Last update: Oct 2026

Cost of Living Comparison Between Kragujevac and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,154 in Kragujevac, rent and utilities included – about $2,600 less a year. Other living expenses account for most of the difference.

Kragujevac
🇷🇸 Serbia
$1,154
/mo nomad
Cebu
🇵🇭 Philippines
$934
/mo nomad
Monthly Cost of Living

How much you'll spend in Kragujevac and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kragujevac and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,154 in Kragujevac versus $934 in Cebu.

  • Kragujevac $1,154
  • Cebu $934

Estimated couple costs with rent: $1,777 in Kragujevac versus $1,415 in Cebu.

  • Kragujevac $1,777
  • Cebu $1,415

Monthly costs for a family of three with rent: $2,400 in Kragujevac versus $1,896 in Cebu.

  • Kragujevac $2,400
  • Cebu $1,896

Living in Kragujevac is roughly 24% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Kragujevac 14% lower, Cebu 30% lower.

Currency
🍽 Eating Out
Kragujevac
Cebu
Difference
Meal at Budget Restaurant
$10.37 RSD 1,081
$3.03 ₱190
242.24%
Three-Course Dinner for Two, Mid-Range
$42.32 RSD 4,408
$23.48 ₱1,473
80.24%
Fast Food Meal (McDonalds, etc)
$9.69 RSD 1,009
$4.09 ₱256
136.92%
Cappuccino
$1.98 RSD 206
$2.52 ₱158
-21.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.31 RSD 241
$1.54 ₱96.9
50.00%
Water (0.33 liter bottle)
$1.36 RSD 141
$0.49 ₱30.98
177.55%
Local Beer (0.5 liter draught)
$2.66 RSD 277
$1.79 ₱112
48.60%
Imported Beer (0.33 liter bottle)
$3.37 RSD 351
$2.26 ₱142
49.12%
🛒 Groceries & Markets
Kragujevac
Cebu
Difference
Milk (1 liter)
$1.29 RSD 135
$1.95 ₱122
-33.85%
White Bread (500g)
$0.58 RSD 60.1
$1.43 ₱89.7
-59.44%
Rice (white) (1kg)
$1.87 RSD 194
$1.02 ₱63.8
83.33%
Eggs
$2.46 RSD 256
$2.06 ₱129
19.42%
Local Cheese (1kg)
$9.60 RSD 1,000
$9.81 ₱615
-2.14%
Chicken Fillets (1kg)
$6.39 RSD 665
$4.61 ₱289
38.61%
Beef Round Steak (1kg)
$11.42 RSD 1,190
$7.70 ₱483
48.31%
Apples (1kg)
$1.19 RSD 124
$3.31 ₱207
-64.05%
Banana (1kg)
$1.81 RSD 188
$1.45 ₱90.9
24.83%
Oranges (1kg)
$1.63 RSD 170
$2.36 ₱148
-30.93%
Tomato (1kg)
$2.28 RSD 237
$1.54 ₱96.4
48.05%
Potato (1kg)
$1.06 RSD 111
$2.36 ₱148
-55.08%
Onion (1kg)
$1.21 RSD 126
$1.99 ₱125
-39.20%
Lettuce (1 head)
$1.01 RSD 105
$1.15 ₱72.1
-12.17%
Water (1.5 liter bottle)
$0.63 RSD 66.0
$0.67 ₱42.15
-5.97%
Cigarettes 20 Pack (Marlboro, Camel)
$4.39 RSD 457
$3.00 ₱188
46.33%
Wine (Bottle)
$7.68 RSD 800
$6.35 ₱398
20.94%
Local Beer (0.5 liter bottle)
$0.92 RSD 95.8
$1.31 ₱81.9
-29.77%
Imported Beer (0.33 liter bottle)
$2.31 RSD 241
$1.73 ₱108
33.53%
🚌 Getting Around
Kragujevac
Cebu
Difference
One-way Ticket (Public Transport)
$1.46 RSD 152
$0.25 ₱15.78
484.00%
Public Transport Monthly Pass (Regular Price)
$29.11 RSD 3,033
$12.65 ₱793
130.12%
Taxi Start (Normal Tariff)
$1.40 RSD 146
$0.74 ₱46.32
89.19%
Taxi (Normal Tariff) (1km)
$0.92 RSD 95.9
$0.21 ₱13.11
338.10%
Taxi 1hour Waiting (Normal Tariff)
$5.38 RSD 560
$4.33 ₱271
24.25%
Gasoline (1 liter)
$1.85 RSD 193
$1.33 ₱83.5
39.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7K RSD 3.2M
$21.8K ₱1.4M
40.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K RSD 2.7M
$19.4K ₱1.2M
33.91%
🧾 Monthly Utilities & Internet
Kragujevac
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 RSD 19.6K
$121 ₱7,563
56.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.49 RSD 2,863
$14.45 ₱907
90.24%
Internet (50+ Mbps, Unlimited Data)
$31.86 RSD 3,319
$28.29 ₱1,774
12.62%
🎉 Sport & Entertainment
Kragujevac
Cebu
Difference
Gym Membership (Monthly)
$30.23 RSD 3,150
$32.68 ₱2,050
-7.50%
Tennis Court (1 Hour on Weekend)
$20.20 RSD 2,104
$6.39 ₱401
216.12%
Cinema Ticket
$5.59 RSD 582
$5.46 ₱342
2.38%
🧸 Childcare & Education
Kragujevac
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$173 RSD 18.0K
$273 ₱17.1K
-36.79%
International Primary School, 1 Child (Yearly)
$3,866 RSD 402.7K
$8,156 ₱511.5K
-52.60%
👕👟 Clothing & Footwear
Kragujevac
Cebu
Difference
Jeans (Levis 501 Or Similar)
$60.2 RSD 6,271
$49.57 ₱3,109
21.44%
Summer Dress (H&M, Zara, etc)
$66.1 RSD 6,880
$24.87 ₱1,560
165.58%
Sport Shoes (Adidas, Nike)
$124 RSD 12.9K
$76.6 ₱4,804
61.35%
Men's Leather Business Shoes
$119 RSD 12.4K
$59.3 ₱3,717
100.46%
🏠 Accommodation & Living
Kragujevac
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$392 RSD 40.9K
$506 ₱31.7K
-22.44%
1-bedroom Apartment, Outside City Center (Monthly)
$306 RSD 31.9K
$309 ₱19.4K
-1.13%
3-bedroom Apartment, City Center (Monthly)
$630 RSD 65.6K
$1,052 ₱66.0K
-40.09%
3-bedroom Apartment, Outside City Center (Monthly)
$498 RSD 51.9K
$619 ₱38.8K
-19.55%
Buy Apartment in City Center (m2)
$2,215 RSD 230.8K
$2,915 ₱182.9K
-24.02%
Buy Apartment Outside City Center (m2)
$1,597 RSD 166.4K
$1,867 ₱117.1K
-14.47%
💵 Salaries & Financials
Kragujevac
Cebu
Difference
Average Monthly Net Salary (After Tax)
$928 RSD 96.7K
$341 ₱21.4K
172.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.84
7.2
-32.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kragujevac: October 6, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Kragujevac
$306
Cebu
$309 1.1% $3.5
Monthly Utilities & Internet
Kragujevac
$248
Cebu
$163 34% $84
Groceries & Markets
Kragujevac
$208
Cebu
$210 1.4% $2.9
Eating Out
Kragujevac
$170
Cebu
$88 48.2% $82
Clothing & Footwear
Kragujevac
$166
Cebu
$95 43% $71
Sport & Entertainment
Kragujevac
$41
Cebu
$44 5.3% $2.2
Getting Around
Kragujevac
$41
Cebu
$15 62.3% $26

Cost Breakdown

A one-bedroom apartment in the center runs $392 in Kragujevac and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Kragujevac pays 172% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $42.00 in Kragujevac vs $23.00 in Cebu. Groceries flip the comparison at $208 vs $210, with Kragujevac cheaper for home cooking.

Good to know
🇷🇸 Kragujevac
🇵🇭 Cebu
🕒 Local time
08:07 8:07 AM
14:07 2:07 PM
6 h ahead of Kragujevac
🌤 Weather
👥 Population
146,315
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to RSD – Serbian Dinar Converter

Serbian Dinar exchange rates as of October 10, 2026: 1 USD = 104 RSD (1,000 RSD = 9.6 USD). 1 EUR = 117 RSD (1,000 RSD = 8.56 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Kragujevac Cebu 10,230 km ≈ 13 h nonstop flight
From you
  • Kragujevac
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kragujevac vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Kragujevac?
Cebu is cheaper overall, especially in eating out, clothing, and utilities. The 24% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kragujevac or Cebu?
Average pay runs 172% higher in Kragujevac, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kragujevac and Cebu?
Rent for a central apartment: $392 in Kragujevac versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Kragujevac and in Cebu?
All in, you'll spend $1,154 per month in Kragujevac versus $934 in Cebu – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 130% less than in Kragujevac. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Kragujevac or in Cebu?
At $934 in Cebu versus $1,154 in Kragujevac, a $1,500 budget is realistic in Cebu but tight or insufficient in Kragujevac. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Kragujevac or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kragujevac, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kragujevac or Cebu?
Safety-wise, Kragujevac and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 24% less than in Kragujevac. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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