Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kragujevac

For one person, living is cheaper in Cebu: $934 a month against $1,154 in Kragujevac, rent and utilities included – about $2,600 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
57

Cost of Living Index in Kragujevac
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Kragujevac Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Kragujevac

🇷🇸 Serbia

$1,154

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kragujevac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kragujevac actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,154 in Kragujevac.

Cebu $934
Kragujevac $1,154

Estimated couple costs with rent: $1,415 in Cebu versus $1,777 in Kragujevac.

Cebu $1,415
Kragujevac $1,777

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,400 in Kragujevac.

Cebu $1,896
Kragujevac $2,400

Living in Cebu costs roughly 19% less than in Kragujevac, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Kragujevac 14% lower.

Meal at Budget Restaurant

$3.03 ₱190

$10.37 RSD 1,081

-70.78%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$42.32 RSD 4,408

-44.52%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$9.69 RSD 1,009

-57.79%

Cappuccino

$2.52 ₱158

$1.98 RSD 206

27.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$2.31 RSD 241

-33.33%

Water (0.33 liter bottle)

$0.49 ₱30.98

$1.36 RSD 141

-63.97%

Local Beer (0.5 liter draught)

$1.79 ₱112

$2.66 RSD 277

-32.71%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.37 RSD 351

-32.94%

Milk (1 liter)

$1.95 ₱122

$1.29 RSD 135

51.16%

White Bread (500g)

$1.43 ₱89.7

$0.58 RSD 60.1

146.55%

Rice (white) (1kg)

$1.02 ₱63.8

$1.87 RSD 194

-45.45%

Eggs

$2.06 ₱129

$2.46 RSD 256

-16.26%

Local Cheese (1kg)

$9.81 ₱615

$9.60 RSD 1,000

2.19%

Chicken Fillets (1kg)

$4.61 ₱289

$6.39 RSD 665

-27.86%

Beef Round Steak (1kg)

$7.70 ₱483

$11.42 RSD 1,190

-32.57%

Apples (1kg)

$3.31 ₱207

$1.19 RSD 124

178.15%

Banana (1kg)

$1.45 ₱90.9

$1.81 RSD 188

-19.89%

Oranges (1kg)

$2.36 ₱148

$1.63 RSD 170

44.79%

Tomato (1kg)

$1.54 ₱96.4

$2.28 RSD 237

-32.46%

Potato (1kg)

$2.36 ₱148

$1.06 RSD 111

122.64%

Onion (1kg)

$1.99 ₱125

$1.21 RSD 126

64.46%

Lettuce (1 head)

$1.15 ₱72.1

$1.01 RSD 105

13.86%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.63 RSD 66.0

6.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$4.39 RSD 457

-31.66%

Wine (Bottle)

$6.35 ₱398

$7.68 RSD 800

-17.32%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$0.92 RSD 95.8

42.39%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.31 RSD 241

-25.11%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$1.46 RSD 152

-82.88%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$29.11 RSD 3,033

-56.54%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.40 RSD 146

-47.14%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.92 RSD 95.9

-77.17%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$5.38 RSD 560

-19.52%

Gasoline (1 liter)

$1.33 ₱83.5

$1.85 RSD 193

-28.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$30.7K RSD 3.2M

-29.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$26.0K RSD 2.7M

-25.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$188 RSD 19.6K

-35.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$27.49 RSD 2,863

-47.44%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$31.86 RSD 3,319

-11.21%

Gym Membership (Monthly)

$32.68 ₱2,050

$30.23 RSD 3,150

8.10%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$20.20 RSD 2,104

-68.37%

Cinema Ticket

$5.46 ₱342

$5.59 RSD 582

-2.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$173 RSD 18.0K

58.20%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$3,866 RSD 402.7K

110.98%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$60.2 RSD 6,271

-17.66%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$66.1 RSD 6,880

-62.35%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$124 RSD 12.9K

-38.02%

Men's Leather Business Shoes

$59.3 ₱3,717

$119 RSD 12.4K

-50.11%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$392 RSD 40.9K

28.93%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$306 RSD 31.9K

1.14%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$630 RSD 65.6K

66.92%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$498 RSD 51.9K

24.30%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$2,215 RSD 230.8K

31.61%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$1,597 RSD 166.4K

16.92%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$928 RSD 96.7K

-63.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.84

48.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Kragujevac: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Kragujevac

$306 25.9% 1.1% $3.5

Groceries & Markets

Cebu

$210 22.7%

Kragujevac

$208 17.6% 1.4% $2.9

Monthly Utilities & Internet

Cebu

$163 17.7%

Kragujevac

$248 21% 51.5% $84

Clothing & Footwear

Cebu

$95 10.2%

Kragujevac

$166 14.1% 75.3% $71

Eating Out

Cebu

$88 9.6%

Kragujevac

$170 14.5% 92.9% $82

Sport & Entertainment

Cebu

$44 4.7%

Kragujevac

$41 3.5% 5% $2.2

Getting Around

Cebu

$15 1.7%

Kragujevac

$41 3.5% 165% $26

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $392 in Kragujevac. Housing cost is often the main lever when comparing two cities.

Kragujevac pays 172% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $42.00 in Kragujevac. Groceries flip the comparison at $210 vs $208, with Kragujevac cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇷🇸 Kragujevac

🕒 Local time

15:02 3:02 PM

09:02 9:02 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

146,315

💱 Currency

Philippine Peso PHP ₱

Serbian Dinar RSD din

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 RSD = 9.6 USD

1,000 RSD = 8.56 EUR

Exchange rates and currency converter

RSD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Serbian Dinar exchange rates as of October 10, 2026: 1 USD = 104 RSD (1,000 RSD = 9.6 USD). 1 EUR = 117 RSD (1,000 RSD = 8.56 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kragujevac 10,230 km ≈ 13 h nonstop flight

From you

Cebu
Kragujevac

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kragujevac: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and utilities. The 24% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 172% lower in Kragujevac. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $392 in Kragujevac. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $1,154 in Kragujevac – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 130% less than in Kragujevac. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,154 in Kragujevac, a $1,500 budget is realistic in Cebu but tight or insufficient in Kragujevac. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kragujevac, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kragujevac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 24% less than in Kragujevac. Beyond cost, consider language, visa policies, and how big the international community is in each city.