Last update: Oct 2026

Cost of Living Comparison Between Cebu and Jharsuguda

For one person, living is cheaper in Jharsuguda: $354 a month against $918 in Cebu, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
17

Cost of Living Index in Jharsuguda
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Jharsuguda Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Jharsuguda

🇮🇳 India

$354

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Jharsuguda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Jharsuguda actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $354 in Jharsuguda.

Cebu $918
Jharsuguda $354

Estimated couple costs with rent: $1,409 in Cebu versus $559 in Jharsuguda.

Cebu $1,409
Jharsuguda $559

Monthly costs for a family of three with rent: $1,900 in Cebu versus $764 in Jharsuguda.

Cebu $1,900
Jharsuguda $764

Living in Cebu is roughly 159% more expensive than in Jharsuguda, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Jharsuguda 74% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.05 ₹194

50.73%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$10.35 ₹983

134.01%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.09 ₹389

-4.16%

Cappuccino

$2.51 ₱158

$1.42 ₹135

76.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.40 ₹38.46

297.50%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.14 ₹12.97

278.57%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.57 ₹149

13.38%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.14 ₹298

-30.89%

Milk (1 liter)

$1.92 ₱121

$0.57 ₹54.4

236.84%

White Bread (500g)

$1.36 ₱85.4

$0.50 ₹47.93

172.00%

Rice (white) (1kg)

$1.01 ₱63.5

$0.53 ₹50.1

90.57%

Eggs

$2.03 ₱128

$0.83 ₹78.9

144.58%

Local Cheese (1kg)

$9.86 ₱621

$3.18 ₹302

210.06%

Chicken Fillets (1kg)

$4.39 ₱277

$2.71 ₹258

61.99%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$2.04 ₹194

61.76%

Banana (1kg)

$1.39 ₱87.8

$0.74 ₹70.4

87.84%

Oranges (1kg)

$2.33 ₱147

$1.33 ₹126

75.19%

Tomato (1kg)

$1.50 ₱94.3

$0.45 ₹42.48

233.33%

Potato (1kg)

$2.36 ₱149

$0.28 ₹26.36

742.86%

Onion (1kg)

$1.90 ₱119

$0.41 ₹38.68

363.41%

Lettuce (1 head)

$1.19 ₱74.9

$0.48 ₹45.64

147.92%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.32 ₹30.48

96.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.94 ₹469

-39.27%

Wine (Bottle)

$6.03 ₱379

$7.94 ₹754

-24.06%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.90 ₹181

-35.26%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.42 ₹230

-27.69%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.87 ₹653

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.29 ₹27.25

-13.79%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$7.80 ₹741

62.05%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.06 ₹100

-27.36%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.22 ₹20.93

4.55%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.06 ₹196

116.50%

Gasoline (1 liter)

$1.31 ₱82.8

$1.09 ₹104

20.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$10.4K ₹983.1K

105.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.6K ₹2.0M

-7.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$39.00 ₹3,704

208.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.25 ₹309

330.77%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$6.77 ₹643

306.79%

Gym Membership (Monthly)

$32.33 ₱2,035

$14.23 ₹1,351

127.20%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$7.07 ₹671

-5.94%

Cinema Ticket

$5.65 ₱356

$3.19 ₹303

77.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$77.2 ₹7,332

256.57%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,319 ₹220.3K

241.39%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$23.32 ₹2,215

111.54%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$25.68 ₹2,439

-1.71%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$23.86 ₹2,265

222.55%

Men's Leather Business Shoes

$57.2 ₱3,601

$11.40 ₹1,083

401.75%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$79.0 ₹7,504

532.06%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$74.5 ₹7,071

314.69%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$238 ₹22.6K

353.08%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$174 ₹16.5K

253.62%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,085 ₹103.0K

165.97%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$543 ₹51.6K

252.73%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$686 ₹65.2K

-49.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.6

-16.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Jharsuguda: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Jharsuguda

$74 21% 75.9% $234

Groceries & Markets

Cebu

$206 22.4%

Jharsuguda

$99 28% 51.8% $107

Monthly Utilities & Internet

Cebu

$162 17.6%

Jharsuguda

$49 13.8% 69.7% $113

Clothing & Footwear

Cebu

$94 10.2%

Jharsuguda

$38 10.7% 59.6% $56

Eating Out

Cebu

$88 9.6%

Jharsuguda

$62 17.5% 29.7% $26

Sport & Entertainment

Cebu

$44 4.8%

Jharsuguda

$21 5.8% 52.8% $23

Getting Around

Cebu

$16 1.7%

Jharsuguda

$11 3.1% 28.7% $4.5

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $79.0 in Jharsuguda. Housing cost is often the main lever when comparing two cities.

Jharsuguda pays 98% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $10.00 in Jharsuguda for a mid-range dinner for two. Groceries echo the gap at $206 vs $99.0 per month, with Jharsuguda cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Jharsuguda

🕒 Local time

18:25 6:25 PM

15:55 3:55 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

50,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Jharsuguda 4,440 km ≈ 6 h nonstop flight

From you

Cebu
Jharsuguda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Jharsuguda: Cost of Living - Frequently Asked Questions

Jharsuguda is cheaper overall, especially in groceries, clothing, and eating out. The 159% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 98% lower in Jharsuguda. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $79.0 in Jharsuguda. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $354 in Jharsuguda – a 159% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Jharsuguda runs roughly 62% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Jharsuguda gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Jharsuguda is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Jharsuguda are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jharsuguda gentler on the wallet – expenses run 159% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.