Last update: Oct 2026

Cost of Living Comparison Between Janub-as-surrah and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,266 in Janub-as-surrah, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in Janub-as-surrah
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Janub-as-surrah Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Janub-as-surrah

🇰🇼 Kuwait

$1,266

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Janub-as-surrah and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Janub-as-surrah and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,266 in Janub-as-surrah versus $918 in Cebu.

Janub-as-surrah $1,266
Cebu $918

Estimated couple costs with rent: $2,141 in Janub-as-surrah versus $1,409 in Cebu.

Janub-as-surrah $2,141
Cebu $1,409

Monthly costs for a family of three with rent: $3,015 in Janub-as-surrah versus $1,900 in Cebu.

Janub-as-surrah $3,015
Cebu $1,900

Living in Janub-as-surrah is roughly 38% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Janub-as-surrah 6% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.80 KWD 2.71

$3.09 ₱194

184.79%

Three-Course Dinner for Two, Mid-Range

$66.2 KWD 20.39

$24.22 ₱1,525

173.29%

Fast Food Meal (McDonalds, etc)

$8.28 KWD 2.55

$3.92 ₱247

111.22%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.22 KWD 0.99

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.06 KWD 0.94

Cappuccino

$5.56 KWD 1.71

$2.51 ₱158

121.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 KWD 0.16

$1.59 ₱100

-67.30%

Water (0.33 liter bottle)

$0.30 KWD 0.09

$0.53 ₱33.43

-43.40%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.29 KWD 0.40

$1.92 ₱121

-32.81%

White Bread (500g)

$0.90 KWD 0.28

$1.36 ₱85.4

-33.82%

Rice (white) (1kg)

$1.82 KWD 0.56

$1.01 ₱63.5

80.20%

Eggs

$1.88 KWD 0.58

$2.03 ₱128

-7.39%

Local Cheese (1kg)

$4.86 KWD 1.50

$9.86 ₱621

-50.71%

Chicken Fillets (1kg)

$6.22 KWD 1.92

$4.39 ₱277

41.69%

Beef Round Steak (1kg)

$9.68 KWD 2.98

$7.60 ₱479

27.37%

Apples (1kg)

$2.24 KWD 0.69

$3.30 ₱208

-32.12%

Banana (1kg)

$1.90 KWD 0.59

$1.39 ₱87.8

36.69%

Oranges (1kg)

$1.35 KWD 0.42

$2.33 ₱147

-42.06%

Tomato (1kg)

$1.71 KWD 0.53

$1.50 ₱94.3

14.00%

Potato (1kg)

$1.34 KWD 0.41

$2.36 ₱149

-43.22%

Onion (1kg)

$0.86 KWD 0.27

$1.90 ₱119

-54.74%

Lettuce (1 head)

$1.42 KWD 0.44

$1.19 ₱74.9

19.33%

Water (1.5 liter bottle)

$0.54 KWD 0.17

$0.63 ₱39.71

-14.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.08 KWD 0.95

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.92 KWD 0.28

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.30 KWD 0.40

Cigarettes 20 Pack (Marlboro, Camel)

$2.39 KWD 0.74

$3.00 ₱189

-20.33%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.80 KWD 0.25

$0.25 ₱15.86

220.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$3.17 KWD 0.98

$0.77 ₱48.62

311.69%

Taxi (Normal Tariff) (1km)

$3.34 KWD 1.03

$0.23 ₱14.53

1352.17%

Taxi 1hour Waiting (Normal Tariff)

$15.85 KWD 4.88

$4.46 ₱281

255.38%

Gasoline (1 liter)

$0.34 KWD 0.10

$1.31 ₱82.8

-74.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.3K KWD 6,249

$21.2K ₱1.3M

-4.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K KWD 6,469

$19.1K ₱1.2M

9.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$71.9 KWD 22.17

$120 ₱7,569

-40.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.29 KWD 6.56

$14.00 ₱882

52.07%

Internet (50+ Mbps, Unlimited Data)

$32.26 KWD 9.94

$27.54 ₱1,734

17.14%

Gym Membership (Monthly)

$92.8 KWD 28.58

$32.33 ₱2,035

186.89%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.56 KWD 3.56

$5.65 ₱356

104.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$306 KWD 94.2

$275 ₱17.3K

11.01%

International Primary School, 1 Child (Yearly)

$6,692 KWD 2,062

$7,918 ₱498.5K

-15.49%

Jeans (Levis 501 Or Similar)

$42.91 KWD 13.22

$49.33 ₱3,106

-13.01%

Summer Dress (H&M, Zara, etc)

$41.90 KWD 12.91

$25.24 ₱1,589

66.01%

Sport Shoes (Adidas, Nike)

$90.2 KWD 27.79

$77.0 ₱4,846

17.20%

Men's Leather Business Shoes

$81.8 KWD 25.21

$57.2 ₱3,601

43.04%

1-bedroom Apartment, City Center (Monthly)

$760 KWD 234

$500 ₱31.5K

52.23%

1-bedroom Apartment, Outside City Center (Monthly)

$555 KWD 171

$309 ₱19.4K

79.83%

3-bedroom Apartment, City Center (Monthly)

$1,534 KWD 473

$1,078 ₱67.9K

42.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,258 KWD 388

$615 ₱38.7K

104.55%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

7.2

-9.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Janub-as-surrah: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Janub-as-surrah

$555 43.9%

Cebu

$309 33.6% 44.4% $247

Groceries & Markets

Janub-as-surrah

$166 13.1%

Cebu

$206 22.4% 24.1% $40

Eating Out

Janub-as-surrah

$165 13%

Cebu

$88 9.6% 46.6% $77

Monthly Utilities & Internet

Janub-as-surrah

$125 9.9%

Cebu

$162 17.6% 28.9% $36

Sport & Entertainment

Janub-as-surrah

$116 9.2%

Cebu

$44 4.8% 62.4% $72

Clothing & Footwear

Janub-as-surrah

$116 9.1%

Cebu

$94 10.2% 18.7% $22

Getting Around

Janub-as-surrah

$23 * 1.8%

Cebu

$16 1.7% 32.6% $7.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $760 in Janub-as-surrah and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $66.0 in Janub-as-surrah vs $24.00 in Cebu. Groceries flip the comparison at $166 vs $206, with Janub-as-surrah cheaper for home cooking.

Good to know

🇰🇼 Janub-as-surrah

🇵🇭 Cebu

🕒 Local time

14:52 2:52 PM

19:52 7:52 PM

5 h ahead of Janub-as-surrah

🌤 Weather

👥 Population

18,496

964,169

💱 Currency

Kuwaiti Dinar KWD د.ك

Philippine Peso PHP ₱

📈 Exchange rate

1 KWD = 3.25 USD

1 KWD = 2.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to KWD – Kuwaiti Dinar Converter

🇺🇸 United States Dollar ($)

🇰🇼 Kuwaiti Dinar (د.ك)

Kuwaiti Dinar exchange rates as of October 18, 2026: 1 USD = 0.308 KWD (1 KWD = 3.25 USD). 1 EUR = 0.346 KWD (1 KWD = 2.89 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to KWD in detail →

On the map

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Highest

Between locations

Janub-as-surrah Cebu 8,090 km ≈ 11 h nonstop flight

From you

Janub-as-surrah
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Janub-as-surrah vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, leisure, and clothing. The 38% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,900 in Janub-as-surrah and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $760 in Janub-as-surrah versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Janub-as-surrah pay roughly 24% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,266 per month in Janub-as-surrah versus $918 in Cebu – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,266 in Janub-as-surrah, a $1,500 budget is realistic in Cebu but tight or insufficient in Janub-as-surrah. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Janub-as-surrah, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Janub-as-surrah and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 38% less than in Janub-as-surrah. Beyond cost, consider language, visa policies, and how big the international community is in each city.