Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kamez

For one person, living is cheaper in Cebu: $918 a month against $1,088 in Kamez, rent and utilities included – about $2,000 less a year. The total is higher in Kamez despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
52

Cost of Living Index in Kamez
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Kamez Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kamez

🇦🇱 Albania

$1,088

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kamez

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kamez actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,088 in Kamez.

Cebu $918
Kamez $1,088

Estimated couple costs with rent: $1,409 in Cebu versus $1,622 in Kamez.

Cebu $1,409
Kamez $1,622

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,157 in Kamez.

Cebu $1,900
Kamez $2,157

Living in Cebu costs roughly 16% less than in Kamez, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Kamez 19% lower.

Meal at Budget Restaurant

$3.09 ₱194

$9.88 ALL 796

-68.72%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$38.03 ALL 3,062

-36.31%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.46 ALL 601

-47.45%

Cappuccino

$2.51 ₱158

$1.90 ALL 153

32.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.75 ALL 141

-9.14%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.69 ALL 55.3

-23.19%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.47 ALL 199

-27.94%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.29 ALL 265

-34.04%

Milk (1 liter)

$1.92 ₱121

$1.95 ALL 157

-1.54%

White Bread (500g)

$1.36 ₱85.4

$0.96 ALL 77.6

41.67%

Rice (white) (1kg)

$1.01 ₱63.5

$2.01 ALL 162

-49.75%

Eggs

$2.03 ₱128

$2.61 ALL 210

-22.22%

Local Cheese (1kg)

$9.86 ₱621

$10.26 ALL 826

-3.90%

Chicken Fillets (1kg)

$4.39 ₱277

$8.32 ALL 670

-47.24%

Beef Round Steak (1kg)

$7.60 ₱479

$13.84 ALL 1,114

-45.09%

Apples (1kg)

$3.30 ₱208

$1.88 ALL 152

75.53%

Banana (1kg)

$1.39 ₱87.8

$2.27 ALL 183

-38.77%

Oranges (1kg)

$2.33 ₱147

$1.68 ALL 135

38.69%

Tomato (1kg)

$1.50 ₱94.3

$1.58 ALL 127

-5.06%

Potato (1kg)

$2.36 ₱149

$1.06 ALL 85.2

122.64%

Onion (1kg)

$1.90 ₱119

$1.23 ALL 99.4

54.47%

Lettuce (1 head)

$1.19 ₱74.9

$1.19 ALL 96.0

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.73 ALL 59.1

-13.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.39 ALL 353

-31.66%

Wine (Bottle)

$6.03 ₱379

$7.99 ALL 644

-24.53%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.62 ALL 131

-24.07%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.88 ALL 152

-6.91%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.51 ALL 40.87

-50.98%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$21.25 ALL 1,711

-40.52%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.64 ALL 293

-78.85%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.61 ALL 291

-93.63%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$18.57 ALL 1,496

-75.98%

Gasoline (1 liter)

$1.31 ₱82.8

$2.18 ALL 175

-39.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$33.4K ALL 2.7M

-36.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$24.7K ALL 2.0M

-22.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$61.1 ALL 4,920

96.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$16.32 ALL 1,314

-14.22%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$16.84 ALL 1,356

63.54%

Gym Membership (Monthly)

$32.33 ₱2,035

$56.7 ALL 4,567

-43.00%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$8.38 ALL 675

-32.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$98.1 ALL 7,897

180.76%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,281 ALL 666.9K

-4.38%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$48.06 ALL 3,870

2.64%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$46.90 ALL 3,777

-46.18%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$96.7 ALL 7,787

-20.41%

Men's Leather Business Shoes

$57.2 ₱3,601

$110 ALL 8,818

-47.76%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$464 ALL 37.4K

7.64%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$340 ALL 27.4K

-9.26%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$791 ALL 63.7K

36.33%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$433 ALL 34.8K

42.19%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,709 ALL 137.7K

68.84%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,189 ALL 95.7K

61.23%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

44.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kamez: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kamez

$340 31.3% 10.2% $32

Groceries & Markets

Cebu

$206 22.4%

Kamez

$246 22.6% 19.6% $40

Monthly Utilities & Internet

Cebu

$162 17.6%

Kamez

$94 8.7% 41.7% $68

Clothing & Footwear

Cebu

$94 10.2%

Kamez

$136 12.5% 44.3% $42

Eating Out

Cebu

$88 9.6%

Kamez

$153 14.1% 73.2% $65

Sport & Entertainment

Cebu

$44 4.8%

Kamez

$73 6.8% 68.5% $30

Getting Around

Cebu

$16 1.7%

Kamez

$45 4.1% 189% $29

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $464 in Kamez. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $38.00 in Kamez for a mid-range dinner for two. Groceries echo the gap at $206 vs $246 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇦🇱 Kamez

🕒 Local time

19:17 7:17 PM

13:17 1:17 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

104,190

💱 Currency

Philippine Peso PHP ₱

Albanian Lek ALL L

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 ALL = 1.24 USD

100 ALL = 1.1 EUR

Exchange rates and currency converter

ALL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Albanian Lek exchange rates as of October 18, 2026: 1 USD = 80.53 ALL (100 ALL = 1.24 USD). 1 EUR = 90.53 ALL (100 ALL = 1.1 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kamez 10,400 km ≈ 14 h nonstop flight

From you

Cebu
Kamez

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kamez: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 19% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,632 in Kamez to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $464 in Kamez. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,088 in Kamez – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 68% less than in Kamez. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,088 in Kamez, a $1,500 budget is realistic in Cebu but tight or insufficient in Kamez. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kamez, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kamez are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 19% less than in Kamez. Beyond cost, consider language, visa policies, and how big the international community is in each city.