Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kashiwa

For one person, living is cheaper in Cebu: $918 a month against $1,230 in Kashiwa, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
60

Cost of Living Index in Kashiwa
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Kashiwa Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kashiwa

🇯🇵 Japan

$1,230

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kashiwa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kashiwa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,230 in Kashiwa.

Cebu $918
Kashiwa $1,230

Estimated couple costs with rent: $1,409 in Cebu versus $1,857 in Kashiwa.

Cebu $1,409
Kashiwa $1,857

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,484 in Kashiwa.

Cebu $1,900
Kashiwa $2,484

Living in Cebu costs roughly 25% less than in Kashiwa, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cebu 32% lower, Kashiwa 9% lower.

Meal at Budget Restaurant

$3.09 ₱194

$6.44 ¥1,018

-52.02%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$24.90 ¥3,933

-2.73%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.13 ¥811

-23.59%

Cappuccino

$2.51 ₱158

$3.46 ¥546

-27.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.69 ¥108

130.43%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.79 ¥125

-32.91%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.47 ¥391

-27.94%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.13 ¥494

-30.67%

Milk (1 liter)

$1.92 ₱121

$1.22 ¥193

57.38%

White Bread (500g)

$1.36 ₱85.4

$1.13 ¥179

20.35%

Rice (white) (1kg)

$1.01 ₱63.5

$3.59 ¥567

-71.87%

Eggs

$2.03 ₱128

$1.86 ¥293

9.14%

Local Cheese (1kg)

$9.86 ₱621

$6.39 ¥1,010

54.30%

Chicken Fillets (1kg)

$4.39 ₱277

$6.06 ¥958

-27.56%

Beef Round Steak (1kg)

$7.60 ₱479

$9.37 ¥1,480

-18.89%

Apples (1kg)

$3.30 ₱208

$5.66 ¥893

-41.70%

Banana (1kg)

$1.39 ₱87.8

$2.71 ¥428

-48.71%

Oranges (1kg)

$2.33 ₱147

$2.94 ¥465

-20.75%

Tomato (1kg)

$1.50 ₱94.3

$4.09 ¥646

-63.33%

Potato (1kg)

$2.36 ₱149

$2.49 ¥394

-5.22%

Onion (1kg)

$1.90 ₱119

$2.64 ¥417

-28.03%

Lettuce (1 head)

$1.19 ₱74.9

$0.60 ¥95.4

98.33%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.61 ¥96.6

3.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.88 ¥614

-22.68%

Wine (Bottle)

$6.03 ₱379

$6.35 ¥1,003

-5.04%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.80 ¥284

-31.67%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.91 ¥301

-8.38%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.44 ¥228

-82.64%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$53.4 ¥8,439

-76.34%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.10 ¥490

-75.16%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.56 ¥246

-85.26%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$20.60 ¥3,255

-78.35%

Gasoline (1 liter)

$1.31 ₱82.8

$1.00 ¥159

31.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.6K ¥3.4M

-1.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$18.5K ¥2.9M

3.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$127 ¥20.1K

-5.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$24.24 ¥3,830

-42.24%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$31.65 ¥5,000

-12.99%

Gym Membership (Monthly)

$32.33 ₱2,035

$52.9 ¥8,356

-38.87%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$12.83 ¥2,027

-55.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$628 ¥99.2K

-56.13%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$14.7K ¥2.3M

-46.03%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$62.1 ¥9,813

-20.58%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$37.38 ¥5,906

-32.48%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$61.5 ¥9,714

25.16%

Men's Leather Business Shoes

$57.2 ₱3,601

$101 ¥15.9K

-43.23%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$523 ¥82.6K

-4.46%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$400 ¥63.2K

-22.82%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,123 ¥177.5K

-4.04%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$743 ¥117.5K

-17.25%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$4,183 ¥660.9K

-31.01%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,934 ¥305.5K

-0.89%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$2,653 ¥419.2K

-86.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.64

172.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kashiwa: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kashiwa

$400 32.5% 29.6% $91

Groceries & Markets

Cebu

$206 22.4%

Kashiwa

$248 20.1% 20.3% $42

Monthly Utilities & Internet

Cebu

$162 17.6%

Kashiwa

$183 14.9% 13.1% $21

Clothing & Footwear

Cebu

$94 10.2%

Kashiwa

$118 9.6% 25.4% $24

Eating Out

Cebu

$88 9.6%

Kashiwa

$133 10.8% 50.6% $45

Sport & Entertainment

Cebu

$44 4.8%

Kashiwa

$79 6.4% 80.1% $35

Getting Around

Cebu

$16 1.7%

Kashiwa

$70 5.7% 350% $55

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $523 in Kashiwa. Housing cost is often the main lever when comparing two cities.

Kashiwa pays 667% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $25.00 in Kashiwa for a mid-range dinner for two. Groceries echo the gap at $206 vs $248 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇯🇵 Kashiwa

🕒 Local time

05:04 5:04 AM

06:04 6:04 AM

1 h ahead of Cebu

🌤 Weather

👥 Population

964,169

417,394

💱 Currency

Philippine Peso PHP ₱

Japanese Yen JPY ¥

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kashiwa 3,270 km ≈ 4 h 30 min nonstop flight

From you

Cebu
Kashiwa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kashiwa: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 34% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 667% lower in Kashiwa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $523 in Kashiwa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,230 in Kashiwa – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 323% less than in Kashiwa. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,230 in Kashiwa, a $1,500 budget is realistic in Cebu but tight or insufficient in Kashiwa. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kashiwa, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kashiwa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 34% less than in Kashiwa. Beyond cost, consider language, visa policies, and how big the international community is in each city.