Last update: Oct 2026

Cost of Living Comparison Between Cebu and Janub-as-surrah

For one person, living is cheaper in Cebu: $918 a month against $1,266 in Janub-as-surrah, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
63

Cost of Living Index in Janub-as-surrah
Learn more

Janub-as-surrah Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Janub-as-surrah

🇰🇼 Kuwait

$1,266

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Janub-as-surrah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Janub-as-surrah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,266 in Janub-as-surrah.

Cebu $918
Janub-as-surrah $1,266

Estimated couple costs with rent: $1,409 in Cebu versus $2,141 in Janub-as-surrah.

Cebu $1,409
Janub-as-surrah $2,141

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,015 in Janub-as-surrah.

Cebu $1,900
Janub-as-surrah $3,015

Living in Cebu costs roughly 28% less than in Janub-as-surrah, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Janub-as-surrah 6% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.80 KWD 2.71

-64.89%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$66.2 KWD 20.39

-63.41%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$8.28 KWD 2.55

-52.66%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.22 KWD 0.99

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.06 KWD 0.94

Cappuccino

$2.51 ₱158

$5.56 KWD 1.71

-54.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.52 KWD 0.16

205.77%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.30 KWD 0.09

76.67%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$1.29 KWD 0.40

48.84%

White Bread (500g)

$1.36 ₱85.4

$0.90 KWD 0.28

51.11%

Rice (white) (1kg)

$1.01 ₱63.5

$1.82 KWD 0.56

-44.51%

Eggs

$2.03 ₱128

$1.88 KWD 0.58

7.98%

Local Cheese (1kg)

$9.86 ₱621

$4.86 KWD 1.50

102.88%

Chicken Fillets (1kg)

$4.39 ₱277

$6.22 KWD 1.92

-29.42%

Beef Round Steak (1kg)

$7.60 ₱479

$9.68 KWD 2.98

-21.49%

Apples (1kg)

$3.30 ₱208

$2.24 KWD 0.69

47.32%

Banana (1kg)

$1.39 ₱87.8

$1.90 KWD 0.59

-26.84%

Oranges (1kg)

$2.33 ₱147

$1.35 KWD 0.42

72.59%

Tomato (1kg)

$1.50 ₱94.3

$1.71 KWD 0.53

-12.28%

Potato (1kg)

$2.36 ₱149

$1.34 KWD 0.41

76.12%

Onion (1kg)

$1.90 ₱119

$0.86 KWD 0.27

120.93%

Lettuce (1 head)

$1.19 ₱74.9

$1.42 KWD 0.44

-16.20%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.54 KWD 0.17

16.67%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.08 KWD 0.95

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.92 KWD 0.28

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.30 KWD 0.40

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.39 KWD 0.74

25.52%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.80 KWD 0.25

-68.75%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.17 KWD 0.98

-75.71%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.34 KWD 1.03

-93.11%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$15.85 KWD 4.88

-71.86%

Gasoline (1 liter)

$1.31 ₱82.8

$0.34 KWD 0.10

285.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$20.3K KWD 6,249

4.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$21.0K KWD 6,469

-8.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$71.9 KWD 22.17

67.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$21.29 KWD 6.56

-34.24%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$32.26 KWD 9.94

-14.63%

Gym Membership (Monthly)

$32.33 ₱2,035

$92.8 KWD 28.58

-65.14%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$11.56 KWD 3.56

-51.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$306 KWD 94.2

-9.91%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$6,692 KWD 2,062

18.33%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$42.91 KWD 13.22

14.96%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$41.90 KWD 12.91

-39.76%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$90.2 KWD 27.79

-14.68%

Men's Leather Business Shoes

$57.2 ₱3,601

$81.8 KWD 25.21

-30.09%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$760 KWD 234

-34.31%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$555 KWD 171

-44.39%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,534 KWD 473

-29.72%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,258 KWD 388

-51.11%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.53

10.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Janub-as-surrah: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Janub-as-surrah

$555 43.9% 79.8% $247

Groceries & Markets

Cebu

$206 22.4%

Janub-as-surrah

$166 13.1% 19.4% $40

Monthly Utilities & Internet

Cebu

$162 17.6%

Janub-as-surrah

$125 9.9% 22.4% $36

Clothing & Footwear

Cebu

$94 10.2%

Janub-as-surrah

$116 9.1% 23% $22

Eating Out

Cebu

$88 9.6%

Janub-as-surrah

$165 13% 87.2% $77

Sport & Entertainment

Cebu

$44 4.8%

Janub-as-surrah

$116 9.2% 166% $72

Getting Around

Cebu

$16 1.7%

Janub-as-surrah

$23 * 1.8% 48.3% $7.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $760 in Janub-as-surrah. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $66.0 in Janub-as-surrah. Groceries flip the comparison at $206 vs $166, with Janub-as-surrah cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇰🇼 Janub-as-surrah

🕒 Local time

20:40 8:40 PM

15:40 3:40 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

18,496

💱 Currency

Philippine Peso PHP ₱

Kuwaiti Dinar KWD د.ك

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 KWD = 3.25 USD

1 KWD = 2.89 EUR

Exchange rates and currency converter

KWD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Kuwaiti Dinar exchange rates as of October 18, 2026: 1 USD = 0.308 KWD (1 KWD = 3.25 USD). 1 EUR = 0.346 KWD (1 KWD = 2.89 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Janub-as-surrah 8,090 km ≈ 11 h nonstop flight

From you

Cebu
Janub-as-surrah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Janub-as-surrah: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 38% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,900 in Janub-as-surrah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $760 in Janub-as-surrah. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Janub-as-surrah pay roughly 24% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $918 per month in Cebu versus $1,266 in Janub-as-surrah – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,266 in Janub-as-surrah, a $1,500 budget is realistic in Cebu but tight or insufficient in Janub-as-surrah. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Janub-as-surrah, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Janub-as-surrah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 38% less than in Janub-as-surrah. Beyond cost, consider language, visa policies, and how big the international community is in each city.