Last update: Oct 2026

Cost of Living Comparison Between Kamez and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,088 in Kamez, rent and utilities included – about $2,000 less a year. The total is higher in Kamez despite lower rent and utilities.

Kamez
🇦🇱 Albania
$1,088
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Kamez and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kamez and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,088 in Kamez versus $918 in Cebu.

  • Kamez $1,088
  • Cebu $918

Estimated couple costs with rent: $1,622 in Kamez versus $1,409 in Cebu.

  • Kamez $1,622
  • Cebu $1,409

Monthly costs for a family of three with rent: $2,157 in Kamez versus $1,900 in Cebu.

  • Kamez $2,157
  • Cebu $1,900

Living in Kamez is roughly 19% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Kamez 19% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Kamez
Cebu
Difference
Meal at Budget Restaurant
$9.88 ALL 796
$3.09 ₱194
219.74%
Three-Course Dinner for Two, Mid-Range
$38.03 ALL 3,062
$24.22 ₱1,525
57.02%
Fast Food Meal (McDonalds, etc)
$7.46 ALL 601
$3.92 ₱247
90.31%
Cappuccino
$1.90 ALL 153
$2.51 ₱158
-24.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 ALL 141
$1.59 ₱100
10.06%
Water (0.33 liter bottle)
$0.69 ALL 55.3
$0.53 ₱33.43
30.19%
Local Beer (0.5 liter draught)
$2.47 ALL 199
$1.78 ₱112
38.76%
Imported Beer (0.33 liter bottle)
$3.29 ALL 265
$2.17 ₱137
51.61%
🛒 Groceries & Markets
Kamez
Cebu
Difference
Milk (1 liter)
$1.95 ALL 157
$1.92 ₱121
1.56%
White Bread (500g)
$0.96 ALL 77.6
$1.36 ₱85.4
-29.41%
Rice (white) (1kg)
$2.01 ALL 162
$1.01 ₱63.5
99.01%
Eggs
$2.61 ALL 210
$2.03 ₱128
28.57%
Local Cheese (1kg)
$10.26 ALL 826
$9.86 ₱621
4.06%
Chicken Fillets (1kg)
$8.32 ALL 670
$4.39 ₱277
89.52%
Beef Round Steak (1kg)
$13.84 ALL 1,114
$7.60 ₱479
82.11%
Apples (1kg)
$1.88 ALL 152
$3.30 ₱208
-43.03%
Banana (1kg)
$2.27 ALL 183
$1.39 ₱87.8
63.31%
Oranges (1kg)
$1.68 ALL 135
$2.33 ₱147
-27.90%
Tomato (1kg)
$1.58 ALL 127
$1.50 ₱94.3
5.33%
Potato (1kg)
$1.06 ALL 85.2
$2.36 ₱149
-55.08%
Onion (1kg)
$1.23 ALL 99.4
$1.90 ₱119
-35.26%
Lettuce (1 head)
$1.19 ALL 96.0
$1.19 ₱74.9
-
Water (1.5 liter bottle)
$0.73 ALL 59.1
$0.63 ₱39.71
15.87%
Cigarettes 20 Pack (Marlboro, Camel)
$4.39 ALL 353
$3.00 ₱189
46.33%
Wine (Bottle)
$7.99 ALL 644
$6.03 ₱379
32.50%
Local Beer (0.5 liter bottle)
$1.62 ALL 131
$1.23 ₱77.7
31.71%
Imported Beer (0.33 liter bottle)
$1.88 ALL 152
$1.75 ₱110
7.43%
🚌 Getting Around
Kamez
Cebu
Difference
One-way Ticket (Public Transport)
$0.51 ALL 40.87
$0.25 ₱15.86
104.00%
Public Transport Monthly Pass (Regular Price)
$21.25 ALL 1,711
$12.64 ₱796
68.12%
Taxi Start (Normal Tariff)
$3.64 ALL 293
$0.77 ₱48.62
372.73%
Taxi (Normal Tariff) (1km)
$3.61 ALL 291
$0.23 ₱14.53
1469.57%
Taxi 1hour Waiting (Normal Tariff)
$18.57 ALL 1,496
$4.46 ₱281
316.37%
Gasoline (1 liter)
$2.18 ALL 175
$1.31 ₱82.8
66.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.4K ALL 2.7M
$21.2K ₱1.3M
57.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K ALL 2.0M
$19.1K ₱1.2M
29.02%
🧾 Monthly Utilities & Internet
Kamez
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$61.1 ALL 4,920
$120 ₱7,569
-49.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.32 ALL 1,314
$14.00 ₱882
16.57%
Internet (50+ Mbps, Unlimited Data)
$16.84 ALL 1,356
$27.54 ₱1,734
-38.85%
🎉 Sport & Entertainment
Kamez
Cebu
Difference
Gym Membership (Monthly)
$56.7 ALL 4,567
$32.33 ₱2,035
75.44%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$8.38 ALL 675
$5.65 ₱356
48.32%
🧸 Childcare & Education
Kamez
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$98.1 ALL 7,897
$275 ₱17.3K
-64.38%
International Primary School, 1 Child (Yearly)
$8,281 ALL 666.9K
$7,918 ₱498.5K
4.58%
👕👟 Clothing & Footwear
Kamez
Cebu
Difference
Jeans (Levis 501 Or Similar)
$48.06 ALL 3,870
$49.33 ₱3,106
-2.57%
Summer Dress (H&M, Zara, etc)
$46.90 ALL 3,777
$25.24 ₱1,589
85.82%
Sport Shoes (Adidas, Nike)
$96.7 ALL 7,787
$77.0 ₱4,846
25.64%
Men's Leather Business Shoes
$110 ALL 8,818
$57.2 ₱3,601
91.43%
🏠 Accommodation & Living
Kamez
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$464 ALL 37.4K
$500 ₱31.5K
-7.10%
1-bedroom Apartment, Outside City Center (Monthly)
$340 ALL 27.4K
$309 ₱19.4K
10.21%
3-bedroom Apartment, City Center (Monthly)
$791 ALL 63.7K
$1,078 ₱67.9K
-26.65%
3-bedroom Apartment, Outside City Center (Monthly)
$433 ALL 34.8K
$615 ₱38.7K
-29.67%
Buy Apartment in City Center (m2)
$1,709 ALL 137.7K
$2,886 ₱181.7K
-40.77%
Buy Apartment Outside City Center (m2)
$1,189 ALL 95.7K
$1,917 ₱120.7K
-37.98%
💵 Salaries & Financials
Kamez
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5
7.2
-30.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kamez: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Kamez
$340
Cebu
$309 9.3% $32
Groceries & Markets
Kamez
$246
Cebu
$206 16.4% $40
Eating Out
Kamez
$153
Cebu
$88 42.3% $65
Clothing & Footwear
Kamez
$136
Cebu
$94 30.7% $42
Monthly Utilities & Internet
Kamez
$94
Cebu
$162 71.6% $68
Sport & Entertainment
Kamez
$73
Cebu
$44 40.6% $30
Getting Around
Kamez
$45
Cebu
$16 65.4% $29

Cost Breakdown

A one-bedroom apartment in the center runs $464 in Kamez and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $38.00 in Kamez vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $246 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇦🇱 Kamez
🇵🇭 Cebu
🕒 Local time
11:06 11:06 AM
17:06 5:06 PM
6 h ahead of Kamez
🌤 Weather
👥 Population
104,190
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to ALL – Albanian Lek Converter

Albanian Lek exchange rates as of October 18, 2026: 1 USD = 80.53 ALL (100 ALL = 1.24 USD). 1 EUR = 90.53 ALL (100 ALL = 1.1 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Kamez Cebu 10,400 km ≈ 14 h nonstop flight
From you
  • Kamez
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kamez vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Kamez?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 19% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,632 in Kamez and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Kamez and Cebu?
Rent for a central apartment: $464 in Kamez versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Kamez and in Cebu?
All in, you'll spend $1,088 per month in Kamez versus $918 in Cebu – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 68% less than in Kamez. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Kamez or in Cebu?
At $918 in Cebu versus $1,088 in Kamez, a $1,500 budget is realistic in Cebu but tight or insufficient in Kamez. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Kamez or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kamez, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kamez or Cebu?
Safety-wise, Kamez and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 19% less than in Kamez. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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