Last update: Oct 2026

Cost of Living Comparison Between Cebu and Koforidua

For one person, living is cheaper in Koforidua: $850 a month against $918 in Cebu, rent and utilities included – about $820 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
41

Cost of Living Index in Koforidua
Learn more

Koforidua Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Koforidua

🇬🇭 Ghana

$850

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Koforidua

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Koforidua actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $850 in Koforidua.

Cebu $918
Koforidua $850

Estimated couple costs with rent: $1,409 in Cebu versus $1,354 in Koforidua.

Cebu $1,409
Koforidua $1,354

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,858 in Koforidua.

Cebu $1,900
Koforidua $1,858

Living in Cebu is roughly 8% more expensive than in Koforidua, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Koforidua 37% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.16 GHS 94.9

-62.13%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$51.3 GHS 597

-52.79%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$10.43 GHS 121

-62.42%

Cappuccino

$2.51 ₱158

$4.36 GHS 50.7

-42.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.51 GHS 17.60

5.30%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.44 GHS 5.15

20.45%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.82 GHS 21.14

-2.20%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.17 GHS 25.20

Milk (1 liter)

$1.92 ₱121

$3.73 GHS 43.38

-48.53%

White Bread (500g)

$1.36 ₱85.4

$1.67 GHS 19.38

-18.56%

Rice (white) (1kg)

$1.01 ₱63.5

$3.06 GHS 35.61

-66.99%

Eggs

$2.03 ₱128

$2.70 GHS 31.37

-24.81%

Local Cheese (1kg)

$9.86 ₱621

$11.94 GHS 139

-17.42%

Chicken Fillets (1kg)

$4.39 ₱277

$7.09 GHS 82.4

-38.08%

Beef Round Steak (1kg)

$7.60 ₱479

$10.07 GHS 117

-24.53%

Apples (1kg)

$3.30 ₱208

$3.70 GHS 42.99

-10.81%

Banana (1kg)

$1.39 ₱87.8

$1.44 GHS 16.74

-3.47%

Oranges (1kg)

$2.33 ₱147

$1.77 GHS 20.53

31.64%

Tomato (1kg)

$1.50 ₱94.3

$3.64 GHS 42.38

-58.79%

Potato (1kg)

$2.36 ₱149

$2.66 GHS 30.91

-11.28%

Onion (1kg)

$1.90 ₱119

$2.67 GHS 31.05

-28.84%

Lettuce (1 head)

$1.19 ₱74.9

$0.70 GHS 8.13

70.00%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.61 GHS 7.06

3.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.57 GHS 29.88

16.73%

Wine (Bottle)

$6.03 ₱379

$7.25 GHS 84.3

-16.83%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.29 GHS 14.96

-4.65%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.35 GHS 27.32

-25.53%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.81 GHS 9.44

-69.14%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.67 GHS 19.38

-53.89%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.29 GHS 14.95

-82.17%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$4.37 GHS 50.8

2.06%

Gasoline (1 liter)

$1.31 ₱82.8

$1.30 GHS 15.09

0.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$8,134 GHS 94.6K

161.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$9,957 GHS 115.8K

92.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$74.2 GHS 863

62.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$19.17 GHS 223

-26.97%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$42.33 GHS 492

-34.94%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$12.79 GHS 149

-55.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$461 GHS 5,357

-40.23%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$18.7K GHS 217.9K

-57.74%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$14.36 GHS 167

243.52%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$18.38 GHS 214

37.32%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$36.28 GHS 422

112.13%

Men's Leather Business Shoes

$57.2 ₱3,601

$52.1 GHS 606

9.77%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$345 GHS 4,007

44.98%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$173 GHS 2,014

78.34%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$519 GHS 6,031

107.85%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$252 GHS 2,926

144.51%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$335 GHS 3,891

3.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

26.75

-73.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Koforidua: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Koforidua

$173 20.4% 43.9% $136

Groceries & Markets

Cebu

$206 22.4%

Koforidua

$280 32.9% 36% $74

Monthly Utilities & Internet

Cebu

$162 17.6%

Koforidua

$136 16% 16.1% $26

Clothing & Footwear

Cebu

$94 10.2%

Koforidua

$55 6.4% 42% $39

Eating Out

Cebu

$88 9.6%

Koforidua

$170 20% 92.8% $82

Sport & Entertainment

Cebu

$44 4.8%

Koforidua

$26 * 3% 41.3% $18

Getting Around

Cebu

$16 1.7%

Koforidua

$11 * 1.3% 27.2% $4.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $345 in Koforidua. Housing cost is often the main lever when comparing two cities.

Cebu pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $51.0 in Koforidua for a mid-range dinner for two. Groceries echo the gap at $206 vs $280 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇬🇭 Koforidua

🕒 Local time

06:42 6:42 AM

22:42 10:42 PM

8 h behind Cebu

🌤 Weather

👥 Population

964,169

130,000

💱 Currency

Philippine Peso PHP ₱

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

Exchange rates and currency converter

GHS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Ghanaian Cedi exchange rates as of October 17, 2026: 1 USD = 11.63 GHS (100 GHS = 8.6 USD). 1 EUR = 13.07 GHS (100 GHS = 7.65 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Koforidua 13,570 km ≈ 17 h nonstop flight

From you

Cebu
Koforidua

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Koforidua: Cost of Living - Frequently Asked Questions

Koforidua is cheaper overall, especially in clothing, leisure, and transport. The 8% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 3% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $345 in Koforidua. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cebu pay roughly 36% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $918 per month in Cebu versus $850 in Koforidua – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Koforidua gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Koforidua is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Koforidua are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koforidua gentler on the wallet – expenses run 8% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.