Last update: Oct 2026

Cost of Living Comparison Between Koforidua and Cebu

For one person, living is cheaper in Koforidua: $850 a month against $918 in Cebu, rent and utilities included – about $820 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

41

Cost of Living Index in Koforidua
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Koforidua Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Koforidua

🇬🇭 Ghana

$850

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Koforidua and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koforidua and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $850 in Koforidua versus $918 in Cebu.

Koforidua $850
Cebu $918

Estimated couple costs with rent: $1,354 in Koforidua versus $1,409 in Cebu.

Koforidua $1,354
Cebu $1,409

Monthly costs for a family of three with rent: $1,858 in Koforidua versus $1,900 in Cebu.

Koforidua $1,858
Cebu $1,900

Living in Koforidua costs roughly 7% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Koforidua 37% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.16 GHS 94.9

$3.09 ₱194

164.08%

Three-Course Dinner for Two, Mid-Range

$51.3 GHS 597

$24.22 ₱1,525

111.81%

Fast Food Meal (McDonalds, etc)

$10.43 GHS 121

$3.92 ₱247

166.07%

Cappuccino

$4.36 GHS 50.7

$2.51 ₱158

73.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 GHS 17.60

$1.59 ₱100

-5.03%

Water (0.33 liter bottle)

$0.44 GHS 5.15

$0.53 ₱33.43

-16.98%

Local Beer (0.5 liter draught)

$1.82 GHS 21.14

$1.78 ₱112

2.25%

Imported Beer (0.33 liter bottle)

$2.17 GHS 25.20

$2.17 ₱137

Milk (1 liter)

$3.73 GHS 43.38

$1.92 ₱121

94.27%

White Bread (500g)

$1.67 GHS 19.38

$1.36 ₱85.4

22.79%

Rice (white) (1kg)

$3.06 GHS 35.61

$1.01 ₱63.5

202.97%

Eggs

$2.70 GHS 31.37

$2.03 ₱128

33.00%

Local Cheese (1kg)

$11.94 GHS 139

$9.86 ₱621

21.10%

Chicken Fillets (1kg)

$7.09 GHS 82.4

$4.39 ₱277

61.50%

Beef Round Steak (1kg)

$10.07 GHS 117

$7.60 ₱479

32.50%

Apples (1kg)

$3.70 GHS 42.99

$3.30 ₱208

12.12%

Banana (1kg)

$1.44 GHS 16.74

$1.39 ₱87.8

3.60%

Oranges (1kg)

$1.77 GHS 20.53

$2.33 ₱147

-24.03%

Tomato (1kg)

$3.64 GHS 42.38

$1.50 ₱94.3

142.67%

Potato (1kg)

$2.66 GHS 30.91

$2.36 ₱149

12.71%

Onion (1kg)

$2.67 GHS 31.05

$1.90 ₱119

40.53%

Lettuce (1 head)

$0.70 GHS 8.13

$1.19 ₱74.9

-41.18%

Water (1.5 liter bottle)

$0.61 GHS 7.06

$0.63 ₱39.71

-3.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.57 GHS 29.88

$3.00 ₱189

-14.33%

Wine (Bottle)

$7.25 GHS 84.3

$6.03 ₱379

20.23%

Local Beer (0.5 liter bottle)

$1.29 GHS 14.96

$1.23 ₱77.7

4.88%

Imported Beer (0.33 liter bottle)

$2.35 GHS 27.32

$1.75 ₱110

34.29%

One-way Ticket (Public Transport)

$0.81 GHS 9.44

$0.25 ₱15.86

224.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.67 GHS 19.38

$0.77 ₱48.62

116.88%

Taxi (Normal Tariff) (1km)

$1.29 GHS 14.95

$0.23 ₱14.53

460.87%

Taxi 1hour Waiting (Normal Tariff)

$4.37 GHS 50.8

$4.46 ₱281

-2.02%

Gasoline (1 liter)

$1.30 GHS 15.09

$1.31 ₱82.8

-0.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,134 GHS 94.6K

$21.2K ₱1.3M

-61.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,957 GHS 115.8K

$19.1K ₱1.2M

-48.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.2 GHS 863

$120 ₱7,569

-38.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.17 GHS 223

$14.00 ₱882

36.93%

Internet (50+ Mbps, Unlimited Data)

$42.33 GHS 492

$27.54 ₱1,734

53.70%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$12.79 GHS 149

$5.65 ₱356

126.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$461 GHS 5,357

$275 ₱17.3K

67.32%

International Primary School, 1 Child (Yearly)

$18.7K GHS 217.9K

$7,918 ₱498.5K

136.61%

Jeans (Levis 501 Or Similar)

$14.36 GHS 167

$49.33 ₱3,106

-70.89%

Summer Dress (H&M, Zara, etc)

$18.38 GHS 214

$25.24 ₱1,589

-27.18%

Sport Shoes (Adidas, Nike)

$36.28 GHS 422

$77.0 ₱4,846

-52.86%

Men's Leather Business Shoes

$52.1 GHS 606

$57.2 ₱3,601

-8.90%

1-bedroom Apartment, City Center (Monthly)

$345 GHS 4,007

$500 ₱31.5K

-31.03%

1-bedroom Apartment, Outside City Center (Monthly)

$173 GHS 2,014

$309 ₱19.4K

-43.93%

3-bedroom Apartment, City Center (Monthly)

$519 GHS 6,031

$1,078 ₱67.9K

-51.89%

3-bedroom Apartment, Outside City Center (Monthly)

$252 GHS 2,926

$615 ₱38.7K

-59.10%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$335 GHS 3,891

$346 ₱21.8K

-3.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

7.2

271.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koforidua: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Koforidua

$280 32.9%

Cebu

$206 22.4% 26.4% $74

Accommodation & Living

Koforidua

$173 20.4%

Cebu

$309 33.6% 78.3% $136

Eating Out

Koforidua

$170 20%

Cebu

$88 9.6% 48.1% $82

Monthly Utilities & Internet

Koforidua

$136 16%

Cebu

$162 17.6% 19.2% $26

Clothing & Footwear

Koforidua

$55 6.4%

Cebu

$94 10.2% 72.3% $39

Sport & Entertainment

Koforidua

$26 * 3%

Cebu

$44 4.8% 70.5% $18

Getting Around

Koforidua

$11 * 1.3%

Cebu

$16 1.7% 37.3% $4.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $345 in Koforidua and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Koforidua vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $280 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇭 Koforidua

🇵🇭 Cebu

🕒 Local time

02:54 2:54 AM

10:54 10:54 AM

8 h ahead of Koforidua

🌤 Weather

👥 Population

130,000

964,169

💱 Currency

Ghanaian Cedi GHS ₵

Philippine Peso PHP ₱

📈 Exchange rate

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 18, 2026: 1 USD = 11.63 GHS (100 GHS = 8.6 USD). 1 EUR = 13.07 GHS (100 GHS = 7.65 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GHS in detail →

On the map

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Highest

Between locations

Koforidua Cebu 13,570 km ≈ 17 h nonstop flight

From you

Koforidua
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koforidua vs Cebu: Cost of Living - Frequently Asked Questions

Koforidua is cheaper overall, especially in clothing, leisure, and transport. The 8% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 3% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $345 in Koforidua versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cebu pay roughly 36% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $850 per month in Koforidua versus $918 in Cebu – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Koforidua gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Koforidua is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Koforidua and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koforidua gentler on the wallet – expenses run 8% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.