Last update: Oct 2026

Cost of Living Comparison Between Kfar Saba and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,342 in Kfar Saba, rent and utilities included – about $17,100 less a year. Other living expenses account for most of the difference.

115

Cost of Living Index in Kfar Saba
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Kfar Saba Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Kfar Saba

🇮🇱 Israel

$2,342

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kfar Saba and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kfar Saba and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,342 in Kfar Saba versus $918 in Cebu.

Kfar Saba $2,342
Cebu $918

Estimated couple costs with rent: $3,757 in Kfar Saba versus $1,409 in Cebu.

Kfar Saba $3,757
Cebu $1,409

Monthly costs for a family of three with rent: $5,171 in Kfar Saba versus $1,900 in Cebu.

Kfar Saba $5,171
Cebu $1,900

Living in Kfar Saba is roughly 155% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Kfar Saba is 73% above, Cebu is 32% below.

Meal at Budget Restaurant

$59.4 ₪185

$3.09 ₱194

1822.01%

Three-Course Dinner for Two, Mid-Range

$130 ₪406

$24.22 ₱1,525

438.36%

Fast Food Meal (McDonalds, etc)

$22.68 ₪70.6

$3.92 ₱247

478.57%

Cappuccino

$5.54 ₪17.24

$2.51 ₱158

120.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.37 ₪13.60

$1.59 ₱100

174.84%

Water (0.33 liter bottle)

$3.34 ₪10.40

$0.53 ₱33.43

530.19%

Local Beer (0.5 liter draught)

$12.06 ₪37.53

$1.78 ₱112

577.53%

Imported Beer (0.33 liter bottle)

$8.67 ₪26.98

$2.17 ₱137

299.54%

Milk (1 liter)

$3.57 ₪11.10

$1.92 ₱121

85.94%

White Bread (500g)

$2.39 ₪7.42

$1.36 ₱85.4

75.74%

Rice (white) (1kg)

$3.28 ₪10.20

$1.01 ₱63.5

224.75%

Eggs

$4.76 ₪14.80

$2.03 ₱128

134.48%

Local Cheese (1kg)

$30.36 ₪94.5

$9.86 ₱621

207.91%

Chicken Fillets (1kg)

$14.91 ₪46.37

$4.39 ₱277

239.64%

Beef Round Steak (1kg)

$50.6 ₪157

$7.60 ₱479

565.92%

Apples (1kg)

$4.57 ₪14.22

$3.30 ₱208

38.48%

Banana (1kg)

$3.29 ₪10.25

$1.39 ₱87.8

136.69%

Oranges (1kg)

$3.00 ₪9.33

$2.33 ₱147

28.76%

Tomato (1kg)

$5.25 ₪16.32

$1.50 ₱94.3

250.00%

Potato (1kg)

$1.99 ₪6.18

$2.36 ₱149

-15.68%

Onion (1kg)

$0.96 ₪2.99

$1.90 ₱119

-49.47%

Lettuce (1 head)

$3.64 ₪11.33

$1.19 ₱74.9

205.88%

Water (1.5 liter bottle)

$1.73 ₪5.39

$0.63 ₱39.71

174.60%

Cigarettes 20 Pack (Marlboro, Camel)

$14.32 ₪44.55

$3.00 ₱189

377.33%

Wine (Bottle)

$14.47 ₪45.01

$6.03 ₱379

139.97%

Local Beer (0.5 liter bottle)

$3.19 ₪9.94

$1.23 ₱77.7

159.35%

Imported Beer (0.33 liter bottle)

$3.34 ₪10.40

$1.75 ₱110

90.86%

One-way Ticket (Public Transport)

$7.61 ₪23.66

$0.25 ₱15.86

2944.00%

Public Transport Monthly Pass (Regular Price)

$105 ₪327

$12.64 ₱796

731.01%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

Taxi (Normal Tariff) (1km)

$2.27 ₪7.06

$0.23 ₱14.53

886.96%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$2.57 ₪7.99

$1.31 ₱82.8

96.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$57.1K ₪177.7K

$21.2K ₱1.3M

168.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$61.8K ₪192.2K

$19.1K ₱1.2M

222.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$485 ₪1,510

$120 ₱7,569

303.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.81 ₪36.73

$14.00 ₱882

-15.64%

Internet (50+ Mbps, Unlimited Data)

$36.00 ₪112

$27.54 ₱1,734

30.72%

Gym Membership (Monthly)

$109 ₪339

$32.33 ₱2,035

236.87%

Tennis Court (1 Hour on Weekend)

$22.51 ₪70.0

$6.65 ₱419

238.50%

Cinema Ticket

$15.97 ₪49.70

$5.65 ₱356

182.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,692 ₪5,264

$275 ₱17.3K

514.54%

International Primary School, 1 Child (Yearly)

$35.6K ₪110.6K

$7,918 ₱498.5K

348.98%

Jeans (Levis 501 Or Similar)

$113 ₪353

$49.33 ₱3,106

130.04%

Summer Dress (H&M, Zara, etc)

$55.9 ₪174

$25.24 ₱1,589

121.43%

Sport Shoes (Adidas, Nike)

$179 ₪557

$77.0 ₱4,846

132.69%

Men's Leather Business Shoes

$137 ₪425

$57.2 ₱3,601

139.07%

1-bedroom Apartment, City Center (Monthly)

$1,446 ₪4,499

$500 ₱31.5K

189.51%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$2,565 ₪7,981

$1,078 ₱67.9K

138.00%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$10.5K ₪32.6K

$2,886 ₱181.7K

262.95%

Buy Apartment Outside City Center (m2)

$7,800 ₪24.3K

$1,917 ₱120.7K

306.99%

Average Monthly Net Salary (After Tax)

$4,219 ₪13.1K

$346 ₱21.8K

1119.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

11.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kfar Saba: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Eating Out

Kfar Saba

$718 30.7%

Cebu

$88 9.6% 87.7% $630

Groceries & Markets

Kfar Saba

$585 25%

Cebu

$206 22.4% 64.8% $379

Monthly Utilities & Internet

Kfar Saba

$533 22.8%

Cebu

$162 17.6% 69.7% $371

Clothing & Footwear

Kfar Saba

$218 9.3%

Cebu

$94 10.2% 57% $124

Getting Around

Kfar Saba

$147 * 6.3%

Cebu

$16 1.7% 89.4% $131

Sport & Entertainment

Kfar Saba

$141 6%

Cebu

$44 4.8% 69% $97

Accommodation & Living

Kfar Saba

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,446 in Kfar Saba and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Kfar Saba pays 1120% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $130 in Kfar Saba vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $585 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇱 Kfar Saba

🇵🇭 Cebu

🕒 Local time

20:59 8:59 PM

01:59 1:59 AM

5 h ahead of Kfar Saba

🌤 Weather

👥 Population

109,091

964,169

💱 Currency

Israeli New Shekel ILS ₪

Philippine Peso PHP ₱

📈 Exchange rate

1 ILS = 0.321 USD

1 ILS = 0.286 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to ILS – Israeli New Shekel Converter

🇺🇸 United States Dollar ($)

🇮🇱 Israeli New Shekel (₪)

Israeli New Shekel exchange rates as of October 17, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to ILS in detail →

On the map

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Highest

Between locations

Kfar Saba Cebu 9,310 km ≈ 12 h nonstop flight

From you

Kfar Saba
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kfar Saba vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 155% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1120% higher in Kfar Saba, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,446 in Kfar Saba versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,342 per month in Kfar Saba versus $918 in Cebu – a 155% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 731% less than in Kfar Saba. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,342 in Kfar Saba, a $1,500 budget is realistic in Cebu but tight or insufficient in Kfar Saba. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kfar Saba, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kfar Saba and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 155% less than in Kfar Saba. Beyond cost, consider language, visa policies, and how big the international community is in each city.