3,474
Cebu $918

Estimated couple costs with rent: $5,386 in Kreuzlingen versus $1,409 in Cebu.

Kreuzlingen $5,386
Cebu $1,409

Monthly costs for a family of three with rent: $7,298 in Kreuzlingen versus $1,900 in Cebu.

Kreuzlingen $7,298
Cebu $1,900

Living in Kreuzlingen is roughly 278% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Kreuzlingen is 157% above, Cebu is 32% below.

Meal at Budget Restaurant

$36.25 CHF 29.86

$3.09 ₱194

1073.14%

Three-Course Dinner for Two, Mid-Range

$175 CHF 144

$24.22 ₱1,525

622.17%

Fast Food Meal (McDonalds, etc)

$23.78 CHF 19.59

$3.92 ₱247

506.63%

Cappuccino

$6.95 CHF 5.72

$2.51 ₱158

176.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.13 CHF 5.05

$1.59 ₱100

285.53%

Water (0.33 liter bottle)

$5.99 CHF 4.93

$0.53 ₱33.43

1030.19%

Local Beer (0.5 liter draught)

$9.73 CHF 8.02

$1.78 ₱112

446.63%

Imported Beer (0.33 liter bottle)

$7.30 CHF 6.01

$2.17 ₱137

236.41%

Milk (1 liter)

$2.14 CHF 1.76

$1.92 ₱121

11.46%

White Bread (500g)

$4.03 CHF 3.32

$1.36 ₱85.4

196.32%

Rice (white) (1kg)

$4.17 CHF 3.43

$1.01 ₱63.5

312.87%

Eggs

$7.73 CHF 6.36

$2.03 ₱128

280.79%

Local Cheese (1kg)

$18.09 CHF 14.90

$9.86 ₱621

83.47%

Chicken Fillets (1kg)

$26.69 CHF 21.98

$4.39 ₱277

507.97%

Beef Round Steak (1kg)

$30.23 CHF 24.89

$7.60 ₱479

297.76%

Apples (1kg)

$3.65 CHF 3.01

$3.30 ₱208

10.61%

Banana (1kg)

$2.02 CHF 1.66

$1.39 ₱87.8

45.32%

Oranges (1kg)

$2.75 CHF 2.27

$2.33 ₱147

18.03%

Tomato (1kg)

$5.49 CHF 4.53

$1.50 ₱94.3

266.00%

Potato (1kg)

$1.95 CHF 1.61

$2.36 ₱149

-17.37%

Onion (1kg)

$2.12 CHF 1.74

$1.90 ₱119

11.58%

Lettuce (1 head)

$2.36 CHF 1.94

$1.19 ₱74.9

98.32%

Water (1.5 liter bottle)

$1.32 CHF 1.09

$0.63 ₱39.71

109.52%

Cigarettes 20 Pack (Marlboro, Camel)

$10.89 CHF 8.97

$3.00 ₱189

263.00%

Wine (Bottle)

$17.86 CHF 14.71

$6.03 ₱379

196.19%

Local Beer (0.5 liter bottle)

$2.86 CHF 2.35

$1.23 ₱77.7

132.52%

Imported Beer (0.33 liter bottle)

$3.84 CHF 3.16

$1.75 ₱110

119.43%

One-way Ticket (Public Transport)

$4.59 CHF 3.78

$0.25 ₱15.86

1736.00%

Public Transport Monthly Pass (Regular Price)

$97.4 CHF 80.2

$12.64 ₱796

670.33%

Taxi Start (Normal Tariff)

$8.60 CHF 7.08

$0.77 ₱48.62

1016.88%

Taxi (Normal Tariff) (1km)

$4.78 CHF 3.93

$0.23 ₱14.53

1978.26%

Taxi 1hour Waiting (Normal Tariff)

$104 CHF 85.5

$4.46 ₱281

2227.35%

Gasoline (1 liter)

$2.09 CHF 1.72

$1.31 ₱82.8

59.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.6K CHF 34.3K

$21.2K ₱1.3M

95.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K CHF 32.7K

$19.1K ₱1.2M

107.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$281 CHF 232

$120 ₱7,569

134.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.22 CHF 31.48

$14.00 ₱882

173.00%

Internet (50+ Mbps, Unlimited Data)

$59.3 CHF 48.81

$27.54 ₱1,734

115.18%

Gym Membership (Monthly)

$91.1 CHF 75.0

$32.33 ₱2,035

181.69%

Tennis Court (1 Hour on Weekend)

$44.52 CHF 36.67

$6.65 ₱419

569.47%

Cinema Ticket

$23.88 CHF 19.67

$5.65 ₱356

322.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$4,144 CHF 3,413

$275 ₱17.3K

1405.37%

International Primary School, 1 Child (Yearly)

$35.2K CHF 29.0K

$7,918 ₱498.5K

344.37%

Jeans (Levis 501 Or Similar)

$162 CHF 133

$49.33 ₱3,106

227.65%

Summer Dress (H&M, Zara, etc)

$68.6 CHF 56.5

$25.24 ₱1,589

171.87%

Sport Shoes (Adidas, Nike)

$148 CHF 122

$77.0 ₱4,846

92.88%

Men's Leather Business Shoes

$180 CHF 148

$57.2 ₱3,601

213.95%

1-bedroom Apartment, City Center (Monthly)

$1,710 CHF 1,408

$500 ₱31.5K

242.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,451 CHF 1,195

$309 ₱19.4K

369.77%

3-bedroom Apartment, City Center (Monthly)

$3,893 CHF 3,206

$1,078 ₱67.9K

261.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,416 CHF 1,990

$615 ₱38.7K

292.71%

Buy Apartment in City Center (m2)

$15.7K CHF 12.9K

$2,886 ₱181.7K

443.78%

Buy Apartment Outside City Center (m2)

$12.0K CHF 9,880

$1,917 ₱120.7K

525.91%

Average Monthly Net Salary (After Tax)

$6,342 CHF 5,223

$346 ₱21.8K

1733.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.9

7.2

-73.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kreuzlingen: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kreuzlingen

$1.5K 41.8%

Cebu

$309 33.6% 78.7% $1.1K

Eating Out

Kreuzlingen

$557 16%

Cebu

$88 9.6% 84.1% $468

Groceries & Markets

Kreuzlingen

$550 15.8%

Cebu

$206 22.4% 62.5% $344

Monthly Utilities & Internet

Kreuzlingen

$379 10.9%

Cebu

$162 17.6% 57.3% $217

Clothing & Footwear

Kreuzlingen

$251 7.2%

Cebu

$94 10.2% 62.6% $157

Getting Around

Kreuzlingen

$148 4.3%

Cebu

$16 1.7% 89.5% $133

Sport & Entertainment

Kreuzlingen

$139 4%

Cebu

$44 4.8% 68.6% $95

Cost Breakdown

A one-bedroom apartment in the center runs $1,710 in Kreuzlingen and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Kreuzlingen pays 1733% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $175 in Kreuzlingen vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $550 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇨🇭 Kreuzlingen

🇵🇭 Cebu

🕒 Local time

17:28 5:28 PM

23:28 11:28 PM

6 h ahead of Kreuzlingen

🌤 Weather

👥 Population

20,846

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CHF in detail →

On the map

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Highest

Between locations

Kreuzlingen Cebu 10,940 km ≈ 14 h nonstop flight

From you

Kreuzlingen
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kreuzlingen vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 278% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1733% higher in Kreuzlingen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,710 in Kreuzlingen versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,474 per month in Kreuzlingen versus $918 in Cebu – a 278% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 670% less than in Kreuzlingen. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $3,474 in Kreuzlingen, a $1,500 budget is realistic in Cebu but tight or insufficient in Kreuzlingen. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kreuzlingen, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kreuzlingen and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 278% less than in Kreuzlingen. Beyond cost, consider language, visa policies, and how big the international community is in each city.