Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kfar Saba

For one person, living is cheaper in Cebu: $918 a month against $2,342 in Kfar Saba, rent and utilities included – about $17,100 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
115

Cost of Living Index in Kfar Saba
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Kfar Saba Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kfar Saba

🇮🇱 Israel

$2,342

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kfar Saba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kfar Saba actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,342 in Kfar Saba.

Cebu $918
Kfar Saba $2,342

Estimated couple costs with rent: $1,409 in Cebu versus $3,757 in Kfar Saba.

Cebu $1,409
Kfar Saba $3,757

Monthly costs for a family of three with rent: $1,900 in Cebu versus $5,171 in Kfar Saba.

Cebu $1,900
Kfar Saba $5,171

Living in Cebu costs roughly 61% less than in Kfar Saba, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Kfar Saba is 73% above.

Meal at Budget Restaurant

$3.09 ₱194

$59.4 ₪185

-94.80%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$130 ₪406

-81.42%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$22.68 ₪70.6

-82.72%

Cappuccino

$2.51 ₱158

$5.54 ₪17.24

-54.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$4.37 ₪13.60

-63.62%

Water (0.33 liter bottle)

$0.53 ₱33.43

$3.34 ₪10.40

-84.13%

Local Beer (0.5 liter draught)

$1.78 ₱112

$12.06 ₪37.53

-85.24%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$8.67 ₪26.98

-74.97%

Milk (1 liter)

$1.92 ₱121

$3.57 ₪11.10

-46.22%

White Bread (500g)

$1.36 ₱85.4

$2.39 ₪7.42

-43.10%

Rice (white) (1kg)

$1.01 ₱63.5

$3.28 ₪10.20

-69.21%

Eggs

$2.03 ₱128

$4.76 ₪14.80

-57.35%

Local Cheese (1kg)

$9.86 ₱621

$30.36 ₪94.5

-67.52%

Chicken Fillets (1kg)

$4.39 ₱277

$14.91 ₪46.37

-70.56%

Beef Round Steak (1kg)

$7.60 ₱479

$50.6 ₪157

-84.98%

Apples (1kg)

$3.30 ₱208

$4.57 ₪14.22

-27.79%

Banana (1kg)

$1.39 ₱87.8

$3.29 ₪10.25

-57.75%

Oranges (1kg)

$2.33 ₱147

$3.00 ₪9.33

-22.33%

Tomato (1kg)

$1.50 ₱94.3

$5.25 ₪16.32

-71.43%

Potato (1kg)

$2.36 ₱149

$1.99 ₪6.18

18.59%

Onion (1kg)

$1.90 ₱119

$0.96 ₪2.99

97.92%

Lettuce (1 head)

$1.19 ₱74.9

$3.64 ₪11.33

-67.31%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.73 ₪5.39

-63.58%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$14.32 ₪44.55

-79.05%

Wine (Bottle)

$6.03 ₱379

$14.47 ₪45.01

-58.33%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$3.19 ₪9.94

-61.44%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.34 ₪10.40

-47.60%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$7.61 ₪23.66

-96.71%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$105 ₪327

-87.97%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$2.27 ₪7.06

-89.87%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

$2.57 ₪7.99

-49.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$57.1K ₪177.7K

-62.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$61.8K ₪192.2K

-69.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$485 ₪1,510

-75.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$11.81 ₪36.73

18.54%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$36.00 ₪112

-23.50%

Gym Membership (Monthly)

$32.33 ₱2,035

$109 ₪339

-70.31%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$22.51 ₪70.0

-70.46%

Cinema Ticket

$5.65 ₱356

$15.97 ₪49.70

-64.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,692 ₪5,264

-83.73%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$35.6K ₪110.6K

-77.73%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$113 ₪353

-56.53%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$55.9 ₪174

-54.84%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$179 ₪557

-57.02%

Men's Leather Business Shoes

$57.2 ₱3,601

$137 ₪425

-58.17%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,446 ₪4,499

-65.46%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$2,565 ₪7,981

-57.98%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$10.5K ₪32.6K

-72.45%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$7,800 ₪24.3K

-75.43%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$4,219 ₪13.1K

-91.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kfar Saba: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kfar Saba

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Kfar Saba

$585 25% 184% $379

Monthly Utilities & Internet

Cebu

$162 17.6%

Kfar Saba

$533 22.8% 230% $371

Clothing & Footwear

Cebu

$94 10.2%

Kfar Saba

$218 9.3% 132% $124

Eating Out

Cebu

$88 9.6%

Kfar Saba

$718 30.7% 714% $630

Sport & Entertainment

Cebu

$44 4.8%

Kfar Saba

$141 6% 223% $97

Getting Around

Cebu

$16 1.7%

Kfar Saba

$147 * 6.3% 843% $131

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,446 in Kfar Saba. Housing cost is often the main lever when comparing two cities.

Kfar Saba pays 1120% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $130 in Kfar Saba for a mid-range dinner for two. Groceries echo the gap at $206 vs $585 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇱 Kfar Saba

🕒 Local time

07:17 7:17 AM

02:17 2:17 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

109,091

💱 Currency

Philippine Peso PHP ₱

Israeli New Shekel ILS ₪

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 ILS = 0.321 USD

1 ILS = 0.286 EUR

Exchange rates and currency converter

ILS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Israeli New Shekel exchange rates as of October 17, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kfar Saba 9,310 km ≈ 12 h nonstop flight

From you

Cebu
Kfar Saba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kfar Saba: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 155% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1120% lower in Kfar Saba. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $1,446 in Kfar Saba. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $2,342 in Kfar Saba – a 155% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 731% less than in Kfar Saba. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,342 in Kfar Saba, a $1,500 budget is realistic in Cebu but tight or insufficient in Kfar Saba. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kfar Saba, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kfar Saba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 155% less than in Kfar Saba. Beyond cost, consider language, visa policies, and how big the international community is in each city.