Last update: Oct 2026

Cost of Living Comparison Between Kashiwa and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,230 in Kashiwa, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

60

Cost of Living Index in Kashiwa
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Kashiwa Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Kashiwa

🇯🇵 Japan

$1,230

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kashiwa and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kashiwa and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,230 in Kashiwa versus $918 in Cebu.

Kashiwa $1,230
Cebu $918

Estimated couple costs with rent: $1,857 in Kashiwa versus $1,409 in Cebu.

Kashiwa $1,857
Cebu $1,409

Monthly costs for a family of three with rent: $2,484 in Kashiwa versus $1,900 in Cebu.

Kashiwa $2,484
Cebu $1,900

Living in Kashiwa is roughly 34% more expensive than in Cebu, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Kashiwa 9% lower, Cebu 32% lower.

Meal at Budget Restaurant

$6.44 ¥1,018

$3.09 ₱194

108.41%

Three-Course Dinner for Two, Mid-Range

$24.90 ¥3,933

$24.22 ₱1,525

2.81%

Fast Food Meal (McDonalds, etc)

$5.13 ¥811

$3.92 ₱247

30.87%

Cappuccino

$3.46 ¥546

$2.51 ₱158

37.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ¥108

$1.59 ₱100

-56.60%

Water (0.33 liter bottle)

$0.79 ¥125

$0.53 ₱33.43

49.06%

Local Beer (0.5 liter draught)

$2.47 ¥391

$1.78 ₱112

38.76%

Imported Beer (0.33 liter bottle)

$3.13 ¥494

$2.17 ₱137

44.24%

Milk (1 liter)

$1.22 ¥193

$1.92 ₱121

-36.46%

White Bread (500g)

$1.13 ¥179

$1.36 ₱85.4

-16.91%

Rice (white) (1kg)

$3.59 ¥567

$1.01 ₱63.5

255.45%

Eggs

$1.86 ¥293

$2.03 ₱128

-8.37%

Local Cheese (1kg)

$6.39 ¥1,010

$9.86 ₱621

-35.19%

Chicken Fillets (1kg)

$6.06 ¥958

$4.39 ₱277

38.04%

Beef Round Steak (1kg)

$9.37 ¥1,480

$7.60 ₱479

23.29%

Apples (1kg)

$5.66 ¥893

$3.30 ₱208

71.52%

Banana (1kg)

$2.71 ¥428

$1.39 ₱87.8

94.96%

Oranges (1kg)

$2.94 ¥465

$2.33 ₱147

26.18%

Tomato (1kg)

$4.09 ¥646

$1.50 ₱94.3

172.67%

Potato (1kg)

$2.49 ¥394

$2.36 ₱149

5.51%

Onion (1kg)

$2.64 ¥417

$1.90 ₱119

38.95%

Lettuce (1 head)

$0.60 ¥95.4

$1.19 ₱74.9

-49.58%

Water (1.5 liter bottle)

$0.61 ¥96.6

$0.63 ₱39.71

-3.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.88 ¥614

$3.00 ₱189

29.33%

Wine (Bottle)

$6.35 ¥1,003

$6.03 ₱379

5.31%

Local Beer (0.5 liter bottle)

$1.80 ¥284

$1.23 ₱77.7

46.34%

Imported Beer (0.33 liter bottle)

$1.91 ¥301

$1.75 ₱110

9.14%

One-way Ticket (Public Transport)

$1.44 ¥228

$0.25 ₱15.86

476.00%

Public Transport Monthly Pass (Regular Price)

$53.4 ¥8,439

$12.64 ₱796

322.63%

Taxi Start (Normal Tariff)

$3.10 ¥490

$0.77 ₱48.62

302.60%

Taxi (Normal Tariff) (1km)

$1.56 ¥246

$0.23 ₱14.53

578.26%

Taxi 1hour Waiting (Normal Tariff)

$20.60 ¥3,255

$4.46 ₱281

361.88%

Gasoline (1 liter)

$1.00 ¥159

$1.31 ₱82.8

-23.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ¥3.4M

$21.2K ₱1.3M

1.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.5K ¥2.9M

$19.1K ₱1.2M

-3.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 ¥20.1K

$120 ₱7,569

5.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.24 ¥3,830

$14.00 ₱882

73.14%

Internet (50+ Mbps, Unlimited Data)

$31.65 ¥5,000

$27.54 ₱1,734

14.92%

Gym Membership (Monthly)

$52.9 ¥8,356

$32.33 ₱2,035

63.59%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$12.83 ¥2,027

$5.65 ₱356

127.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$628 ¥99.2K

$275 ₱17.3K

127.96%

International Primary School, 1 Child (Yearly)

$14.7K ¥2.3M

$7,918 ₱498.5K

85.27%

Jeans (Levis 501 Or Similar)

$62.1 ¥9,813

$49.33 ₱3,106

25.91%

Summer Dress (H&M, Zara, etc)

$37.38 ¥5,906

$25.24 ₱1,589

48.10%

Sport Shoes (Adidas, Nike)

$61.5 ¥9,714

$77.0 ₱4,846

-20.10%

Men's Leather Business Shoes

$101 ¥15.9K

$57.2 ₱3,601

76.15%

1-bedroom Apartment, City Center (Monthly)

$523 ¥82.6K

$500 ₱31.5K

4.67%

1-bedroom Apartment, Outside City Center (Monthly)

$400 ¥63.2K

$309 ₱19.4K

29.57%

3-bedroom Apartment, City Center (Monthly)

$1,123 ¥177.5K

$1,078 ₱67.9K

4.21%

3-bedroom Apartment, Outside City Center (Monthly)

$743 ¥117.5K

$615 ₱38.7K

20.85%

Buy Apartment in City Center (m2)

$4,183 ¥660.9K

$2,886 ₱181.7K

44.94%

Buy Apartment Outside City Center (m2)

$1,934 ¥305.5K

$1,917 ₱120.7K

0.90%

Average Monthly Net Salary (After Tax)

$2,653 ¥419.2K

$346 ₱21.8K

667.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.64

7.2

-63.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kashiwa: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kashiwa

$400 32.5%

Cebu

$309 33.6% 22.8% $91

Groceries & Markets

Kashiwa

$248 20.1%

Cebu

$206 22.4% 16.9% $42

Monthly Utilities & Internet

Kashiwa

$183 14.9%

Cebu

$162 17.6% 11.6% $21

Eating Out

Kashiwa

$133 10.8%

Cebu

$88 9.6% 33.6% $45

Clothing & Footwear

Kashiwa

$118 9.6%

Cebu

$94 10.2% 20.2% $24

Sport & Entertainment

Kashiwa

$79 6.4%

Cebu

$44 4.8% 44.5% $35

Getting Around

Kashiwa

$70 5.7%

Cebu

$16 1.7% 77.8% $55

Cost Breakdown

A one-bedroom apartment in the center runs $523 in Kashiwa and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Kashiwa pays 667% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $25.00 in Kashiwa vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $248 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Kashiwa

🇵🇭 Cebu

🕒 Local time

05:13 5:13 AM

04:13 4:13 AM

1 h behind Kashiwa

🌤 Weather

👥 Population

417,394

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

On the map

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Between locations

Kashiwa Cebu 3,270 km ≈ 4 h 30 min nonstop flight

From you

Kashiwa
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kashiwa vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 34% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 667% higher in Kashiwa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $523 in Kashiwa versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,230 per month in Kashiwa versus $918 in Cebu – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 323% less than in Kashiwa. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,230 in Kashiwa, a $1,500 budget is realistic in Cebu but tight or insufficient in Kashiwa. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kashiwa, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kashiwa and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 34% less than in Kashiwa. Beyond cost, consider language, visa policies, and how big the international community is in each city.